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Business Profile

Insurance Consultant

Keystone Interactive, LLC

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Insurance Consultant.

Complaints

Customer Complaints Summary

  • 48 total complaints in the last 3 years.
  • 22 complaints closed in the last 12 months.

If you've experienced an issue

Submit a Complaint

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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Complaint status

Complaint type

  • Initial Complaint

    Date:10/03/2024

    Type:Service or Repair Issues
    Status:
    ResolvedMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I was searching the web for ** Affordable Healthcare/** marketplace and ************************************************ popped up and they are owned by ******************************************* located in **********, ** **************. I placed my basic information in and then they called immediately. The representative asked me how much I was willing to pay and I realized this was not the ** marketplace. I told him I was not interested in their services. This was at 4:15 pm ET yesterday, they then began spamming me with over 40 calls last night. I block the number and then they call from another number. I asked several times to be taken off the call list and they refused. Today, it started again at 9am and I have had over 40 calls again. I am desperately looking for a way to stop the spamming.

    Business Response

    Date: 10/03/2024

    RE: ******** ************
    ****************
    *********, ********
    Daytime Phone: **************
    E-mail: **************************


    Complaint ID:
    ********.
    October 3, 2024
    To whom it may concern;  
    We have placed Ms. ************ on the Do Not Call List. We apologize for the inconvenience this may have caused.

    Sincerely,
    ****** ******

    Customer Answer

    Date: 10/03/2024

     
    Better Business Bureau:

    I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

    Thank you so very much for your assistance.

    Sincerely,

    ******** ******-*****

  • Initial Complaint

    Date:09/16/2024

    Type:Sales and Advertising Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I was mislead by an ad when googling mass health connect, i signed up on their site before I released my mistake. They have called me more than 20 times in one day with very aggressive sales tactics. I've asked that they not call me but to no avail. I can't see anyway to get them to stop calling snd leave me alone. Their website is: ********************************

    Business Response

    Date: 09/17/2024

    RE: ***** *********
    ********************************************************
    Daytime Phone: **************
    E-mail: *****************************************


    Complaint ID:
    ********

    September 17, 2024
    To whom it may concern;  
    We have placed Mr. ********* on the Do Not Call List. We apologize for the inconvenience this may have caused.

    Sincerely,
    ****** ******
  • Initial Complaint

    Date:08/19/2024

    Type:Delivery Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I went to ********************************* to research health plan rates and since visitingh the site have received over 25 calls in 2 hours despite 5 requests (on the first few calls) to be placed on their do not call list.

    Business Response

    Date: 08/19/2024

    RE: *********************
    *************************
    ******, ** 30097
    Daytime Phone: **************
    E-mail: ********************


    Complaint ID:
    ********
    August 19, 2024
    To whom it may concern;  
    We have placed **************** on the Do Not Call List. We apologize for the inconvenience this may have caused.

    Sincerely,
    *************************
  • Initial Complaint

    Date:08/09/2024

    Type:Service or Repair Issues
    Status:
    ResolvedMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Today, August 9th at approximately 12PM, I filled out an online form from affordablehealthinsurancetoday.com to get an online/email quote for health insurance. Before I could even hit the submit button, my phone started ringing. The 1st ****** that called stated he was calling in reference to the health insurance quote I'd submitted. I explained I was looking for an email quote, NOT a phone call, and that now was not a good time to call. The ****** became insistent that I talk with him. I again repeated that I was NOT prepared to make any decision and this was for information for a future date. I then hung up. Afterwards, I received 15 calls from the same company within a 20 minute span of time from different numbers. I answered several more calls and told them to remove my number from their database. They refused and continued to call. The last ****** I spoke with belittled me for not wanting to talk right now. I told him I was reporting them to the ftc. They are continuing to harass me. I had to forward my calls to my ****** voice number to prevent them from reaching me directly. They never left messages. They have called over 50 times today so far and at the moment is is 4:26PM. You can see from the screenshot how many times they (suspected spam) called. This was after I forwarded calls to ****** voice.

    Business Response

    Date: 08/12/2024

    RE: ************************************************************************************************************************************** E-mail: *********************


    Complaint ID:
    ********
    August 12, 2024
    To whom it may concern;  
    We have placed **************** on the Do Not Call List. We apologize for the inconvenience this may have caused.

    Sincerely,
    *************************

    Customer Answer

    Date: 08/20/2024

     
    Better Business Bureau:

    I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

    Sincerely,

    ***********************
  • Initial Complaint

    Date:07/17/2024

    Type:Sales and Advertising Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    After surfing the web for health insurance I received a call after visiting a website and filling out an online form from ************, she asked me personal questions about my health and then transferred me to another department, Agent by the name of **************** with Cornerstone at ************, She asked for my SS# and payment or a postdated payment, when I said I couldn't pay she hung up on me. I called back and she still wouldn't give me her last name but only her initial of C. I think this is a scam and now they have my personal information and SS#.

    Business Response

    Date: 07/17/2024

    July 17, 2024
    To whom it may concern;  
    Keystone Interactive is not associated with any company or agent **************** with Cornerstone.
    I checked data base by that phone number, state, and zip code. I also checked the call portal and nothing was coming up under the phone number ************** for the *** for either. 
    ********************************* accusations against Keystone Interactive are fraudulent.

    Sincerely,
    *************************

    Customer Answer

    Date: 07/17/2024

    Please see the attached list of telephone numbers associated with the website from Health Care ************************************************************************************************************&sub_id=************&gclid=CjwKCAjw1920BhA3EiwAJT3lSUwpMcABG7--kb1rJJx21wa9E8YtqZ4vnR6mxM6hHzWzqgDcYNm68RoC4C0QAvD_BwE

    Through Keystone they are the opperator of this website on Affordable Health Ins. The agent is with them and only offered her name as **************** **************

    Customer Answer

    Date: 07/19/2024

     
    Complaint: 21981063

    I am rejecting this response because:

    Please see the attached list of telephone numbers associated with the website from Health Care ************************************************************************************************************&sub_id=************&gclid=CjwKCAjw1920BhA3EiwAJT3lSUwpMcABG7--kb1rJJx21wa9E8YtqZ4vnR6mxM6hHzWzqgDcYNm68RoC4C0QAvD_BwE

     

    Through Keystone they are the opperator of this website on Affordable Health Ins. The agent is with them and only offered her name as **************. **************




    Sincerely,

    *****************************

    Customer Answer

    Date: 07/25/2024

     
    Complaint: 21981063

    I am rejecting this response because:

    Please see the attached list of telephone numbers associated with the website from Health Care ************************************************************************************************************&sub_id=************&gclid=CjwKCAjw1920BhA3EiwAJT3lSUwpMcABG7--kb1rJJx21wa9E8YtqZ4vnR6mxM6hHzWzqgDcYNm68RoC4C0QAvD_BwE

     

    Through Keystone they are the operator of this website on Affordable Health Ins. The agent is with them and only offered her name as **************. **************





    Sincerely,

    *****************************

    Business Response

    Date: 07/25/2024

    RE: *****************************
    ********************************************************************
    **************

    Complaint ID:
    ********

    July 25, 2024
    To whom it may concern;  
    Once again, I checked the database for Ms. ********** phone number, state and zip code. I also checked the call portal and nothing was coming up under her phone number.
    Once again, Keystone Interactive LLC DOES NOT do business with a Cornerstone nor with an Agent by the name of **************** with Cornerstone at ************.
    We also checked ********************** names by Cornerstone are showing INACTIVE.
    Corporate Name Document ***************************** **** ****** INACT
    CORNERSTONE, **** ****** INACT
    CORNERSTONE, **** F95000002542 CROSS RF
    CORNERSTONE, LLC L03000053297 INACT
    CORNER STONE LIMITED LIABILITY COMPANY L04000062732 INACT
    THE CORNERSTONE, LLC L04000075673 INACT
    CORNERSTONE, LLC. L05000018987 INACT
    CORNERSTONE, LLC. L05000073835 INACT
    CORNERSTONE LLC L05000073999 NAME HS
    CORNERSTONE LLC L05000114578 INACT
    CORNERSTONE LLC L07000018736 INACT

    Ms. ********** accusations are grossly fraudulent.

    Sincerely,
    *************************
  • Initial Complaint

    Date:07/09/2024

    Type:Service or Repair Issues
    Status:
    ResolvedMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    They won't stop calling me. I have told them to place me on their do not call list and the reps just hang up on me.

    Business Response

    Date: 07/10/2024

    RE: ***************************
    *******************************************************************
    Daytime Phone: **************


    July 10, 2024
    To whom it may concern;  
    He's not populating at all in our system. I checked data by that phone number, state, and zip code. I also checked the call portal and nothing was coming up under the phone number ************ for the *** for either. 
    Mr. ********* accusations are grossly fraudulent.

    Sincerely,
    *************************

    Customer Answer

    Date: 07/18/2024

     
    Better Business Bureau:

    I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. Their response is completely unacceptably accusatory through. I was just going off the information that the caller provided me. Your industry is a scam in general and hope you the worst.

    Sincerely,

    ***************************
  • Initial Complaint

    Date:06/21/2024

    Type:Service or Repair Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I was looking for health insurance when I made the mistake of getting in contact with agents from affordablehealthinsurancetoday.com, which is from Keystone Interactive LLC, they call upwards of 8 times a day, refuse to put management on the phone, incredibly rude, employees hang up and laugh at callers. Feeling genuinely harassed at this point.

    Business Response

    Date: 06/24/2024

    June 24, 2024

    To whom it may concern;

    We checked our records for this individual. His email and phone number were not located in our database as ever being called or contacted via email. His statements are fraudulent. We ask the BBB to consider this case closed.

    Sincerely,

    *************************

    Business Response

    Date: 06/24/2024

    To whom it may concern;

    We checked our records for this individual. His email and phone number were not located in our database as ever being called or contacted via email. His statements are fraudulent. We ask the BBB to consider this case closed.

    Sincerely,

    *************************

  • Initial Complaint

    Date:05/23/2024

    Type:Service or Repair Issues
    Status:
    ResolvedMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Yesterday, 05/22/2024, I was searching for health insurance, affiliates of this company came up, I clicked on the site, and was hoping for online quotes, the company immediately called me, I answered the phone, let them know I was not interested in purchasing anything that day due to having to confer with my husband, they continued to push the issue, putting me though to an "agent" let us call him "*****", he did his thing of comparison after I also informed him of my current situation, I told him I would have to confer with husband, again, and that I would reach out to the company directly. ***** became irate, started belittling me, calling me stupid, and telling me I did not listen, as well as why I even called them, why I stayed on hold just to deny him the sale, he then proceeded to threaten me with ******** calls, telling me to not even bother turning my phone on or answering it, because then are going to continue to call me, to the point of me having to change my number. My phone number is used for a business, so not answering is not an option. I have received 18+ calls in a 24 hour period, and they are still coming in, I have starting blocking numbers. This needs to be resolved. I do not want any more calls.

    Business Response

    Date: 05/24/2024

    05.24.2024

    Ms. Terra has been placed on the DO NOT Call List.

    Sincerely,

    *************************

    Customer Answer

    Date: 05/27/2024

     
    Better Business Bureau:

    I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

    Sincerely,

    Marquella Terra
  • Initial Complaint

    Date:05/01/2024

    Type:Product Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I searched online for health insurance pricing. Received a call and was helped. But since 3:30pm yesterday (4/30/24) and 4:00pm today (5/1/24) I have received nearly 100 phone calls from various phone numbers all asking if I want health insurance. I've asked them to stop and they hang up. It's very unnecessary and stressing me out.

    Business Response

    Date: 05/07/2024

    Issue has been resolved

    Customer Answer

    Date: 05/25/2024

    I am still receiving numerous phone calls asking about health insurance.  At least 4 a day. 

    This issue is not resolved to my satisfaction.

     

    Thank you

    Customer Answer

    Date: 05/28/2024

     
    Complaint: 21653061

    I am rejecting this response because:

    I am still receiving numerous phone calls asking about health insurance.  At least 4 a day. 

    This issue is not resolved to my satisfaction.

     

    Thank you



    Sincerely,

    ***************

    Business Response

    Date: 05/29/2024

    We apologize for the inconvenience.

    This was an oversight as I did request for this person to be put on the *** list and it was not taken care of.  As of May 29, 2024 this individual was added to the *** list.

    Thank you,

    *************************

  • Initial Complaint

    Date:03/26/2024

    Type:Sales and Advertising Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I browsed the Keystone Interactive company website. *****************************************************************************************************************&sub_id=************&gclid=CjwKCAjw5ImwBhBtEiwAFHDZx2ZRowS1Hp9O4WLPVN_o7_xfUyAlQI-gptfF78FU2r9zd9kDuaKyGRoCA_QQAvD_BwE Immediately the company started calling from different telephone numbers. I answered the first call because I was genuinely interested in a health insurance quote. However, while I was speaking to the agent , other agents were also calling me. So far I've had 16 phone calls from Keystone Interactive in 10 minutes. It's excessive, it's a nuisance and it's harassment.

    Customer Answer

    Date: 03/27/2024

    51 more calls today.  I asked to be removed from their calling list. I also requested to be removed through a link on the company website. 

    Business Response

    Date: 04/29/2024

    ISSUE HAS BEEN RESOLVED

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