Complaints

This profile includes complaints for B E C U's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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  B E C U

  12770 Gateway Dr S Tukwila, WA 98168-3309

  
• 

  B E C U

  2232 NW Market St Ste 111 Ballard Nfc Seattle, WA 98107-4041

  
• 

  B E C U

  13000 NE 20th St Ste 100 Bellevue, WA 98005-2001

  
• 

  B E C U

  3710 Factoria Blvd SE Ste E Bellevue, WA 98006-5258

  
• 

  B E C U

  35105 Enchanted Pkwy S Federal Way Crossings Nfc Federal Way, WA 98003-8379

  

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

• Initial Complaint

  Date:04/11/2023

  Type:Service or Repair Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  My BECU credit card was hacked on 3/11/23.3/2/23 The old credit card statement was produced with a balance of $118.06. 3/3/23-I paid the $118.06 to bring the account back down to $0. 3/13/23-When they shut the old card down, they took the last statement balance ($118.06) & added it to the new credit card balance. My payment is also listed on the new credit card but by adding in that balance again, it essentially negated my payment. No one at BECU seems to understand this! Ive talked to member services (2 different people told me its not really added into the acct so just ignore it. It is just listing what the previous balance was for accounting purposes. When I asked them why that amount was showing in the same debit column as all of the charges AND adds into the total, they stuck by their reasoning). My reasoning is if the last statement balance adds into the total charges then it was ADDED to the credit card & therefore added back into my account as a charge & negated my payment on 3/3/23.Ive talked to the Bridgeport branch person (they told him the same story &, when he finally handed the phone over to me, either card services hung up or he hung up.) 4/10/23 I called BECU member services again & **** told me this: The old card had a statement date of 3/2/23. The new card has a statement date of 3/13/23 because that is when it was opened. When the new card was opened, they moved all of the charges from the old card to the new card. He said the $118.06 was the net result of all of the charges from 3/2/23-3/13/23. This is not true. The net result adding everything up on the new card from 3/3/23 through 3/13/23=$439.88. Even if I dont take into account 3/13/23 it nets out to $321.82. There is no way that this netted out to $118.06! This same person tried to explain to me that the different departments-member services, card services & financial crimes-are all separate, have different access to different systems & dont always communicate with each other.

  

  Business Response

  Date: 05/04/2023

  Our records show that the old **** card had a Statement Closing Date of March 2, 2023 with an ending balance of $118.06. On March 3, 2023 member made a payment of $118.06 to their **** account. Due to the **** card being replaced, all account activities from the old **** card from March 3, 2023 to March 12, 2023 were moved to the new **** card so the debits and credits could be calculated into the balance on the next Statement Open Date beginning March 3, 2023. On that statement under Account Summary, Previous Balance shows as zero which demonstrates the previous balance was not added to the new **** card, therefore the balance of $118.06 was not added to the new **** card. We have reviewed and verified that there were no billing errors that occurred on the **** account during the time referenced in this communication.
  The response is being sent to the complainant via email for their records. 

  Customer Answer

  Date: 05/06/2023

   
  Complaint: 19924853
  
  I am rejecting this response because: (attached) When I add all of the charges (**) & all of the payments/cash back (CR) I come up with a $118.06 difference. BECU is listing the last statement balance under the ** column which increases the charges by $118.06, yet BECU consistently claims that $118.06 is not added into the charges. How is this possible if the amount of the charges is increased by the same amount? If BECU can put in writing that I will not be charged the additional $118.06, then I can accept that. I would also like BECU to confirm in writing that my credit card is paid off. I gave the UP branch person the check for $462.70 on 5/3/23, she put it in the drop box & said it would take 2 business days to process. The credit card record has disappeared from my online banking profile so I have no way of knowing until the check clears my new bank.
  
  Sincerely,
  
  *****************************

  

  Business Response

  Date: 05/24/2023

  Please see the attached for BECU response to the additional information ***************************** requested for. The response is being sent the complainant via email for their records. 

  Customer Answer

  Date: 05/25/2023

   
  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
  
  Sincerely,
  
  *****************************

• Initial Complaint

  Date:03/21/2023

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Dear ***/*****,I am writing to file a complaint against BECU regarding their unfair imposition of a CPI charge on my auto loan account. I believe that their actions are not only unjust but also highlight a lack of due diligence and responsibility towards their customers.Firstly, BECU failed to update my address correctly, leading to me not being informed about the additional insurance requirement. As a result, a CPI charge was added to my account. BECU denies responsibility for this oversight and has added $10,000 to my auto loan principal balance without proper notification.In a recorded conversation with BECU representative, *******, she admitted that BECU did not verify the required documentation before issuing my auto loan. This negligence has resulted in a 40% increase in my monthly auto loan payments, causing significant financial strain. BECU has demonstrated an unwillingness to work with customers and address these issues.Even after providing proof of insurance to BECU, they have refused to refund the unwarranted CPI charge. I believe their actions are not in accordance with fair banking practices and require immediate attention from the ****************** Protection Bureau.I request your assistance in investigating this matter and ensuring that BECU takes appropriate steps to rectify the situation, remove the unjust CPI charge, and adjust my auto loan balance accordingly. I appreciate your prompt attention to this matter and look forward to a fair resolution.

  

  Business Response

  Date: 04/13/2023

  BECU research indicates member had commercial insurance on the vehicle at the beginning of this loan which does not satisfy the terms of the loan agreement to furnish evidence of physical damage insurance coverage for the collateral referenced above. BECU sent notices regarding missing insurance coverage to the following address:
  ******* ******
  *****************************
  *******, ** 98118
  On August 27, 2022, BECU had not received proof of proper insurance and we purchased ******************************* (***) on the member's behalf in the amount of $10,497.00. On September 30, 2022 we received a notice of insurance change and verified proof of insurance coverage with Geico. The policy listed the effective date of September 30, 2022, this left a lapse of insurance from June 6, 2022 to September 30, 2022. On October 11, 2022, a partial refund of $7,161.00 was applied to the loan.
  Upon further review, it was identified that member's address was not updated correctly which resulted in them not receiving the *** notices. Although it is disclosed at time of purchase that it is members responsibility to obtain and maintain proper insurance, due to the address update oversight, we have refunded the additional *** amount of $3,336.00 for the lapse period from June 6, 2022 to September 30, 2022. 

  The response is being sent to the complainant via email for their records. 

• Initial Complaint

  Date:03/17/2023

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  In May 2022, I noticed that my bank account had been tampered with because I only had ****** dollars in my account. Now in February 2022, is when I got my taxes back. I was working at the time so I didn't notice that someone was taking funds out of my bank account without my authorization. But when I did notice it was too late they had took all my money. So on May 9, 2022 I went into the BECU at ******************* I talked to someone and they were telling me that there were some money grams and wire transfers. But couldn't show them to me or print it out because they aren't authorized to do that. Which I think is BS. I told them I could show them which transactions I authorized or not. They did not. And then assured me everything will be taken care of. They said it might take up to 90 days for the investigation. So 90 days go bye. It is now August 2022. I haven't heard anything from BECU. So I called on the phone. And they gave me the run around. They told me since it was my card with the chip in it, it was nothing they can do. That's BS. They told me that my card my have been cloned. So if my card was cloned I didn't authorize some of those transactions on my account they were taking money out of my savings and putting it into my checking account and withdrawing the money and sometimes they would go to a different bank and make withdrawals. They made purchases with the cloned card without my authorization. BECU can see the withdrawals and money grams and wire transfers that were happening almost every day and they did not one time contact me about these activities at no time. So after the phone call the nxt day I went back to BECU. This time I got a print out of my account and circled the transactions I didn't authorize. Again they assured me everything will be taken care of. 90 days go bye. I heard nothing. So I called yet again, asked to speak with someone higher-up and still nothing was resolved. I would like my money back I'm a single Mom of 3, and I don't have money to throw away. I'm hurt and very disappointed. I just want my money back.

  

  Business Response

  Date: 04/14/2023

  BECU research indicates member filed multiple fraud claims for transactions from January 2022 to May 2022. Our records shows we honored the claim from 5/3/2022 for $143.00, claim from 10/20/2022 and 11/3/2022 were not honored as per our investigation it was determined the transactions were made with the chip on their physical card, while the card was in member's possession. On August 10, 2022 another fraud claim was filed for transaction(s) from January 2022 to May 2022. On August 30, 2022, a BECU Financial Crimes representative spoke to the member regarding these charges and informed them that the transactions listed on their fraud claim were all presented to the merchant as chip and pin transactions. During the call the member insisted they did not spend that much money, the representative advised the member that the data is directly from MasterCard and there are no errors. Then member admitted to completing the transactions and the representative informed them we cannot honor their claim and the member agreed to the decision. the response is being sent to the complainant via email for their records. 

• Initial Complaint

  Date:03/16/2023

  Type:Service or Repair Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Hello, 
  
  This issue has been resolved. Please close. 
  

  
  

  Customer Answer

  Date: 03/16/2023

  An elder member was scammed into sending a wire for$86k. The scammers advise her to use a story and be cautious when sending a wire at the branch as they always ask to many questions. The member went INTO a branch and requested a wire, filled out the paperwork. No questions were asked. No elder abuse report was submitted. No review of the account was done. This member does not do wires, have large amounts of money come in or out and is over the age of 80. When the member called to try and get it stopped at 705am at the representative was unable to get anyone to assist. This agent called five different people/departments. meanwhile the wire was sent out at 732am. There was ample time to get this cancelled if there were polices and practices in place to get this stopped or questioned the transaction in the first place. There was no attempt to mitigate elder abuse.

• Initial Complaint

  Date:03/13/2023

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  In September 2021, I cosigned a loan with my son for an **. Several months later, he moved out of state and the ** was in storage. His payments were all on time. In late March 2022, I was contacted by BECU that an insurance policy was added to the ** loan as there was no proof of insurance. I provided them my son's contact information to ask for the insurance policy. A few weeks later, I received a phone call from BECU again asking for payment for this insurance policy. I called my son, and he had not ONE time been contacted by BECU for this information, either by mail or phone. It took some time for him to retrieve his policy and submit to BECU as most of his household items were in storage. When he submitted the policy, BECU told him that this policy was not acceptable. My son needed to find another insurance policy. At this point it is early May, and BECU is again calling me and asking me about the insurance policy, and, once again, they did not contact my son. I provided a payment of 1500$ to give my son time to find a new insurance policy to cover the **. My son did secure a new policy which they eventually accepted.BECU did not EVER contact my son, as the primary loan holder, to obtain insurance information. BECU put negative information onto my credit report, which I want removed immediately. I have tried disputing with the 3 major credit bureaus and BECU directly. BECU refuses to take accountability for NOT contacting my son, either by phone, mail, or email, to properly notify him that they needed the insurance information for the **, even after I provided this to them. My son did leave a forwarding address on file. I was told by BECU that a letter was sent to his old address. So the fault is on them. I would like the adverse information in my credit report removed immediately.

  

  Business Response

  Date: 04/05/2023

  All correspondence was mailed to the primary signer's address . BECU was not made aware of the address change until May 11, 2022. It is the members responsibility to notify BECU of an address change. Per the Retail Installment Sale Contract Simple Finance Charge signed by the members on August 25, 2021 which states: "Warning: Unless you provide us with evidence of the insurance coverage as required by our contract or loan agreement, we may purchase insurance at your expense to protect our interest." On December 21, 2021, BECU had not received proof of insurance and we purchased ******************************* (CPI) on the member's behalf. The loan payments were adjusted to $1,220.00 per month effective February 9, 2022, through February 9, 2023 (12 payments). On May 3, 2022 we received proof of insurance coverage from Progressive with an effective date of ***** 26, 2022; this left a lapse in insurance from August 31, 2021 to ***** 26, 2022. On May 3, 2022, a partial refund was applied to the member's loan. On July 5, 2022 we received a notice of insurance change and verified proof of insurance coverage with Safeco. Safeco confirmed coverage was effective from January 29, 2022 to ***** 26, 2022; this left a lapse of insurance from August 31, 2021 to January 29, 2022. On July 11, 2022, a partial refund was applied to the member's loan. 

  Regarding the negative information reported on the member's credit report, BECU records show that on March 11, 2022 a payment of $760.78 was made to the loan however, it did not satisfy the March 9, 2022 payment of $1,220.00. This payment was not satisfied until May 7, 2022 when a payment of $1,110.81 was made over the phone. BECU is reporting accurate information to the Credit ****************** (CRA) for the loan in question with a 30-day delinquency for ***** 2022.

  The response is being sent to the complaint via email for their records. 

• Initial Complaint

  Date:02/22/2023

  Type:Service or Repair Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  In July 2022 my BECU credit card was stolen and used fraudulently. I called BECU same day to report the fraud claim. the credit card was to be shut down. A month or so later I received a notice that I had an overdue balance on my account which I have not used personally (the fraud charge was the only charge on the account which was supposed to be removed). I called and spoke to BECU who said the fraud charge had not gotten removed and they would remove it. This was supposed to remove the late charge. I again asked for the credit card to be closed. It did not and I received another letter saying I had a late fee. I called again and spoke to them to resolve the late charge as it was related to the fraud charge which was not removed. They said they would remove it. I again received another letter stating I had a late fee. I called again and explained this situation all over again and was told it would be resolved since it was a late fee due to the fraud charge which was removed. I checked my account a few weeks later which still showed a fee on my account. I had also sent in paperwork to close the accounts as I wanted my accounts closed. I then received a letter stating my accounts could not be closed due to charge on my account (the late fee which was supposed to be removed). I called again and went through this whole thing again. They assured me the charges would be removed. I checked a few days later and it was showing a zero balance. I sent paperwork again to close these accounts. Now I have received another notice of a $9.32 balance and late fee on my account. I have not used the accounts which I requested be closed. I am at a loss on how to get this resolved. I've called the company now 6-7 times with continued issues. I want the accounts closed ASAP. I should not have any late fee because I have not used this card or any of the accounts. Please help get this resolved.

  

  Business Response

  Date: 03/17/2023

  On July 27, 2022 BECU Card Fraud team identified suspicious activity on member's **** and placed a restriction on the account until we could verify the transactions with them. On the same day, member contacted us to report the **** card was stolen and confirmed there were unauthorized transactions on the account. Unfortunately, due to an employee error, a fraud claim was not submitted at that time, which caused late fees to be assessed. On October 11, 2022 member contacted us regarding the late fees on the **** account; during that call it was identified that a fraud claim had not been submitted during the prior call. The claim was escalated to the Card Fraud team, the claim was honored, and the amount of the fraud claim was credited back to the member's **** account on October 11, 2022. Upon further review, we determined that when the claim was honored, the finance charge was not included, which created a small balance on the account and allowed finance charged to continue to accrue each month. When we received member's request to close their BECU accounts, we were unable to close the accounts due to the small outstanding balance on the **** account, and on November 9, 2022 we mailed the member a letter notifying them of this. On December 22, 2022 the member contacted us regarding this matter, the ************** representative closed the checking and savings accounts, and escalated the issue regarding the **** account balance to our ************************** It was discovered that there was a processing error that created a double refund of the finance charge and the account remained opened. Subsequent to this communication, we identified the error and closed the **** account on February 24, 2023. On February 27, 2023 a BECU representative reached out to the member to inform them regarding the status of their request. 

  The response is being sent to the complainant via email for their records. 

  Customer Answer

  Date: 03/17/2023

   
  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
  
  Sincerely,
  
  *************************

• Initial Complaint

  Date:02/15/2023

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  While placing online order recently I was surprised to see my BECU credit card rejected. I wrote to branch manager about it, and he replied It was rejected because it was flagged as fraud, and suggested I called in to close the card. Makes no sense, as I have placed and received orders from that business several times in the past. I wrote to branch manager expressing my nu-satisfaction with their not trying to check recent history when making such decisions. I expected to hear apology and approval for that transaction. Alas none followed, and branch manager stopped communicating.I would like to see BECU stopped running incessant advertising all around town and instead spend $ on ***************** It's hard to get someone on the phone, and getting replies online is also not to be relied on, as my experience with branch manager shows.

  

  Business Response

  Date: 03/02/2023

  On February 13, 2023 BECUs Card Fraud team identified suspicious activity on member's **** credit card and attempted to reach the member via phone and email to verify the activity on their account, however they did not receive a response from the member. On February 13, 2023 member emailed the Redondo NFC manager and they replied on the same day advising the member that the transactions they were attempting had been flagged due to potential fraud and provided the member the contact information for our Card Fraud team to call in to review and approve the transactions. On February 15, 2023 member emailed the manager again and expressed they wanted this matter resolved. The manager replied on the same day requesting that they verify the merchants they were attempting the purchases from so they may place a note in the system and have the flag removed, however they did not receive a response from the member. On February 21, 2023 the member called the Redondo NFC and spoke to the branch manager. During the call member stated they did not contact the Card Fraud team; the manager offered to review the transactions with the member, and the member verified the transactions from Shirtspace.com and Threadsy.com were transactions they authorized. The manager confirmed this information with our Card Fraud team and the flag was removed on the ****. The response is being sent to the complainant via email for their records. 

• Initial Complaint

  Date:02/08/2023

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Both of my parents died in November 2022. They banked with BECU and BECU held their mortgages. 11/28/22 I called the general customer service line: told the *** my concern about there no longer being funds to cover the mortgage, she froze the accounts, so I could no longer access anything online. I sent copies of the death certificates as requested.BECU ***************** is still trying to auto withdraw payments. On 1/4/23 I called the number on the *** notice and confirmed they were aware the account holders were dead; that *** actually said to me "well you don't have to be an account holder to make payments" but also that I could not stop the auto withdrawals until provided the letters of testamentary, so there was nothing I could do at that time.1/30/23 I called the general line to find out where and how to send the letters of testamentary and was given the fax #************; I faxed both death certificates, the order admitting the ***** and assigning me personal rep. and my letters testamentary that day. On the cover sheet I requested BECU stop trying to auto withdraw payments from the frozen checking and savings accounts, they reverse the *** fees, provide the current balance of the checking and savings accounts and procedures for closing those accounts and the payoff amounts for the mortgage and LOC. I provided a fax #, a cell #, a physical address and an email for BECU to contact me. I received no response.Today (2/8/2023) I called ************ in response to a foreclosure notice we received; after being on hold with that number for about 10 minutes someone answered and promptly transferred me to BECU's deceased account holder department where I was on hold for another ***** minutes before a *** informed me they also needed a copy of my ID. I faxed a copy of my ID to both **************************** I want confirmation this is all the information BECU requires and they will produce payoff amounts close these accounts.

  

  Business Response

  Date: 03/01/2023

  According to our research, on November 29, 2022 member contacted BECU and notified us that ***************** and **************** had passed away. On December 5, 2022 BECU sent correspondence via mail with instructions regarding how to manage the accounts. On January 1, 2023, our Account Servicing team received the copy of death certificates for ***************** and ****************. On February 13, 2023 they received a correspondence from the member via fax with a copy of their photo identification, Letters of Testamentary and death certificates for **************** and *****************. The Account Servicing team sent an email responding to the member's fax with the payoff information for the Home Equity Line of Credit (HELOC) and contact information to our Mortgage Servicing Team to request the payoff balance as they were unable to provide that information. Subsequent to this communication, on February 15, 2023 BECUs Account Servicing Supervisor reached out to the member to discuss their concerns and during the call they confirmed we have received all the required documents to process the member's request and forwarded their request to the Mortgage Servicing team. As of February 27, 2023, the Mortgage Servicing team emailed the member a copy of the current mortgage balance and the payoff quote per their request. 

  The response is being sent to the complainant via email for their records. 

• Initial Complaint

  Date:02/08/2023

  Type:Customer Service Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I paid off my home loan with BECU yesterday and I got an email saying there is a new document about the home loan I paid off. When I log in online, everything about the loan is removed. I have no access to the doc they notified me with email, no info about my loan info/history, and all past documents. When I contact them, the customer service told me that I need to call one of their department to find out the info. I don't understand why they notify me there is a new document if they remove everything. I also don't agree that they remove everything as I will need those info for reporting tax next year. Why I should spend hours on phone to find out the find that should already be there for me all the time. I need them to bring all the info back for me.

  

  Business Response

  Date: 02/28/2023

  BECU research indicates member's BECU home loan was paid in full on February 7, 2023. The mortgage account has been removed from Online Banking as BECU does not maintain Paid in Full (PIF) mortgages online. BECU retains PIF mortgage documents, and they are available through our ***************************** should members require additional loan information. On February 8, 2023 the member contacted us regarding this issue and their request was sent to the *****************************. The ***************************** has responded to the member's request and advised that we are not able to reinstate the mortgage account online, however, we sent the member their ****, recent account activity, and loan information to the email address of record on February 8, 2023.

  The response is being sent to the complainant via email for their records. 

• Initial Complaint

  Date:02/01/2023

  Type:Product Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  My BECU was breached on December 15 and closed due to fraud on December 16, 2022. I opened new acccounts on the same date. $800 was removed without authorization by *****. I was assured that the money would be returned within 2 or 3 business days. I received an email from BECU/Zelle that the money was returned to a closed account and sent back. I have made repeated attempts to have this money returned to my account. I contacted customer service/technical support four times who told me they would write a "ticket" to ***** and that ***** is a third party vendor. Finally on December 28, ***** (technical support) did write a ticket. No response. I have visited the ************* twice and talked to ************** who told me that he would ask for an "exception" but the only person who apparently can do this was on PTO. I've tried to contact ***** but they seem indifferent and insist I contact BECU. So far, everyone seems to admit it's my $800 but no one seems to want to give it back. Just return my money to my account and I will go away.

  

  Business Response

  Date: 02/17/2023

  ***** attempted to return the funds to the account the funds were withdrawn from, however, because it had been closed on December 15, 2022, the transaction was rejected. On December 28, 2022 we submitted a ticket with ***** to reattempt the refund and have the funds returned to the member's new account. This process typically takes 30 days to complete, but in this instance, it took longer than our standard timeframe for Zelle to return the funds. On February 1, 2023 the amount for the Zelle dispute of $800.00 was credited to the member's new account. The response is being sent to the complainant via email for their records.