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Business Profile

Loans

Birch Lending

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Loans.

Reviews

Customer Review Ratings

1.23

Average of 40 Customer Reviews

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Review Details

  • Akillah C

    Date: 05/22/2024

    I signed up for a loan using the Forbes website links for loans. Somehow, I ended up receiving an email from Birch stating that my loan was approved. I had no idea they were not associated with the original application. Desperately, I signed the document, not knowing I would be paying quadruple the amount borrowed. This place is a scam. The payoff amount fluctuates inconsistently. When I called to ask why my payoff amount was cheaper a week ago, I was told the information was in the contract I signed. The workers there are rude and refuse to answer any questions, constantly referring me to the disclosure.After paying $3,000 on my $500 loan, I was finally able to pay the remaining $446.08. However, you arent allowed to make the final payment online, making the process a hassle. When I called, it took the agent 40 minutes to process my payment. I told her I was at work and asked if she could make it quick. I also asked if I would receive a receipt, but she only referred to the disclosure, saying I would receive an email once the payment was successful. This didnt confirm if I would receive a receipt.I wish this place could get shut down. They prey on people in need of loans.

  • Lourdes A

    Date: 05/04/2024

    Horrible company. They over charge you for your loan. I received a $840 loan and I just realized they are going to charge me $5,000 for the loan.

  • Erin T

    Date: 04/02/2024

    I had an emergency and needed a quick $1000 to pay rent. I never saw the actual payments listed in the application and the percentage rate was high, but under 30%.I have paid two payments of $267.80 and logged into their website to see what the balance was. I was appalled by the loan agreement listed on their website and it stated I had 20 payments of $267.80 to make totaling $5,356.07. This is seriously robbing people who need help and taking advantage of a bad situation for an absurd amount of money to pay back. I did not see this in their loan application.if I did, I would have never went this route. Seriously f%#ked up what this company does to people putting them much deeper in the hole. Oh, and if I wanted to just pay the loan off today it would be $1,068. Even though I have already paid $535.60

  • Rodney G

    Date: 04/01/2024

    the interest is ******% me and my boyfriend got a loan for 600 dollars and by the time this loan is over we will be paying close to ***** dollars absolutely highway robbery this business needs to be shut down. 0/10 WOULD NOT RECOMEND

  • Kristen S

    Date: 03/28/2024

    I took out $800 loan. I made 11 payments of $162.12 and got a payoff quote today for $792.44. This is literally $8 less than what I got my original loan amount for. I have made 11 payments which total out to be $1,783.32 and now including the payoff I just made, I will have spent a total of $2,575.76 just for a $800 loan. I'm literally crying right now. These people are fraudulent, and this should be illegal! Their customer service is horrible. I highly encourage, that even in the event of an emergency, DO NOT USE THIS COMPANY!

  • Bocephus Y

    Date: 02/27/2024

    I like a lot of these others wanted to get a small $1000 loan around Christmas until I got income tax. I asked for $1000 but they of course here have $1050, pay pack $140 a week. until after i made 8 payments was curious where is was sitting. 679% interest, the interest was high as if not higher than my payment so after i made the 8 payments my balance was $1057. This place should be shut down and had to be borderline ILLEGAL what they are doing. Ive seen payday loans with around 400% interest but mine was near double that.. So if youre looking for a payday loan you can basically pay back instantly stay away from these people. Wish I had money for an attorney right now to look into this because its highway robbery.

  • Maria B.

    Date: 02/27/2024

    Unless your desperate and plan to pay back the next day, do not use them!!I called to pay off loan and was told they needed "a heads up" before I payed it off so I would still be charged the next scheduled payment. *** was rude and hung up on me. Had to call back. B**** was rude too.

  • Michael M

    Date: 02/06/2024

    Took out a $800 loan that now is costing me $5,000. They are charging me a 300% plus interest rate which was not disclosed in the initial contract. They have modified their contract along with forging my signature on documents I did not sign. THEY ARE FRUAD!!

  • Nicole N

    Date: 01/10/2024

    Illegal and predatory. I borrowed **** and was charged 696% APR for the loan, havingmto pay over **** and I wasn't late nor did I miss a payment.

  • Eduardo C

    Date: 12/27/2023

    The biggest heist in finances. DO NOT WORK WITH THESE PEOPLE.Be careful.

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