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Business Profile

Loans

Marcus by Goldman Sachs

Complaints

This profile includes complaints for Marcus by Goldman Sachs's headquarters and its corporate-owned locations. To view all corporate locations, see

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    Customer Complaints Summary

    • 1,707 total complaints in the last 3 years.
    • 673 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:03/10/2025

      Type:Customer Service Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with Goldman Sachs Bank USA, I do not have a contract with Goldman Sachs Bank USA, they did not provide me with the original contract as I requested.

      Business Response

      Date: 03/17/2025

      Goldman Sachs Bank USA (the Bank) received the above-referenced complaint related to Apple Card via the ************************ (BBB) Complaint Portal on March 11, 2025. ******** appreciates the opportunity to address the concerns raised by ***** ****** (the Customer) related to credit reporting for the ************************** conducted an investigation and confirmed no Bank error occurred. According to the Banks records, the Customer opened an Apple Card and consented to the Apple Card Customer Agreement on May 14, 2020. As stated in the Apple Card Customer Agreement, the Bank may report information about the account to the ************************** which includes but is not limited to Late Payments, Missed Payments, or other defaults on the account. ******** is unable to provide the Customer with signed documents as the Customer electronically consented to the Apple Card Customer Agreement by completing the application and opening the account.
      ******** confirmed the account was reported accurately to the **************************** The account was charged off on November 30, 2021, as a result of the Customer failing to make a payment to satisfy at least the minimum amount due by May 31, 2021. ******** successfully delivered Statement Available Reminders, Payment Due Reminders, Missed Payment Reminders, and Eligible for ************* Reporting reminders to the email address on file. ******** is obligated to report accurately to ************************* and is unable to remove or update the Customers credit reporting.
      ******** conducted a review of interactions and was unable to locate a previous request for documentation validating the debt owed. ******** sent the Customer documents on March 13, 2025, validating the Customer's debt including a copy of the Apple Card Customer Agreement and twelve months of statement history showing records of transactions and payments to validate the balance and the debt owed. The Customer is responsible for the balance of $2,848.22 provided in the latest statement from November 30, 2021.
      Based on the above details, the Bank kindly requests for this complaint to be closed.
    • Initial Complaint

      Date:03/06/2025

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I opened a no penalty CD account they put my $10,000 in a regular CD account. I contacted merchant they next day. I had buyers remorse. They told me they would my money back in my bank account. As of 3/5/25. I gave not received my money back. Not have I heard back from them. Theft of services

      Business Response

      Date: 03/12/2025

      BBB Response Gottwald
      ID ********
      Marcus by Goldman Sachs, a brand of Goldman Sachs Bank USA (the “Bank”), received the above referenced complaint via the Better Business Bureau Complaint Portal on March 7, 2025. The Bank appreciates the opportunity to address the concerns raised by David Gottwald (the “Customer”) related to closing their Certificate of Deposit (“CD”).
      On February 28, 2025, the Customer opened and fund a 12-month CD account via the Bank’s website. On March 1, 2025, the Customer contacted the Bank requesting to close their CD as they had inadvertently opened the wrong CD account. On March 7, 2025, the Bank approved to close the CD without a penalty incurred and transferred the funds to an external account.
      Based on the above details, the Bank kindly requests this complaint to be closed.
    • Initial Complaint

      Date:03/05/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I called on I believe Sunday to see about lowering interest rate to maintain good standing on the account due to financial hardship. I was told there was no lower interest rate available. So I closed the account. What I was not told was to get payment assistance the account has to be open so now theres no assistance available. I want to keep the account in good standing. Today I spoke with a few folks that offered no assistance and if anything , sarcasm.

      Business Response

      Date: 03/12/2025

      Goldman Sachs Bank USA (the Bank) received the above-referenced complaint related to Apple Card via the Better Business Bureau (BBB) Complaint Portal on March ******. ******** appreciates the opportunity to address the concerns raised by **** ******** (the Customer) related to options offered by the ****************** hardship.
      ******** conducted an investigation and confirmed no Bank errors occurred.According to the Banks records, the Customer contact the Bank on February *******, and requested to lower the Variable Annual Percentage Rate on the account. ******** does not currently offer reductions of the accounts Variable Annual Percentage Rate at this time. During the conversation the Customer requested to close the account. As a result of the Customers request, the Bank successfully closed the account on February 23, 2025. ******** sent the Customer an email detailing the account closure.
      The Customer contacted the Bank on March 5, 2025, and requested to enroll in an Apple Card payment Plan. The Customers account is currently not eligible for a payment plan. The Customer should continue to remain in contact with the Bank for potential future enrollment. ******** is available 24 hours a day, 7 days a week by phone at ************** or by message from the Wallet app. ******** conducted a review of interactions and was unable to locate any record of mistreatment or misinformation provided by a Bank representative.
      Based on the above details, the Bank kindly requests for this complaint to be closed.

      Customer Answer

      Date: 03/12/2025

       
      Complaint: 23025678

      I am rejecting this response because:

      when speaking with them , I was told there was no payment plan or reduction in APR since the account was closed.  That said , why would the first representative not tell me that before I closed it.  Had I known it had to be open I would have left it open and went that route. 
      *********,

      **** ********
    • Initial Complaint

      Date:03/04/2025

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Two years ago, I get a CD with Markus.2000. I called the first week in February to ask about my options at the maturity date, which was the end of February. Then I was told theres no account and the account was closed in September. I have been receiving my mail, but they say sometimes the mail is returned. Im not sure why its inconsistent. They close my account without calling me and letting me know my online profile says zero dollars so my money is missing. I dont have acheck account is zero. Three times I have called and they tell me theres an investigation. Theyll get back to me in three and four days. No one ever calls until I call themback and start all over again. Im getting the runaround.. they have my money its not getting interest and its still with them. I need them to issue a check ASAP. Even this month, I have two pieces of mail and they said one piece was returned on February 24. Im not sure why but the is correct because Im still getting mail. Since my first phone call a month ago, they can tell theres not a check cashed.

      Business Response

      Date: 03/11/2025

      BBB Deposits *******
      ID: ********
      **********************, a brand of Goldman Sachs Bank USA (the Bank), received the above-referenced complaint via the Better Business Bureau Complaint Portal on March 4, 2025. The Bank appreciates the opportunity to address the concerns raised by ***** ******* (the "Customer) related to accessing their Certificate of Deposit (**).
      On August 12, 2022, the Bank conducted an account maintenance review and identified that the Customers ** did not have a signature card on file. Accordingly, between August 2022 and August 2024, the Bank mailed multiple letters to the Customers address on file informing the Customer that a signature card is required. Per the Banks Deposit Account Agreement (DAA), the Bank requires all account owners to complete a signature card within 30 days of opening an account.
      On August 27, 2024, the Customer contacted the Bank, and a Bank Specialist stated the Bank must receive the completed signature card by September 15, 2024, or the Bank will close the *** On September 20, 2024, as there was no signature card on file, the Bank made a business decision to close the Customers **, and subsequently mailed the check with all funds from the closed account and a letter detailing the closure to the Customers address on file the following day.
      Between February 8 and February 13, 2025, the Customer contacted the Bank regarding their **, and was informed of the ** closure. Subsequently, the Customer indicated that they had not received the check sent by the Bank in September 2024, and requested to have the funds from the closed ** mailed to a new address via check. Due to an inadvertent error, the Bank specialist did not inform the Customer that a lost check affidavit was required to reissue the check.
      On March 4, 2025, the Customer contacted the Bank and informed that they have not received the requested check. Subsequently, the Bank opened an investigation into the Customers concerns. On the same day, the Bank mailed a lost check affidavit form to the Customer, which delivered to the Customers address on file on March 6, 2025.
      The Bank is currently waiting to receive the completed lost check affidavit.
      Based on the above details, the Bank kindly requests this complaint to be closed.
    • Initial Complaint

      Date:03/04/2025

      Type:Product Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am writing to formally complain about the unauthorized closure of my Marcus by Goldman Sachs account, which contained approximately $89,187.52.Key points of my complaint:1. In November 2024 and again in January 2025, I sent an affidavit of identity by post as requested. I received no acknowledgment of these documents.2. On February 25, 2025, I received a letter informing me that my account had been closed. No prior notification was given regarding this action.3. When I called customer service, the representative was unable to provide any details about the transfer of my funds or how I could reclaim them.This situation has caused me significant distress and financial uncertainty. I request that Marcus by Goldman Sachs:1. Provide a detailed explanation for the account closure.2. Confirm the current status and location of my funds ($89,187.52).3. Return my funds immediately, or outline the process for me to reclaim my money immediately.4. Compensate me for any interest lost due to this unauthorized action.

      Business Response

      Date: 03/11/2025

      BBB Response ****
      ID ********
      **********************, a brand of Goldman Sachs Bank USA (the Bank), received the above-referenced complaint via the complaint via the Better Business Bureau Complaint Portal on March 4, 2025. The Bank appreciates the opportunity to address the concerns raised by ****** **** (the "Customer) related to accessing their ************** Account (OSA).
      On November 6, 2023, the Customer initiated an outgoing transfer request from their OSA to an external account. During the transfer processing review, the Bank identified security concerns regarding the transfer, declined the transfer,and restricted the account. From November 2023 to May 2024, the Customer did not contact the Bank regarding their account access.
      On June 26, 2024, the Customer contacted the Bank regarding their account access, but the security concerns remained. As an alternative verification method, the Bank mailed an Affidavit of Identity ***** to the address on file in order to resolve the concerns on August 14, 2024. The Bank did not receive the completed *** back from the Customer.
      On November 21, 2024, the Customer contacted the Bank regarding their account access. The Bank made an exception to resolve security concerns without an *** and a Bank specialist successfully authenticated the customer, however,erroneously did not remove the restriction on the Customers account.
      Due to the inadvertent error, on February 20, 2025, the Bank made a business decision to close the Customers *** as a restriction remained on the account. On March 4, 2025, the Customer contacted the Bank and a Bank specialist informed the Customer of the Banks decision.
      After further review, the Bank determined that the account closure was a result of the previously mentioned error. On March 6, 2025, the Bank re-opened the Customers OSA and restored their online banking access. Due to the experience, the Bank provided is Customer with a credit to their account as a token of goodwill.
      Based on the above details, the Bank kindly requests this complaint to be closed.

      Customer Answer

      Date: 03/13/2025

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      ****** ****
    • Initial Complaint

      Date:03/04/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I never bought anything from **** *** in MO. **** *** is not a supplier I would ever use

      Business Response

      Date: 03/11/2025

      Goldman Sachs Bank USA (the “Bank”) received the above-referenced complaint
      related to GM Card via the Better Business Bureau (“BBB”) Complaint Portal on
      March 04, 2025. The Bank appreciates the opportunity to address the concerns
      raised by ********* ***** (the “Customer”) related to a transaction dispute
      with the merchant **** *** in the amount of $500.00.


      The Bank conducted an investigation and confirmed an inadvertent processing
      error occurred. The Customer initially disputed the transaction on December
      11, 2024, and February 10, 2025. The Bank applied a temporary credit while
      the disputes were investigated. Due to a processing error, the initial
      disputes were resolved incorrectly in the merchant’s favor. As a result, the
      temporary credits were reversed on February 10 ,2025 and March 04,
      2025.  The Bank sent the Customer an email detailing each dispute
      outcome.


      The dispute was reopened on March 04, 2025, and the Bank applied a temporary
      credit while the dispute was re-investigated. The dispute was ruled in the
      Customer’s favor due to insufficient evidence proving the Customer
      authorized the transaction.  As a result, the temporary credit that was
      applied to the Customer’s account was made permanent on March 11, 2025. The
      Bank sent the Customer an email detailing the dispute outcome. The Bank
      regrets the frustrations the Customer experienced.


      Based on the above details, the Bank kindly requests for this complaint to be
      closed.

    • Initial Complaint

      Date:03/04/2025

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have a savings account with them and tried to transfer 8000 out of it to fund an *** of mine for 2024. For some reason the automatic transfer came back to Marcus at which time they locked my account. ( week of ********. 2/24 I called and they said they couldnt verify me ( unable to even send my phone# a text) well have someone call you. On Fri 2/28 I called them back since no one called me. Finally got verified after 90 min on phone getting my daughter on the call ( joint on account) magically they could send me a text which I verified the code. I asked to close the account ( bad customer service) and send my money to my linked external account and was told this was all completed on 2/28. I called today 3/4 and Im getting the run around yet again- was told to call back in 3-5 days, that my account was still under investigation. What!? I just went through this last week, spent alot of time, and was verified to be me, and my account is still locked and they are holding my only money (savings) hostage. She could not give me any info again, just blamed it on the original 8000 transfer which somehow caused all this chaos. Please help, I need MY money and it seems like shady dealings. Im all about fraud protection, but this has gone way beyond that at this point. Thank you, ***** ******

      Business Response

      Date: 03/11/2025

      BBB Deposits ******
      ***********
      **********************, a brand of Goldman Sachs Bank USA (the Bank), received the above-referenced complaint via the Better Business Bureau Complaint Portal on March 4, 2025. The Bank appreciates the opportunity to address the concerns raised by ***** ****** (the Customer) related to accessing their ************** Account (OSA).
      On February 21, 2025, the Customer initiated an outgoing transfer from their *** to an external account. Later that same day, the Customer contacted the Bank with concerns pertaining to the security of their online profile. However, the Customer did not provide the necessary information to authenticate themselves for a Bank specialist to assist. Subsequently, the Bank restricted the *** until the security concerns could be resolved.
      On February 28, 2025, the Customer contacted the Bank requesting to close their OSA. Unfortunately, due to a processing error, the Bank experienced a delay in closing the Customers OSA. On March 6, 2025, the Customer contacted the Bank regarding the closure of their account. ******************* specialist assisted in resolving the security concerns to allow for an outgoing transfer and re-initiated the closure of the ***. Later that same day,the Bank successfully processed the outgoing transfer and closed the account.
      Based on the above details, we kindly request this complaint be closed. 
    • Initial Complaint

      Date:03/03/2025

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I opened 5 CD accounts ($1,000 each) on 2/2/25 with $5k transferred from my bank account (processed on 2/3). Days later, I received a weird email saying my statement delivery preferences were changed. I tried to log in and received a "security lock out" screen saying that I had to call **************. I called and was told Marcus was closing my account for "security" reasons without further explanation and was told I would receive my money back in 7-10 business days. A 2/10 email instructed me to "call about your account as soon as possible." I called again and was told the same thing. It is 3/3/25 and I have not received my $5k back nor have I received an explanation of why my account is cancelled.

      Business Response

      Date: 03/07/2025

      BBB Response Brown
      ID ********
      **********************, a brand of Goldman Sachs Bank USA (the Bank), received the above-referenced complaint via the Better Business Bureau Complaint Portal on March 3, 2025. The Bank appreciates the opportunity to address the concerns raised by ***** ***** (the "Customer) related to their Certificate of Deposits (**).
      On February 6, 2025, the Bank conducted an account maintenance review and identified security concerns with the Customers profile. Due to the ongoing security concerns, the Bank made a business decision to close the Customers ** accounts. Later that same day, the Customer contacted the Bank regarding their account access, but a Bank specialist informed the Customer of the Banks decision. Unfortunately, the Bank experienced a delay in closing the accounts.
      On March 6, 2025, the Bank successfully processed the Customers request to transfer the funds to the original funding account. Subsequently, the Bank closed the ** accounts.
      Based on the above details, the Bank kindly requests this complaint to be closed.

      Customer Answer

      Date: 03/13/2025

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that it is factually correct, albeit incomplete.  Only after I filed this complaint and then spent hours on the phone did the company return my funds. 

      Sincerely,

      ***** *****
    • Initial Complaint

      Date:03/02/2025

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have online CD accounts with Marcus by Goldman Sachs that will be matured in April 2025.

      On February 25, 2025, I changed one CD account's mature plan to be closing the account and transfering the money to an linked account with a different bank.

      On February 26, 2025, I received an email from Marcus said, "Please give us a call about your account as soon as possible at 1-855-730-7283, etc". Then I found that Marcus has locked my account. So I contacted the cusomer service. They said that their system could not send verification codes to my phone #, even though my phone is fully functional and I used it to login my account everytmie. I ask them to use my email in profile to send the codes, but they said their system is not allowed. They put my account under a review process. They said some one will call me.

      On February 27, 2025, since no one called me, I called Marcus to ask the status and the timeline to unlock my account. No one can provide me with any information.

      On February 28, 2025, I called to ask a supervisor or manager's answer, still no one can answer me. They don't tell me how long this process will take..

      I never see an online bank lock customer's account for so long with such a ridicously reason. Thank you for your prompt attention to this matter. Please unlock my account immediately.

      Business Response

      Date: 03/10/2025

      BBB
      Response ****
      ID
      ********
      Marcus
      by Goldman Sachs, a brand of Goldman Sachs Bank USA (the “Bank”), received the
      above-referenced complaint via the Better Business Bureau Complaint Portal on March
      3, 2025. The Bank appreciates the opportunity to address the concerns raised by
      Haiyan **** (the "Customer”) related to accessing their online banking
      profile.
      On
      February 25, 2025, the Customer provided instructions to the Bank requesting to close their Certificate
      of Deposit (“CD”)(account ending in 8919) at maturity and transfer the funds to
      a linked account. On February 26, 2025, during an account maintenance review, the
      Bank identified security concerns regarding the linked account and sent a
      notification to the Customer’s email to address the concerns. Subsequently, the Bank restricted the
      Customer’s online banking access until the concerns could be resolved. Later that same day, the Customer
      contacted the Bank regarding their account access, but the security concerns
      remained.
      On March 3, 2025, the Customer contacted the Bank to address the
      concerns. To resolve the security concerns, a Bank specialist conducted an
      authentication process to verify the Customer’s identity. In addition, the Bank
      specialist conducted a three-way call with the Customer and the external
      institution to verify the ownership of the external account. Following the call,
      the Bank specialist restored the Customer’s online banking access.
      Based on
      the above details, the Bank kindly requests this complaint to be closed.
    • Initial Complaint

      Date:02/28/2025

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I recently leased a 2025 ****** Equinox form *************** , *********. One of the provisions was to accept a Goldman Sachs credit card / Marcus with a $1,000.00 balance on it along with the final payment of $3,287.80 which was paid by check on 10-23-24 . I never got any written info on when I should make any payments for the Goldman Sachs credit card / Marcus .I am then contacted by Goldman Sachs / Marcus in early December 2024 requesting a payment. I make a $500.00 payment on 12-3-24 and make a second payment of $530.00 on 12-12-24 to zero out the balance and request the account closed. the additional $30.00 i was told was interest accrued in the account. I get contacted again by Goldman Sachs / Marcus on 2-5-25 that even though i pad off the balance and closed the account on 12-12-24, there were fees and interest accrued totaling $11.64 that I still owed them. I argued that if I closed the account and paid the balance of $530.00 on 12-12-24 how could I have additional fees and interest accruing. I paid the $11.64. on 2-6-25 thought I was finished with Goldman Sachs / Marcus,. Yesterday , 2-27-25, my wife received another message from Goldman Sachs / Marcus requesting $.06 which is due on 3-23-25 . It's not the amount that is upsetting us. It's the annoying badgering from Goldman Sachs / Marcus that is got us thinking that this is somekind of scam to get anything from clients .Please help us.***** Kerkenides ************ **********************

      Business Response

      Date: 03/07/2025

      Goldman Sachs Bank USA (the Bank) received the above-referenced complaint related to GM Card via the Better Business Bureau (BBB) Complaint Portal on February 28, 2025. The Bank appreciates the opportunity to address the concerns raised by ***** Kerkenides (the Consumer) related to interest assessed for *********************** conducted an investigation and confirmed no Bank error occurred. The Bank conducted an investigation and did not identify a GM Card account with the information provided by the Consumer. The Bank is unable to discuss another Customers GM Card account. The account owner should contact the Bank directly with questions or concerns related to the account. The Bank is available 24 hours a day, 7 days a week by phone at ************** or by chat on ****************************** through the account dashboard.
      Based on the above details, the Bank kindly requests for this complaint to be closed.

      Customer Answer

      Date: 03/11/2025

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      ***** Kerkenides

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