Reviews

Review Details

• Review fromNicholas H

  Date: 01/15/2024

  5 stars
  5 stars! My bills were piling up and Guardian Lit came through with relief
  

  Guardian Litigation Group

  Date: 01/16/2024

  Dear ****************,Thank you for your 5-star review! We're thrilled to hear that Guardian Lit has been able to provide relief and support as your bills were piling up. If there's anything else you need or if you have additional feedback to share, please don't hesitate to let us know.We appreciate your positive rating and the opportunity to assist you.

• Review fromChester R

  Date: 01/15/2024

  4 stars
  It helps clear two bills into one, and gives me a little relief.
  

  Guardian Litigation Group

  Date: 01/16/2024

  Dear ****************,Thank you for sharing your feedback! We're glad to hear that our service is providing relief and helping you consolidate bills. If you have any more insights or if there's anything else you'd like to discuss, please feel free to reach out.We appreciate your trust in Guardian, and we're here to support you on your financial journey.

• Review fromJohn E

  Date: 01/12/2024

  5 stars
  They may be a bit slow, but they are Highly Efficient and work extremely hard for their clients! They are an Excellent Group to be associated with!
  

  Guardian Litigation Group

  Date: 01/15/2024

  Dear **************,Thank you for your positive feedback! We appreciate your understanding of the process and your acknowledgment of our efficiency and hard work. If there's anything specific you'd like to discuss or if you have further questions, please feel free to reach out.We're grateful for the opportunity to assist you and look forward to continuing to work with you.

• Review fromPatrick W

  Date: 01/11/2024

  5 stars
  Six months in and I still feel good about my decision to go with Guardian. I was in a desperate situation with no other way out and they have been professional and helpful. I still have a long way to go but the monthly payment is much less than the previous combined monthly payments to my creditors. And with less sleepless nights.
  

  Guardian Litigation Group

  Date: 01/12/2024

  Dear *******,We appreciate your trust in Guardian, and we're thrilled to hear that, six months in, you still feel positive about your decision. It's great to know that our team has been professional and helpful during this process, providing you with relief and better sleep.If there's anything specific you'd like to discuss or if you have further questions, please feel free to reach out. Thank you for choosing Guardian, and we look forward to continuing to support you.

• Review fromLisa W

  Date: 01/11/2024

  1 star
  Like everyone else who reaches out to Guardian we need temporary help sorting out debt but as I explained before Guardian mislead in what they are able to accomplish for me. In addition I called and canceled the services and in December they withdrew another $585 dollars from my account. When I reached back out to them I was told because I hung up (I did not hang up), they were unable to cancel my program. The same story was repeated to me again ( trying to pressure me into staying in program) about ending program, once again I requested refund an account close. I was told I would be getting, I still to this day have not gotten my funds returned nor did they make a payment towards the debt.************
  

  Guardian Litigation Group

  Date: 01/12/2024

  Thank you for the opportunity to respond, *******************. On December 1, 2023, you called us and requested account numbers for your creditors. We provided you with that information and confirmed that we had settled your largest *********** for approximately half of its balance immediately after your first deposit. We confirmed (by listening to the recording) that you disconnected that call after we asked you if you had access to your account online. On December 12, 2023, you called us to cancel your agreement but your monthly deposit was already pending with the bank. We initiated your cancelation and Forth Pay sent out the balance of your savings via check two days later, immediately after the pending deposit cleared into your savings account. Your program was progressing exactly as we had estimated, and we do wish that you had decided to stay the course. We are confident that we would have been able to settle your remaining debts just as aggressively as your largest creditor that we did settle. Regardless, we wish you the best of luck in getting debt free!

• Review fromRahsaan S

  Date: 01/10/2024

  5 stars
  nice to have a firm to help me with my debt.
  

  Guardian Litigation Group

  Date: 01/11/2024

  Dear *******,We're pleased to be able to assist you with your debt. If there's anything specific you'd like to discuss or if you have further questions, please feel free to reach out. Your financial well-being is our priority.Thank you for choosing Guardian, and we appreciate the opportunity to support you.

• Review fromSharon M

  Date: 01/04/2024

  5 stars
  Having to admit I needed help was a hard first step. Using Guardian was the best decision Ive made. I feel the weight lifting off my shoulders.
  

  Guardian Litigation Group

  Date: 01/05/2024

  Dear ******,Thank you for sharing your experience. Taking that first step to seek help can indeed be challenging, and we're honored that you chose Guardian. We're thrilled to hear that you feel the weight lifting off your shoulders.If there's anything else you need or if you have further questions, please feel free to reach out. Your journey toward financial well-being is important to us.Thank you for choosing Guardian, and we're here to support you.

• Review fromCollonia M

  Date: 01/04/2024

  5 stars
  Thank u for all your help I am truly grateful
  

  Guardian Litigation Group

  Date: 01/05/2024

  Dear Collonia,You're very welcome! We appreciate your gratitude and are here to assist you every step of the way. If there's anything else you need or if you have further questions, please feel free to reach out.Thank you for choosing us, and we're grateful for the opportunity to support you.

• Review fromJennifer T

  Date: 01/03/2024

  5 stars
  So relieved after all these years to have settled this debt! Thank you Guardian!
  

  Guardian Litigation Group

  Date: 01/04/2024

  Dear ********,Congratulations on settling your debt! We're thrilled to have been a part of your journey, and we appreciate your kind words. If there's anything else you need or if you have further questions, please feel free to reach out.Thank you for choosing Guardian, and we wish you continued success and financial relief.

• Review fromjames d

  Date: 12/29/2023

  1 star
  Guardian Litigation, is a rip off company, they get you in their program and tell you that they will consolidate all your bill's into one monthly payment. They don't. they were drafting $766,98.00 from my bank account every month. they only got three small account paid off in seven months. i called the person that got me into the program, and asked why was i still getting letters from my creditors, she told me after six months in the program i could apply for a loan to pay off my bills and my payment would continue to be $766,98,00 a month, i applied for the loan, i was denied, i asked why, they told me my total bills were over $35,000 and they could not give me a loan. They told me to wait three months and apply again. the rip off is in three months, my bill's will still be over $35,000. they told me i could pay more money to get my bills to come down. for every account they settle for you, they charge you 27% interest to settle your account, so their plan is to keep you in their program as long as possible to keep getting your money. they tell you to stop paying your bills, and they would pay them. they don't and it make your credit score bad ************
  

  Guardian Litigation Group

  Date: 01/02/2024

  Hello *****, thanks for posting. We appreciate the opportunity to respond and clarify. You did not hire us to consolidate your debts; we were hired to negotiate and settle your debts for less than the balance owed. We explained this to you verbally and in our agreement. We also went over the negative impact on your credit, verbally and in writing. Our recorded phone calls with you verify that we did not tell you to stop paying your creditors. We informed you that our program is for those who are in financial hardship and unable to pay. We settled 5 of your debts with balances that totaled up to $11,281.78. The percentage you referred to is our earned performance fee, and it is based on the original debt amount as explained verbally and in our agreement. It does not compound or increase like interest does and we do not charge you anything unless we perform. Regarding the debt settlement acceleration loan, as your savings account increases due to additional deposits the loan amount required decreases. This is why the lender asked you to reapply in 3 months. We work with several different lenders and the maximum loan amounts vary. Your debt resolution program was progressing nicely when you decided to cancel. We were on track to get you out of debt in line with our original estimates and we wish you had decided to stay the course with us. Regardless, we respect your decision and wish you the best of luck in getting debt free.