Business ProfileforHomeside Financial

post hurricane ian, i applied for a mortgage forebearance through my mortgage company "Lower llc" parent company "homeside financial". I was told that during the forebearance period (3months) that i would not need to make a mortgage payment and after the forebearance period ended i would begin making regular mortgage payments again and the 3 months of payments that were not made would go to the "backend" of the loan without penalties or interest. I agreed. fast forward 3 months later, the deal has changed without any written letter/e-mail/phone call. now the deal stipulates that if i want the payments to go on the backend of the loan than i will incur a +1% interest rate hike on my loan. This was NOT the original agreemnt. I will now have to scramble to put togethor a lump payment togethor to avoid this penalty. This was advertised as a way to help people while attempting to put there homes back togethor and get life back to "normal". This is not helpful at all, i perceive it as a scam to quietly get borrowers to unknowingly increase there rates and possibly have there homes foreclosed on, aka a trap. This is dishonest at a minimum. And an outright violation of thier original agreement. it is perceived they are "chicken hawks" flying over head while ppl are attempting to recover from a natural disater. Had this been outlined in the original agreement. I would not have accepted. This is deceitful and these are unethical business practices. Please follow up with me as i attempt to bring light to a dishonest company and act as a warning to others. Thank you