Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Financial Technology

Raisin

Reviews

Customer Review Ratings

4.18/5 stars

Average of 102 Customer Reviews

Want to share your experience?

Leave a Review

Review Details

  • Review fromSteven L

    Date: 02/26/2025

    5 stars

    Steven L

    Date: 02/26/2025

    I've always had a good experience with the ****** customer support. The support is quick, timely and helpful. I have to say much better than my mail bank which is ******

    Raisin

    Date: 02/27/2025

    Thank you for sharing your positive experience with our customer support team! We are thrilled to hear that you have consistently received quick, timely, and helpful assistance from us. Your comparison to other services is especially appreciated, as it highlights our commitment to providing exceptional support. We value your loyalty and look forward to continuing to meet your expectations in the future. If you have any further questions or need assistance, please don't hesitate to reach out.
  • Review fromJ.D. E

    Date: 01/29/2025

    5 stars

    J.D. E

    Date: 01/29/2025

    EVERYTHING WENT VERY SMOOTHLY, WAS ABLE TO TAKE CARE OF MY ISSUES PROMPTLY.

    Raisin

    Date: 01/30/2025

    Thank you for taking the time to share your experience! Were delighted to hear that everything went smoothly and that we were able to address your issues promptly. At Raisin, we prioritize efficiency and customer satisfaction, and its wonderful to know that we met your expectations. If you have any further questions or need assistance in the future, please dont hesitate to reach out. We appreciate your support and look forward to serving you again!
  • Review fromM. L. M

    Date: 01/27/2025

    5 stars

    M. L. M

    Date: 01/27/2025

    My experiences with Raisin customer service have always been excellent. They listen, ask the right questions and solve my problems quickly and efficiently. Thank you!

    Raisin

    Date: 01/30/2025

    Thank you for your positive feedback regarding your experiences with Raisin's customer service. We are thrilled to hear that our team has consistently met your expectations by listening attentively, asking the right questions, and resolving your issues efficiently. At Raisin, we strive to provide exceptional service and ensure that our customers feel valued and supported. Your acknowledgment of our efforts motivates us to continue improving and maintaining high standards in customer care. If you have any further questions or need assistance in the future, please do not hesitate to reach out. Thank you for choosing Raisin!
  • Review fromRICK F

    Date: 01/21/2025

    5 stars

    RICK F

    Date: 01/21/2025

    I've been very happy with my Raisin accounts. It's easy to transfer funds, the rates are competitive and **************** has been quick and easy!

    Raisin

    Date: 01/27/2025

    Thank you for sharing your positive experience with our Raisin team! We are thrilled to hear that you find it easy to transfer funds and appreciate our competitive rates. Our dedicated customer service team works hard to ensure that all inquiries are handled quickly and efficiently, and it's great to know that this has made a difference for you.
  • Review fromSam O

    Date: 01/16/2025

    5 stars

    Sam O

    Date: 01/16/2025

    I have been dealing with Raisin Customer Support on several occasions and can't say enough how polite and responsive they were to all my inquiries. It's been refreshing to work with a customer service department that knows the answers to your questions and are timely in their replies.

    Raisin

    Date: 01/23/2025

    Thank you so much for your wonderful review! We are thrilled to hear that our Customer Support team has consistently provided you with polite and timely assistance. Your recognition of their efforts is greatly appreciated, and it motivates us to continue delivering exceptional service. We look forward to assisting you again in the future!
  • Review fromBen F

    Date: 01/15/2025

    1 star

    Ben F

    Date: 01/15/2025

    This scummy company wasted my time and that of the USPS just to send a solicitation through the mail without ever having any request for anything of the sort.

    Raisin

    Date: 01/23/2025

    Thank you for sharing your experience with our team. We sincerely apologize for any inconvenience caused by the unsolicited advertisements you received; this was not our intention. To address this matter, we would be pleased to remove you from our mailing list. Please feel free to reach out to our customer service team at ************************************************************************* or call us at ************** to complete your request. We appreciate your understanding and look forward to resolving this for you.
  • Review fromPhillip V

    Date: 01/02/2025

    1 star

    Phillip V

    Date: 01/02/2025

    Not quite sure if they are totally legit or not in their practices, but definitely shady in how they operate for new accounts. I opened an account online, and started a transfer of $50k into it. A couple of hours later, I get an email saying that I am locked out of my account until I prove my identity. Eh?? You would think that entering in all my info, and through the transfer process where I linked my bank account to my ********************** account (which they also say during the process is to validate your identity) that it should be sufficient. Even if that wasn't sufficient, they should have had the identity verification process mentioned during the account creation process...."Hey, thank you for opening an account, part of the account creation process is going to be you going through an additional identity verification process." but not with them apparently. They let you open the account, fund it, then lock you out of your account until you prove who you are. Shady and a big red flag for me having many different online accounts with banks and other financial institutions and never going through this process with any others. I can only raise your awareness. This type of behavior isn't worth the extra 0.2% in interest.

    Raisin

    Date: 01/16/2025

    Thank you for taking the time to share your feedback, *******. We sincerely apologize that your experience with Raisin did not meet your expectations. Its common for financial institutions to implement strict identity verification measures, especially when large transfers are involved. While it may seem inconvenient, these practices are in place to ensure the security of your funds. Additionally, while the interest rates offered by Raisin may be attractive, its understandable that the verification process can be a deterrent if not handled transparently. Your experience serves as a reminder for us here at Raisin to continually refine our processes and communication strategies to better serve our customers. Thank you again for sharing your insights; they are invaluable in raising awareness about these issues.  Please contact our customer service team at ************** or ************************************* for additional assistance. 
  • Review fromDuncan L

    Date: 12/12/2024

    5 stars
    Prompt responses to questions and problem resolution. Appreciate being able to go to one place for all accounts. Rates are hard to beat.
  • Review fromHarvey T

    Date: 12/12/2024

    5 stars
    Raisin provides access to the best CD interest rates. They are online only, so you need a bank for a checking account, etc.
  • Review fromT Katriana V

    Date: 12/05/2024

    1 star
    I have no idea why there are so many positive reviews here. I have funds in 7 online high yield savings accounts. Normally when I want to transfer money from one bank to another it is a fairly simple process....link the banks and transfer. This never takes longer than a day to get done.I deposited approximately $240k into *********************, having absolutely no idea they were associated with Raisin. There was nothing on their website indicating an "alliance" or whatever with Raisin. The $240k that I transferred was from another online bank account, which I closed with that transfer.The first issue came about when I found out you could only have 1 linked bank account....and the one I linked was the one I closed. So I had to wait at least 60 days? before I could link a different ************, I decided last week that since the **************** (Raisin) interest rates were dropping too quickly, I was going to move my funds into a CD at a different bank. Evidently to do this with Raisin (which by the way has no routing number) you first have to transfer the funds into a Raisin "cash account". That took 4 business days. Then I had to submit a form requesting the removal of the previously linked account to link my ********************** account to another bank. Per the person fairly rude person I spoke to on the phone, this could take up to another 4-5 days because there is a weekend coming up.If everything goes as promised, I will only be out between $320-$400 in interest.Nice scam if you ask me.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.