Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Insurance Services Office

B C A A

Headquarters

Reviews

This profile includes reviews for B C A A's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

B C A A has 26 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • B C A A

      4567 Canada Way Burnaby, BC V5G 4T1

      BBB accredited business seal
    • B C A A

      7343 120 St Delta, BC V4C 6P5

      BBB accredited business seal
    • B C A A

      103 5710 24 St Vernon, BC V1T 9T3

      BBB accredited business seal
    • B C A A

      10 20190 Langley Bypass Langley, BC V3A 9J9

      BBB accredited business seal
    • B C A A

      400 500 Notre Dame Dr Kamloops, BC V2C 6T6

      BBB accredited business seal

    Customer Review Ratings

    2.18/5 stars

    Average of 51 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromTim H

      Date: 13/05/2023

      1 star
      Terrible service. It took 4 hours for the tow truck contacted me. Don’t waste your money on BCAA.

      B C A A

      Date: 23/05/2023

      Hi **************,

      We are sorry to hear about your recent Roadside Assistance experience. We will have someone from our ************************ Team look into this and connect with you.

      Thank you-

      Customer Care - **********************

    • Review fromToby H

      Date: 01/05/2023

      1 star
      I have been a long time BCAA member as was my late father and mother. Was looking to extend my daughter's coverage (22 year old top condition athlete) for a few days on her return from training in Japan for her return trip to Canada. Advised that she had seen a doctor while there (which I paid for and was not seeking any reimbursement). Refused to cover her because she went to get checked by a doctor - even with a subsequent medical report showing perfectly cleared from the check 6 weeks earlier (training 6 x a week 2x a day since that time). Pulling all my insurance dealings for BCAA - this is not a good company for long term customer loyalty (zero claims over many many years of buying the product). And I once was a big fan and proponent.

      B C A A

      Date: 23/05/2023

      Hi ****,

      Thank you for your review and we can understand your disappointment in not being able to extend your daughter's travel insurance. When purchasing travel insurance, it is best to issue the policy for the entire trip as the policy is referred to our *********************** when seeking an extension after seeking medical care. The Underwriters then review the reason for the Dr visit, or medical care,  to determine if we are able to issue an extension. Regrettably, we were unable to issue the extension in your daughter's case and understand that a ************* Advocate has been in touch with you.

      Thank you,

      *************, **********************

    • Review fromKim P

      Date: 01/05/2023

      1 star
      BCAA refused to extend my daughter’s health insurance while in Japan. Had to talk to numerous agents, was given the run around! I do not recommend. Brutal service. Go elsewhere for your optional health coverage.

      B C A A

      Date: 23/05/2023

      Hi ***,

      Thank you for your review and we can understand your disappointment in not being able to extend your daughter's travel insurance. When purchasing travel insurance, it is best to issue the policy for the entire trip as the policy is referred to our *********************** when seeking an extension after seeking medical care. The Underwriters then review the reason for the Dr visit, or medical care,  to determine if we are able to issue an extension. Regrettably, we were unable to issue the extension in your daughter's case and understand that a ************* Advocate has been in touch with your daughter.

    • Review fromGabriel C

      Date: 06/04/2023

      5 stars
      Contractor recharged my car battery without guidance on future maintenance. Car failed to start the next day. BCAA employee ***** made correct diagnosis, gave helpful guidance, and provided a ride. Knowledgeable, professional, and kind. Prefer not to receive contractors in future services.1 Star for the Contractor and 5 stars for *****.
    • Review fromChris E

      Date: 22/03/2023

      5 stars
      Our home insurance quote came in under ******* ***** for better coverage. The agent answered all of our questions and was very versed in the levels and types of insurance we needed. Wish all customer service was this good! was this good! We're moving everything over -- Thanks *****.

      B C A A

      Date: 23/03/2023

      Hi *****,Thank you for trusting BCAA to insure your home and taking the time to recognize the exemplary customer ********************** from our team member, *****, who is one of our Home Insurance Trusted Experts. We look forward to serving you for many years to come!Kind Regards,******************************** ************************ **********************
    • Review fromCharles

      Date: 27/02/2023

      1 star
      This morning I called BCAA to point out that my home insurance was double-billed on my AMEX in the amount of $1,343.16. The BCAA rep confirmed the double billing while apologizing that it would take two weeks for the accountants to refund one of the payments. I wonder how many other clients have been double billed for the benefit of an "interest free loan" over two weeks . . . pretty slick operation to deprive clients of their money! *************************, ********, **

      B C A A

      Date: 28/02/2023

      Hi **************,Thank you for bringing this to our attention. I understand why this is concerning for you. I have forwarded your concern to our ************* team and asked that one of our team members reach out to you to look into what occurred and resolve your concern.Thank you,******************************** Manager, ************* - **********************

      Charles

      Date: 13/03/2023

      Following is an update/summary on disposition of outstanding BCAA re-imbursement:a) 21 Feb 2023, BCAA charged my AMEX account $1343.16 for home insurance policy b) 26 Feb 2023, BCAA charged my AMEX account $1343.16 for home insurance c) Approx 26 Feb 2023, notified BCAA rep by telephone of duplicate transaction which was acknowledged by the BCAA ********* also indicate it would take at least two weeks for adjustment to be realized in my account.d) Approx 27 Feb 2023, BBB was advised of outstanding issue.e) 28 Feb, received acknowledgement from ********************************, ******** ************** ********************** which also stated that my "concern" was forwarded to ************* team for ultimate resolution f) Received email 1 Mar from *************************** stating that file was reviewed and confirmed that BCAA did not hold onto funds and that a charge was credited back to account in an expedited manner. Notwithstanding funds not received.g) 3 Mar 2023, I dispatched an email in response to para (F), updating BCAA of nil receipt to date h) 6 Mar 2023, Issue acknowledged by BCAA Rep ***************************** with statement that pmt was authorized and that I should let BCAA know if pmt not received by Friday 10 ****** 10 Mar 2023, have dispatch an update to BCAA Rep advising nil receipt of pmt to date.j) I do check my AMEX/RBC accounts daily to verify transactions that *** have occurred over night and to scout for any potential fraudulent activity that needs addressing. It has now been at least 14 days since discrepancy was reported to BCAA and even by your own initial 14 day standard stated 26 Feb (Para c), pmt remains outstanding. IMHO, I suggest 14 days to remit over-payment is excessive and only allows ****************** to invest additional funds up to a point where in BCAA best interest to earn income. Of note, you can collect pmt for home insurance policy in a timely manner without difficulty. However, when the shoe is on the other foot, ****************** experience timely remittance challenges . . . go figure, eh! . . .Perhaps a cheque via *********** would be more expedient in light of BCAA Technological obstacles!

      Charles

      Date: 15/03/2023

      Am pleased to report that Home Insurance adjustment received to my **************** account this a.m. Thank you
    • Review fromJon H

      Date: 03/02/2023

      1 star
      "Good Luck on a Refund"** I'll give the BCAA rep I spoke to credit for at least apologizing for their system - not critiquing the customer **********************, she tried 4 different ways of cancelling my account - its BCAA itself that has a bad policy and system here. **My wife and I just got married and finally got a better car that isn't on the verge of giving me an anxiety attack constantly.So I called to cancel my membership and request a refund. Save on the $400/year membership.Up until today, I would have said I was a pretty happy customer of **********************. ** year member on my current account, but actually started several years before that on my parents membership. I've had travel insurance with them, and was looking at bundling in our home insurance this year. I've used a tow a year, maybe two calls maximum per year, never for any serious length of tow. I've been an easy client for you guys and I hoped for better treatment.I'm not a happy customer. Because of predatory refund polices.I was advised by the rep, that accounts can only be cancelled with 45 days of renewal and I'm at 60 days. Excuse me? Every single subscription service of which I or my wife are involved with is well familiar with the very basic concept of "Pro-Rating" a bill. Why isn't BCAA? I'm happy to be charged for the 60 days of coverage which I've used, though I haven't made a call to BCAA since my renewal, so you can't claim I've used your service... Its the following 300 days of the year that I won't need your service any more that I resent being charged for.I'm a tree guy, and I work with hundreds of clients a year, and I'll tell you if I took $400 to take down a small tree, and I only took 10% of the tree down, I would be refunding my client the other 90% of their $400...Its disappointing. I'll be advising folks to stay away from BCAA moving forward. What a distasteful and retro-grade billing practice.

      B C A A

      Date: 09/02/2023

      Hi Mr. *********,
      We are so sorry to hear about your recent experience and the extra frustration it has caused you. We have taken a look at your account and see that the cancellation has been processed and a refund cheque has been ordered. Kindly allow for 10-14 business days to receive your cheque.
      Thank you,
      Ruth-Anne F******
      Manager, Customer Care - BCAA
    • Review fromKaren H

      Date: 28/01/2023

      1 star
      Horrible customer service! Spoke with a rep. for 22 minutes without resolving my issue. BCAA cancelled my membership 5-1/2 months before my expiry date and did not advise me. Stated I had $87.50 outstanding on my account I informed them I paid that via e-transfer which they stated was reversed the next day (do not know why) which here we are 9 days later and it is not back in my bank account. Beware, according to my requests to the rep I spoke to there is no one to assist with problems.
    • Review fromB. E.

      Date: 23/01/2023

      1 star
      Terrible. My payment information needed updating. I have made four attempts, have updated it, and still the payment hasn’t gone through. Every time I contact them it involves long periods of waiting etc.. Not impressed. I feel like cancelling the whole thing.

      B C A A

      Date: 25/01/2023

      Hi *******,
      It was a pleasure speaking with you this afternoon and I am very sorry that you were not able to renew your membership this year without the added frustration. As discussed, I have added goodwill to your account which you can use towards your next membership or home renewal and I have sent you an email with my direct contact information if you need anything in the future.
      Thank you,
      Ruth-Anne F******
      Manager, Customer Care - BCAA

      B. E.

      Date: 25/01/2023

      A wonderful customer service representative phoned me, and I was pleased with her kindness and understanding. The matter has been satisfactorily resolved.
    • Review fromK. P.

      Date: 12/01/2023

      1 star
      AVOID AVOID AVOID. All BCAA does is send you a higher home insurance premium year after year without explanation. Their whole business model is basically to prey on the elderly by promising "discounts" based on being a member. I was almost 20 years in CLAIM FREE until I realized that I was paying nearly 3X more than every other local insurer had quoted for the same policy. They *** without any due diligence and certainly DO NOT represent their members. I am all for making a profit or offering premium services at higher prices, but this is just plain unethical. No wonder they exited the travel business, I am sure that they won't last much longer in insurance as their customer base ages out. Even when you try to cancel they nail you with a $250 fee and make you jump through hoops to try to back out after being a loyal customer. Put a stop payment on the account and never look back!

      B C A A

      Date: 18/01/2023

      Hi Mr. *******,
      I am sorry to hear that you remain unsatisfied with the support provided by one of our Customer Care team members. As he stated, based upon your length of membership and your service experience, we were happy to cancel your policy on a pro rate basis, which is not industry standard, and waive the $250 fee. In order to cancel the policy, we do have legal signature requirements and, regrettably, we have not received the documents at this time. If you would like to proceed with the cancellation, please reach out to our Customer Care Team member you spoke with and he will be happy to assist.

      K. P.

      Date: 18/01/2023

      The amusing thing is that you had no issue using ******** to complete the very same documents for my other policy with you. Why wasn't this remote signing option ever presented in the case we are referencing here? I have already offered to send a PDF of an official certificate from Victoria yet you insist on me making arrangements across town with other members of my family to obtain some signature that is totally irrelevant. I have gone through your complaints process with the Ombudsperson email address and are continually stonewalled by your customer service people. Sorry, but I don't have the hours it takes to play your games after losing many thousands of dollars in trusting you over the course of 20 years. What is NOT industry standard is how you deal with your customers ** ********* ** **** *** ******* **** *** ******** ** ****  **** **** **** * ******

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.