Complaints

This profile includes complaints for CIBC's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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• 

  CIBC

  PO Box 15 Station A Toronto, ON M5W 1A2

• 

  Cibc

  5 Fl 400 Burrard St Vancouver, BC V6C 3A6

• 

  Cibc

  796 W Broadway Vancouver, BC V5Z 1G8

• 

  Cibc

  PO Box 1235 Stn Main Coquitlam, BC V3J 6Z9

• 

  Cibc

  300 - 177 Victoria St Prince George, BC V2L 5R8

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

• Initial Complaint

  Date:10/01/2023

  Type:Product Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  CIBC has failed to close the two debit card accounts that were compromised and put into overdraft as of July 17, 2022, despite destroying the debit card. They investigated the matter and issued me a refund as of August 18, 2022. I expected the accounts to be closed, but they weren't, and they incurred overdraft fees as a result. CIBC has asked me to pay the overdraft amount in order to get the accounts, or else they will put a delinquency on my credit report. I had to pay the fees to have them removed from my account, but I would like a refund because the overdraft fees were incurred because the account was not closed until July 2022. 

• Initial Complaint

  Date:08/01/2023

  Type:Billing Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I would like it for somebody in CIBC to get something off of my report. I'm working hard to build my credit and it keeps showing, a closed credit card from 2004 which I closed myself and it was paid in full. I need someone and CIBC to go and remove that finally once and for all of my credit. All that keeps doing is ruining my credit on something that was paid almost 20 years ago. It should not be on there. I would like somebody to look at this ASAP. I also have a car loan that was paid almost 20 years ago for $20,500 was paid in full and that should not be showing on my account either.

• Initial Complaint

  Date:21/12/2022

  Type:Billing Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I had canceled and confirmed cancellation back in the summer with this card and they didn’t cancel the card, i called and was given confirmation the card was cancelled and not charged remained but yet I have a bill with an outstanding balance and they went after my credit score, this is unacceptable !

• Initial Complaint

  Date:19/12/2022

  Type:Customer Service Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  This is regards to CIBC Loan #**********
  
  I used an auto loan to finance part of a vehicle purchase in July and subsequently paid the dealership to pay off the full amount. When this amount was paid and credited to CIBC, the first payment had already come out of my account, which was understandable. What happened next was however, not understandable at all. I called dozens of times asking when I would be reimbursed and most agents were completely unhelpful until finally I was transferred to an account manager named ****** *******. I explained the situation and was told by **** that he apologized, gave me his number for follow up and said that he could see in the system that the cheque had been sent. It turned out that this was not the case and that the cheque was actually 'sent' at the end of September. In my subsequent attempts to get through to ******, he nor anyone in his office answered the phone once in many attempts during business hours. He then responded with a dismissive secure email message that was essentially a copy paste 'contact customer service.' I did this, and in my last communication was told that there would be a follow up email by the agent.. This was over a month ago and there never was any. This happened to me with 2 different agents. It is now December and the cheque has not been recieved at my former address where I no longer live (I am in contact with the caretaker) nor at my forwarding address with ****** ****. I am now out nearly 600 dollars due to CIBCs incompetence and lack of professionalism and it appears they simply do not care. I no longer live in Canada and expect to recieve my money, I am no longer there to receive this cheque. After 5 months of attempting to resolve this I would appreciate that someone that can actually do soemthing about this would contact me to resolve this.

• Initial Complaint

  Date:15/12/2022

  Type:Customer Service Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Currently I have **** ******** privilege credit card. As a benefit, it comes with many perks while travelling when customer uses *** ******. Due to their process issue, *** ****** didn’t get the system notification that I have **** ******** privilege credit card so I didn’t get all the benefit that credit card outlined for 10 months out of 12 months. I needed to call cinc number of times and ******** number of times in order for me to figure out the situation. Due to result, i lost E upgrade points, lost all my roll over EQM EQD, and i am still at lower tier, their promised companion cards etc and they finally offered me $100 for compensation today. By roughly calculating my lost value is close to $8000 to $10,000 min plus all the phone calls and hassle at the airport, i think I need better than $100 compensation. They said they cannot get hold of ******** and last 4 months which is the reason they cannot help my situation and mean while, i could call ******** same day with bit of wait time. I didnt sign up for all this while i am paying highest credit card annual fee.

• Initial Complaint

  Date:12/12/2022

  Type:Customer Service Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I filed a consumer proposal in 2018. I paid it off early. Cibc is the only creditor who has not removed their accounts as "open" and "available" credit. I do not have any credit with Cibc yet as having "0pen" accounts and not utilizing any of my credit, it is lowering my credit score while i am rebuilding it.
  
  One open account says i have $10,000 available and the other account says $3,000 available. There is no account information that is linked to each account, so i am not sure what to do.

• Initial Complaint

  Date:07/12/2022

  Type:Customer Service Issues
  Status:

  UnansweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Hello I went to a cibc debit machine on November 15 to make a deposit of $500 4-$100 and 2-$50 bills. The machine unrecognized 1 item and showed the words jammed error on the screen. I proceed and deposit the $400 after which I withdraw a $100 bill and deposit it again to see if the machine would release the jammed $100 but the account was still showing $400. I went to the branch the following day and was told they would do an investigation and it would take me three weeks. After that time I was told they didn't see any extra funds from the machine and was told again that they would contact the manager but no one get back to me and I feel I should refund back my money because its their bank machine. I can be reached by the email above. The only supporting documents i have is the account record. Thank you

   The address of the bank is...245 castle oaks crossing. brampton ont. l6p 3x3. highway 50 and castle oak crossing. the institution is 010 and the branch is  06272. hope this helps. Thank you.
  

• Initial Complaint

  Date:02/12/2022

  Type:Billing Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Apr 8, 2022, I was charged interest by CIBC ****** ****, 58.99$. ****** change the credit card provider from ******* *** to CIBC, but I did not get CIBC credit card, no any statement send by mail, no any notice by e-mail or SMS that told me the account transfer to CIBC, I don't know what the balance is, I called ****** customer service and CIBC, no one can tell me the balance and how to check, one month later, I can see the credit account in CIBC website and be charged interest, which is not my fault to be charge, they did not get clearly guide.
  Oct 11, 2022, I was charged overlimit fee 29$ with any notice, which is not get my agree, A card issuer cannot charge an overlimit fee unless you have opted in to permit the card issuer to allow charges that put you over your credit limit.
  
  Nov 9, 2022, I was charged interest, since my account was locked, new card not come yet, I called CIBC ****** **** service, stated current situation, they promised and my notice in my account since I could not pay to CIBC, should not be charged interest, but still be charged 115.66$
  
  Total is 203.65$, I should be charged by CIBC, CIBC please return those money to me.