Reviews
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Review fromLisa R
Date: 02/22/2023
1 starIf you cant provide all service documents they will deny your claim, even if the claim has not had any recommended services come due yet. They really like to push the company line of proof for ALL MANUFACTURER RECOMMENDATIONS, despite extenuating circumstances or the fact that the problems are completely unrelated to other recommended services. They probably bank on the fact that people will miss an oil change or air filter so they dont have to pay out on claims. Complete garbage. As you can see from their responses, they dont care about their customers who have issues. They just like to throw legal verbiage stated in the fine print so they can get out of covering claims.
EasyCare
Date: 03/03/2023
March 3, 2023
Dear Better Business Bureau representative:
In response to the recent Customer Review submitted to the ********************** by ********************* ******************* from **********************) on February 22, 2023, and in connection with a recent request for prior repair authorization presented under the terms and conditions of the POWERCARE Limited Warranty Contract (****) provided at no cost to **************** by her Issuing Dealer, ************************* West County (BN), we respectfully ask the Bureau and its interested readers to consider the following.
As a preliminary matter, please understand that our office was appointed by BN to perform the sole function of administering the **** and any claim(s) that *** be submitted pursuant to its terms. In that capacity, our office is not responsible to fulfill any obligation to repair or replace components or provide benefits of any kind. In addition, the **** stipulates that NO PERSON HAS THE AUTHORITY TO CHANGE THIS LIMITED WARRANTY OR TO WAIVE ANY OF ITS PROVISIONS.
Unfortunately, according to all available information, documentation, and the terms, conditions, limitations,and exclusions of the ****, the recent claim to which **************** refers has been determined ineligible for coverage due to the following:
1) To qualify for repair or replacement under the ****, proof of timely performance of all scheduled maintenance as recommended by Ms. ******* vehicle manufacturer, and/or as *** otherwise be specified in Section B of the ****, entitled YOUR RESPONSIBILTIES, must be kept by her and furnished to the Administrator upon request.
2) A diligent review of the documentation submitted by or on behalf of **************** to support performance of the manufacturer recommended and/or **** required maintenance, reveals omissions and/or excesses beyond the ****-established 30-day and/or 1,500-mile grace ****** for such maintenance.
3) Among those services missing or late include engine oil and filter changes due every six months or ***** miles, engine air filter replacement due at the 30,000-mile interval during Ms. ******* ownership, etc.
4) Section D (9) of the **** captioned WHAT IS NOT COVERED, specifically excludes Any costs if verifiable receipts as required in section B. YOUR RESPONSIBILTIES are not furnished on request.
With respect to Ms. ******* contention that If you cant provide all service documents they will deny your claim,even if the claim has not had any recommended services come due yet; we can only respectfully reply that the missing documentation corresponds to maintenance service that WAS due during Ms. ******* ownership, according to the vehicles manufacturer. The Administrator most certainly does NOT bank on the fact that people will miss an oil change or air filter so [BN doesnt] have to pay out on claims. Rather, ours is a far more ordinary function dedicated to fairly, accurately, and compassionately applying the benefit of every possible doubt in favor of not only ****************, but of every other **** holder.
Nevertheless, if the foundational prerequisites for eligibility are not met, the Administrator simply does not possess the authority to change or waive the PLWCs provisions, nor *** it arbitrarily apply a subjective opinion regarding whether a particular example of non-compliance with section B of the **** caused, influenced, was related to, had, or did not have a direct effect on the component(s) diagnosed as having suffered a MECHANICAL BREAKDOWN or FAILURE, in pursuit of coverage for that which the **** excludes.
Regrettably, unless verifiable receipts documenting compliance with section B of the **** are forthcoming,examples of non-compliance such as those noted above would invalidate the ****,and consequently, any reimbursement for current or future repair(s) under its terms.
We are grateful for the privilege of being Ms. ******* **** Administrator, even as we regret and are terribly sorry that coverage could not be applied in this instance. Should **************** have any additional questions regarding this claim disposition, she is welcome to contact our office directly by telephone at: **************.
Sincerely,
Claims Department
**** AdministratorReview fromKathleen C
Date: 02/22/2023
1 starComplete scam. I bought a policy when I purchased my new car. The policy is to cover paintless dent repair. I had a paintless dent. Easycare sent out a third party to repair the dent. The technician was unable to repair the dent due to Easycare denying the procedure needed to repair the dent. Do not purchase this Easycare.EasyCare
Date: 02/27/2023
Dear BBB Representative: We would very much appreciate the opportunity to research the interaction and opinions expressed by "********************************* ************************** ***************", and provide responsive clarification or comment. However, we have thus far been unable to locate a corresponding record using the limited information provided. If "********************************* ************************** ***************" is able to provide a corresponding vehicle servicd contract ("***") number, complete VIN, and the full first and last name of the customer to which the *** was issued, we will do our best to perform that research and address the concerns expressed, as soon as we are able.Review fromAriana B
Date: 02/07/2023
1 star100% a SCAM.
They’ll take your money and then find ANY reason to avoid paying a claim.
My car was totaled out by insurance. There was a balance of $1200 after ***** paid out.
Easy care denied my claim without EVER telling me. They were missing documentation…which I submitted and was assured it should be taken care of within 7-10 business days.
Well. They denied it due to a missed payment from THREE YEARS AGO that was already PAID. Not a SINGLE person attempted to update me. I had to reach out myself after TWELVE BUSINESS DAYS.
Absolute SCAM. They’ll steal your money and find any reason to deny your claim and they get away with it because they’ve stripped the consumer of any power by including VAGUE verbiage in the contract and their customer service reps aren’t informed AT ALL.EasyCare
Date: 02/10/2023
February 10, 2023
BBB of Metro Atlanta, Athens, & NE Georgia
235 Peachtree St, NE
Suite 900
Atlanta, GA 30303
Posted using BBB Online Complaint System
Re: Borrower: ****** ****** GAP Enrollment: **********
To Whom it may concern:
Automobile Protection Corporation [Hereinafter APCO] is in receipt of your correspondence dated February 7, 2023 regarding the review posted by Ms. ******. Please note that the GAP Deficiency Waiver Addendum is not an insurance product. The GAP Deficiency Waiver Addendum is an agreement between the Customer and the Dealer/Assignee to waive a loan balance in case of an eligible total loss to the covered vehicle. APCO is the administrator of the GAP Deficiency Waiver Addendum and is not a party to the contract. We would recommend Ms. ****** refer to the GAP Deficiency Waiver under DEFINITIONS:
Waiver Benefit Amount – The amount the Financial Institution/Lender/Assignee agrees to waive calculated as the Unpaid Net Balance less the Actual Cash Value At Loss of the Covered Vehicle subject to the Actual Cash Value At Loss not having been reduced by more than $1,000 as a result of the application of the Customer/Borrower/Lessee’s Primary Carrier deductible. The Waiver Benefit Amount shall not exceed $50,000. Any Primary Carrier insurance deductible amount in excess of $1,000 remains Your responsibility.
Unpaid Net Balance – The amount owed to the Financial Institution/Lender/Assignee by a Customer/Borrower/Lessee in accordance with the terms and conditions of the Financing Contract, resulting from early termination of the Financing Contract. This amount may not include any unearned interest; loan or lease charges; late charges; any Delinquent Payments; amounts that are built into or added to the loan or lease balance after the inception date of the Financing Contract; any uncollected service charges; refundable prepaid taxes and fees; or any other proceeds You may duly recover by canceling insurance coverage, service contracts or warranties; disposition fees, termination fees, penalty fees, non-refundable dealer discounts, dealer reserves or other items built into or added to the initial lease or loan/lease balance. If two or more pieces of covered collateral are secured under a Financing Contract, We will not waive more than a proportionate share of the total Unpaid Net Balance that damaged collateral represents to the total loan or lease balance. The Unpaid Net Balance also excludes (1) loans or special finance offers which may waive or delay payment of principal or interest and (2) amounts that are built into or added to the loan or lease balance after the inception date of the Financing Contract.
Delinquent Payments – any payment, as described in the Financing Contract, which remains unpaid for a period of more than ten (10) days after the date stated in the Financing Contract or is otherwise deemed as a Delinquent Payment under your Financing Contract. Delinquent Payments will also include any late charges or interest that has accrued due to the Financing Contract payments being past due.
The repayment terms on the financing contract provided to our office call for 84 payments of $578.37 monthly, beginning May 28, 2018. At the date of loss of January 21, 2022, there would have been 24 payments due to have been made. Please note that the payment history submitted to our office shows only 21 payments made prior to the date of loss.
An amortization schedule was used to determine where the loan balance should have been on the date of loss, had all payments been made in accordance with the financing contract repayment schedule. The amortized Unpaid Net Balance was $15,074.26. This amount, less the amount of the primary insurance settlement of $15,655.10 left a negative amount of amount of $580.84 with no loan balance eligible to be waived. A denial letter and adjuster’s worksheet were mailed to both Ms. ****** and her lender, Ally Financial upon completion of this determination.
Any remaining loan balance is the result of the delinquent payments and additional interest due to the delay in payments.
We trust this information addresses the concerns expressed in Ms. ******’s review. Should you or Ms. ****** require any additional clarification or have any other concerns, please contact me directly to discuss.
Sincerely,
Lisa M. ********* GAP Claims Analyst
Automobile Protection CorporationReview fromJason A
Date: 02/04/2023
1 starComplete scam. Bought a used Jeep and bought this warranty. Transmission failed in less than a year and ****** miles. Easy care wants all service documentation from before I owned it. That's impossible.EasyCare
Date: 02/09/2023
Thank you for your recent email notifying us of the Customer
Review your office has received from Jason Ashmore ([email protected] from
zip/postal code: 26035). We appreciate the opportunity to address and attempt a
resolution of Mr. Ashmore’s concerns, and we ask that he and the Bureau’s
interested readers consider the following response to those concerns as expressed
in connection with a recent claim submitted under the terms and conditions of
Mr. Ashmore’s vehicle service contract (“VSC”).
As a preliminary matter, please allow us to clarify that Mr.
Ashmore’s responsibilities under the VSC do include the following obligation:
To
keep this VSC valid, YOU must have YOUR VEHICLE serviced as recommended by the VEHICLE
manufacturer. If requested, proof of required service including verifiable receipts
showing date and mileage of the VEHICLE at the time of service must be
presented in order to have repairs begun on YOUR VEHICLE.
However, Mr. Ashmore’s responsibility with respect to the
performance of his vehicle manufacturer’s recommended maintenance does NOT
extend to an obligation to provide corresponding verifiable receipts from a
period of time or miles PRIOR to his vehicle ownership, and the Administrator
did not request such things.
Nevertheless, it does appear that there may have been some
confusion regarding exactly when and under what conditions the manufacturer of Mr.
Ashmore’s vehicle specified that a transmission fluid and filter service must
be performed, in this instance. For
example, Jeep does specify that such a maintenance service is due at the
60,000-mile odometer interval; which did occur and elapse during Mr. Ashmore’s
ownership. However, upon receipt of your
notification and further research of the manufacturer’s documentation – it also
appears that the transmission fluid and filter maintenance specified at that
interval may be restricted to those vehicles used “…for any of the following:
police, taxi, fleet, or frequent trailer towing.”
Accordingly, the VSC Administrator has returned Mr. Ashmore’s
claim to a “Pending” status and is shortly expecting return contact from his
chosen repair facility so that it may continue the claim evaluation in the hope
that the VSC’s required prior repair authorization may be applied. Of course, these efforts are conditioned upon
confirmation and verification that Mr. Ashmore’s vehicle is NOT operated under
any of the above-referenced conditions; and that neither the vehicle nor
whatever damage Mr. Ashmore’s licensed repair facility may diagnose with his
authorization are found to represent something other than a defect in material
or workmanship of a covered part or be otherwise subject to a VSC-stipulated exclusion, etc.
We sincerely regret any frustration or inconvenience Mr. Ashmore may have experienced,
and we trust our reply to Mr. Ashmore’s Customer Review has not only resolved
his concerns but has helped clarify the facts and events surrounding his recent
claim.Review fromMatt O.
Date: 01/31/2023
1 starAVOID THIS COMPANY AT ALL COST! You will sit on hold for a minimum of 45 minutes every time you call so be prepared! My story ( I'll make it short) is my truck has 45K miles performed regular maintenance, the radiator cracked which caused the head gasket to blow and the cylinder head to warp! The customer service reps are friendly but have no clue what they are doing (you will get a different story every time you call.) ************ covered the radiator and the head gasket but refused to cover the $1400 for the cylinder sighting "that the cylinder head should be covered by my power train 60K warranty". Why would the manufacturer have to cover something that had no defect? I called 8 times to talk to a supervisor and or a manager (the dealership called 4 times) and they would not pass the call on. I was frustrated and didn't want to do this but I said I would get my lawyer involved and they basically laughed. I will gladly be taking them to arbitration for this lack of coverage. Do yourself a favor and save your money for the fix if you ever need it. They will weasel out of paying any chance they get. They know they got ya between a rock and a hard place. Also be aware they only cover a car rental for 6 days for around $30. I hope this helps and Good luck!EasyCare
Date: 02/07/2023
To whom it may concern:
Please accept this as our response to
the recent “Customer Review” submitted to the Better Business Bureau by “Matt
Ostrander ([email protected] from zip/postal code: 84044)”, whose vehicle
service contract (“VSC”) and recent claim we have located using the limited
information provided. We very
much appreciate the time Mr. Ostrander has taken to write and share his concerns,
and we ask that he and the Bureau’s interested readers consider the following
respectful reply to those concerns and comments.
As a preliminary matter, please understand that
while the coverage available under the VSC is certainly extensive, it does not
promise to cover the repair of everything that could possibly go wrong with Mr.
Ostrander’s vehicle, cure all symptoms, or keep his vehicle in an arbitrarily
determined satisfactory operational condition – without regard to cause,
circumstance, or adherence to the VSC’s terms. The VSC is neither an insurance
policy nor is it an unlimited warranty, but is instead a simple agreement
between its Issuing Provider and the VSC purchaser, under which the Issuing
Provider agrees to “…repair, replace or reimburse [Mr. Ostrander] for the
reasonable cost to repair or replace any of the parts covered, if required due
to a MECHANICAL BREAKDOWN or FAILURE” – subject, of course, to the VSC’s terms,
conditions, limitations, and exclusions. A MECHANICAL BREAKDOWN or FAILURE is
defined in the VSC as “…the inability of any covered part(s) to perform the
function(s) for which it was designed due to defects in material or workmanship
of that covered part.”
Additionally, please understand that not all
the reimbursement requests initiated by Mr. Ostrander’s repair facility, Salt
Lake Valley Chrysler Dodge (“SLV”) during the recent claim have been
declined. Instead, and as Mr. Ostrander
acknowledges, authorization was issued for an amount representing replacement of
the leaking radiator and the right/passenger side cylinder head gasket – along
with related seals, oil, and coolant which would be required for such repairs –
in the net amount of $4,194.76, after the VSC’s $250.00 per-visit deductible. Although every effort was expended in pursuit
of the full measure of coverage permitted under the VSC’s terms and conditions,
a portion of the repair authorization requested was ineligible for coverage
based on the following:
1) As noted, the VSC’s coverage extends only to the repair or replacement of covered parts which suffer a “MECHANICAL BREAKDOWN or FAILURE”, solely due to defects in material or workmanship.
2) SLV determined that the initial cause of the overheat symptom for which he had his vehicle towed to their service department was a leaking radiator tank/seam.
3) Subsequently, diagnosis performed by the professionals at the SLV, and as verified upon independent third-party inspection, confirmed additional engine damage resulting from extreme overheat and operation of the vehicle following the above-referenced radiator failure and leak.
4) Demonstrated and documented evidence of the worsening progression of overheat damage sustained following the initial radiator failure includes a breached cylinder head gasket, a coolant-washed #3 cylinder with resulting compromise of that cylinder’s crosshatch, cylinder head warpage in excess of manufacturer specification, severe coolant/oil intermix, etc.
5) Regrettably, these conditions do not represent defects in material or workmanship of the components so damaged, the VSC’s primary foundational prerequisite for coverage. Instead, they match and are consistent with operation of the vehicle in the absence of necessary coolant.
6) Section E (1) (r) of the VSC entitled: “WHAT IS NOT COVERED” excludes the repair of any MECHANICAL BREAKDOWN or FAILURE which is; “Due to continued operation and failure to protect the VEHICLE from further damage caused by lack of necessary coolants or lubricants;”.
7) Section C of the VSC entitled: “YOUR RESPONSIBILITIES” stipulates that “Any operation of the VEHICLE that results in further damage, related to the original MECHANICAL BREAKDOWN or FAILURE, shall be considered YOUR failure to protect the VEHICLE and shall not be covered under this VSC.”
Nevertheless,
the Administrator conceded coverage for not only the radiator diagnosed as the
initial cause of failure, but for the aforementioned parts and labor which
would be applicable to replacing the passenger side cylinder head gasket, as
the next logical or expected step of sub-damage that MAY have occurred, and on
the theory that perhaps the overheat condition which resulted from operation of
the vehicle with insufficient coolant after the radiator leak, MAY have led to
cylinder head gasket bypass before “customary and reasonable notice of the
occurrence of a MECHANICAL BREAKDOWN or FAILURE”. That authorization, in the net amount of
$4,194.76, was provided as a goodwill gesture in the interest of customer
satisfaction, which Mr. Ostrander was free to apply as a contribution toward
whatever necessary and proper engine repairs his vehicle may require. Regrettably, the level of extensive damage
the engine sustained over and above that contribution, was simply beyond the
limited scope of coverage provided by the VSC; and the Administrator is without
a way to set aside the incontrovertible physical evidence presented in this
case, in favor of a more convenient outcome which conflicts with not only that
evidence and the VSC terms by which we are bound, but with the laws of physics
and the standards and principles of automotive technology, as well.
Under
all these circumstances, we believe the Administrator has acted properly and in
full compliance with the terms and conditions of Mr. Ostrander’s VSC; even as
we truly regret any frustration or inconvenience he may have experienced. We trust that our response to Mr. Ostrander’s
comments has helped provide the Bureau’s readers with a clearer understanding
and perspective of the VSC coverage and the events which took place during the
recent claim, and we look
forward to the opportunity to provide future coverage for eligible repairs
presented in accordance with the VSC terms, throughout its remaining active
period.Review fromLisa T
Date: 01/03/2023
1 starZero stars. This is 100% a scam. Email from ******************************* **-Your Equinox had the rear main seal blow out. My technician found the oil leak coming from between the transmission and engine. After cleaning off the oil and determining exactly where the leak was (the rear main seal) he continued his diagnosis to find the cause of the seal blowing out as they dont normally just failMy technician found the Positive Crankcase Ventilation (PCV) orfice clogged with carbon buildup, which causes excessive pressure in the crankcase damaging the rear main crankcase seal.We called the diagnosis into easy careand spoke with ******* and he stated that repair will not be covered due to carbon buildup not being covered under the contract.Parts and labor to complete the repairs will be $3192.00 plus state sales tax Our diagnostic fee is $159.99 plus states sales tax since Easy Care did not cover that either.Let me know how you would like to proceed. It looks like the parts to complete the repair are 2-3 days away and there is approximately 18 labor hours for the entire repair so with your authorization we could likely have it back to you Friday if you authorized it before noon tomorrow.The vehicle is not safe to be driven as it is currently. There is oil leaking onto the exhaust which presents a risk of fire; also, the engine running low on oil could further damage the internals.EasyCare
Date: 01/09/2023
To whom it *** concern:Please accept the following respectful reply to the recent Customer Review submitted to the ********************** by ********************* *************************** *************** on January 3, 2023, in connection with a recent claim submitted under the terms and conditions of **************** vehicle service contract (***).First, and as a preliminary matter, we very much appreciate the time and consideration **************** has taken to submit her comments, the opportunity to address those comments, and to hopefully correct any misperceptions that *** exist, as well. Regrettably, however, under the terms and conditions of the **** and according to the professional diagnosis provided by **************** chosen repair facility, the claim was not eligible for coverage due to the following:1) The *** extends coverage for the repair or replacement of all eligible components and parts that sustain a MECHANICAL BREAKDOWN or FAILURE, solely due to defects in material or workmanship of (those) covered part(s). 2) Diagnosis performed by the professionals at **************** repair facility has not confirmed a defect in material or workmanship to a covered part, but has instead verified conditions consistent with ************** technical service bulletin (TSB) PIP5093C.3) TSB PIP5093C outlines the likely cause of the condition exhibited by ************************************* to be an accumulation of ice, water, sludge, carbon, or other contaminant by-products restricting the *** system, resulting in excess crankcase pressure which then causes the rear main engine seal to deform and push outward, leading to oil loss and potential subsequent damage to internal engine components due to a lack of sufficient lubrication.4) These conditions and obstructions do not represent defects in material or workmanship to a covered part, the ***s foundational threshold for coverage.5) Section E (1) of the *** captioned WHAT IS NOT COVERED, specifically excludes the repair of a MECHANICAL BREAKDOWN or FAILURE Caused by any external cause such asfreezingwater or Of a covered part damaged by or as a result of sludge, fuel or lubricant contaminationregardless of cause.Of course, by the time the repair facility was able to diagnose **************** vehicle, any ice that *** have also formed during the sub-10 (and even sub 0) temperatures which were present in the days immediately prior, and which *** have contributed to the blockage, was undoubtedly melted. **************** is quite right when she states that it is uncommon for rear main engine seals to fail, although they do sometimes leak a few drops when they become worn over time but it is beyond extremely rare for a rear main seal to completely and suddenly blow out in the fashion diagnosed here, after nearly ****** miles of proper function. In this instance neither the rear main seal nor any other component suffered a defect in material or workmanship; but they were instead subject to excessive pressure brought about by a sludge/carbon obstruction, in the absence of which all indications are there would be no oil leakage or need for repair of any kind.We are grateful for the privilege of being **************** *** Administrator, and truly regret that coverage could not be applied during the recent claim. We look forward to the opportunity to provide future coverage for eligible repairs presented in accordance with the ***s terms and conditions, throughout its active period.Sincerely,Claims Department Automobile Protection Corporation - APCOReview fromTiffany R
Date: 12/21/2022
1 starTerrible for business!. I purchased this warranty for a 2016 ***** through the dealer, in July 2022. I had to get the car inspected by the dealer in order to complete the purchase. I understand the car is used and would need normal wear and tear items replaced. I have done a couple of oil changes at recommended intervals, replace 2 worn tires, and front/rear brakes and rotors. However, during the rear brake/rotor maintenance I was told my calipers would not retract. I do not know what calipers are nor have I been told they were going bad or needed replacement till now. Well, I have the full total care coverage which is supposed to cover the calipers, and was told by the warranty company to have the mechanic call and place a claim. The mechanic calls and says the claim was denied due to the customer not properly maintaining this part! Well, I called Easy care and the agent says they denied it due to rust. I replied how would I know if this part has rust, I've had the car inspected probably 4-5 times now and no one stated my calipers were rusted or needed repair. Otherwise, I would have replaced them! I've even had my brakes looked at by the dealership and they didn't even say anything about my calipers! This replacement costs over $1000! for something, I did not even know needed replacement. Do NOT go with this company, or I guess make sure when you purchase a used car it's inspected with a fine tooth comb! Do not trust these guys, be warned.EasyCare
Date: 12/27/2022
To whom it may concern:
Please accept this as our response to the recent Customer Review submitted to the ********************** by ********************************************** **************** from **********************), whose vehicle service contract (***) and recent claim we have located using the limited information provided. As always, we very much appreciate the time *********************************** (TRT) has taken to write and share her concerns.
First, we are obligated to remind TRT and the Bureaus interested readers that although coverage available under the *** is certainly extensive, it does not promise to cover the repair of everything that could possibly go wrong with TRTs vehicle, cure all symptoms, or pledge to keep TRTs vehicle in an arbitrarily determined satisfactory operational. Unfortunately,the *** is not an insurance policy or an unlimited warranty, but it does agree to repair, replace or reimburse [TRT] for the reasonable cost to repair or replace any of the parts covered, if required due to a MECHANICAL BREAKDOWN or FAILURE. subject to the ***s terms, conditions, limitations, and exclusions. A MECHANICAL BREAKDOWN or FAILURE is defined by the *** as the inability of any covered part(s) to perform the function(s) for which it was designed due to defects in material or workmanship of that covered part.
Regrettably in this case, rather than a defect in material or workmanship, TRTs chosen repair facility a ********* location in ********, ********* (RF) reported that the pins/slides on which the rear brake calipers are designed to float, were locked up or frozen solely due to rust. The Administrator did NOT state or imply that TRT was somehow responsible for the rust that caused her rear caliper pins/slides to seize, it did NOT itself diagnose TRTs complaint, and it did NOT inform or imply that TRT was somehow negligent by failing to perform unspecified maintenance. Clearly,neither TRT nor any other party would intentionally cause such a thing, and under normal circumstances would be as unaware as the *** Administrator that the calipers were in imminent danger of locking up for that reason. And yet, that was the one and only diagnosis provided by RF one that does not represent the ***s requisite defect in material or workmanship, and which is also specifically disclaimed by the *** which excludes repair Of a covered part which is damaged byrust or corrosion, regardless of cause;
Obviously, we regret the frustration and inconvenience experienced by TFT, and the Administrator is in no way assigning blame or placing fault for the condition diagnosed by RF upon any person, for any reason, or under any circumstance whatsoever. Nevertheless, all available information provided by RF indicated that in the absence of the rust-caused seizure of the brake calipers, they would have continued to perform the function for which they were intended without objectionable symptom or a need for replacement of any kind. We are sorry the *** was unable to assist with the replacement of calipers seized by rust, but we look forward to future opportunities to assist with the repair of eligible defects in material or workmanship presented in accordance with the *** terms, throughout the remainder of its active term.Review fromMaria C
Date: 12/19/2022
1 starWorse service Ive ever had! Not worth paying for the additional tire insurance. Rude customer service representative.EasyCare
Date: 12/20/2022
Dear BBB Representative: Although the vehicle service contracts ("***") our office administers are not insurance products, we would very much appreciate the opportunity to research the interaction and opinions expressed by "*********************** ************************* ***************", and provide responsive clarification or comment. However, we have thus far been unable to locate a corresponding *** or record of contact using the limited information provided. If "*********************** ************************* ***************" is able to provide a corresponding *** number, complete VIN, and the full first and last name of the customer to which the *** was issued, we will do our best to perform that research and address the concerns expressed, as soon as we are able.Review fromTracey S
Date: 12/19/2022
1 starEasy Care *** coverage is not a customer service business. ******************** may be the worst representative of customer service that I have ever experienced. I was recently involved is an automobile accident which caused my vehicle to be totaled by my ****************** but fortunately, I had paid for *** insurance, and would be covered is case of such an incident, or so I believed. Not only does Easy Care not take into consideration a loss that the client may have incurred, they also make it an EXTREMELY difficult process close out the remaining balance of my loan (which is why customers choose *** Insurance). in order for Easy Care to complete the *** insurance process, there are certain documents that they require, I have submitted documentation after documentation to this company and not only does it take weeks for them to process the documents, they will not let you know if the documents they received are correct!! i have had to call several time to see if they received my submitted documents, only to find that these documents were not sufficient. this process being dragged on for so long causes the customer to continue making payments on the totaled vehicle. I would not advise anyone to use Easy Care *** Insurance to cover the remainder of loss you may incur, not only will you have to deal with your loss, and possibly injury, Easy Care will make the completion of this process very difficult. NEVER AGAIN!!!EasyCare
Date: 12/27/2022
EasyCare appreciates the time put into expressing concerns over the *** Claim process. Please note that the *** Deficiency Waiver Addendum is not an insurance product, but rather a debt waiver contract. Our records indicate that the loss was reported to our office on November 28, 2022 at which time a list of the required documents and instructions for submission of the documents were sent to the customer via email. We also have record of the first of the documents being submitted via email on November 28, 2022 and uploaded to the claim on November 30, 2022, at which time a letter explaining the missing documents was generated and sent to the customer via email and regular mail. Additional documents were received on December 6, 2022, and uploaded to the claim on December 8, 2022. Currently, the claim file is missing the cause of loss, insurance check copy, and police report if the loss was due to other than collision. This information was conveyed to the customer when calls to the claim department were received December 13, 2022 and December 19, 2022. We look forward to receipt of the missing documents to complete the claim file and adjudicate the claim.Review fromDorrit M
Date: 12/11/2022
5 starsHeater box replaced,repair $1700, $100 deductible with dealer. Owned car 3 years.Flat tire repair at local shop, no fee.May depend on level of warranty.EasyCare
Date: 12/12/2022
Thank you for your notification of the Customer Review submitted to the ********************** by ***************************** ***************** from **********************) [hereinafter DM]. We believe we have located the two claims mentioned in that review; and we very much appreciate the time DM has taken to share their satisfaction. We always endeavor to provide the full measure of coverage for any claim presented in accordance with the provisions of every vehicle service contract we administer; and we look forward to providing future assistance should the circumstance and opportunity again arise throughout the remainder DMs vehicle service contract term.
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