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Business Profile

Loans

Bright Lending

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Loans.

Reviews

Customer Review Ratings

1.13

Average of 119 Customer Reviews

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Review Details

  • Nurse L

    Date: 12/16/2022

    This is the worse loan company ever . I tried to take out a loan and got approved for $500 they told me i had to make 21 week of $151 payments . That is ridiculous . Why would i pay $3200 back when i only got approved for $500 . This is a rip off and yall need to be shut down ! I DECLINE THE LOAN because Im not paying back thousands of dollars when i only got approved for $500

    Bright Lending

    Date: 01/30/2023

    Thank you for sharing your feedback. We are sorry to hear of your negative experience. We strive to always provide exceptional service and communication. Target Cash Now discloses the total cost to a borrower if only the minimum payment schedule is followed, and we inform our customers that this is an expensive form of borrowing. The APR is disclosed on the Target cash now website and is prominently displayed in loan documents that are reviewed and signed by the customer. We would be happy to discuss this further with you and provide additional clarification. Should you have any further questions or concerns, please call customer service at ***************.

    Bright Lending

    Date: 01/30/2023

    Thank you for sharing your feedback. We are sorry to hear of your negative experience. We strive to always provide exceptional service and communication. Bright Lending Loan are an expensive form of borrowing, but not intended to be a long term financial solution. We would be happy to discuss this further with you and provide additional clarification. Should you have any further questions or concerns, please call customer service at ************.

  • Nakisha E.

    Date: 12/06/2022

    I called this company out on their fraudulent activity. They owe me money.they need to be shut down before anyone else gets ripped off. Their website doesn't give you any information or payment dates they took over a thousand out of my account when I didn't borrow that much.

    Bright Lending

    Date: 01/30/2023

    Thank you for sharing your feedback. We are sorry to hear of your negative experience. We strive to always provide exceptional service and communication. We would be happy to discuss this further with you and provide additional clarification. If you need assistance navigating our ************ Portal, or should you have any further questions or concerns, please call customer service at **************.

  • Shelly R

    Date: 11/29/2022

    This company is a rip off and should not be allowed to continue. They deposited $600 into my parents' account without them asking. My mother was in hospice from March to August, 2022 when she passed. My Dad does not know computers to be able to sign up for this so-called loan and my Mom was too sick. Since July 19, 2022 when they deposited the $600, they have been electronically withdrawing $152.55 twice a month. This company needs to be shut down. There interest rates are 100 times more than anywhere else or even a loan shark. These are their loans per their website: MANUAL PAYMENT; $500 Loan Paid Bi-Weekly; 10-Month Term; 21 Bi-Weekly Payments of $140.22; 725% APR AUTOMATIC PAYMENT; $500 Loan Paid Bi-Weekly; 10-Month Term; 21 Bi-Weekly Payments of $135.52; 700% APR. This means that for a $600 loan they will pay $3,203.55. I don't know how anyone in good conscience could even work there. There are no words for this type of criminal activity. Please do something more than post the bad reviews. Go after this company. This isn't a business...it's called extortion!! Should be a negative star, but I had to leave one to leave my review.

    Bright Lending

    Date: 01/30/2023

    Hello, we believe that this has already been resolved. We sincerely appreciate your partnership in working together to resolve this matter.

  • Malachi C

    Date: 11/13/2022

    Way to high wouldnt recommend for anyone I well over payed what I got from then

    Bright Lending

    Date: 01/30/2023

    Were sorry to hear of your negative experience. We strive to always provide exceptional service and communication in every interaction. We regret your experience was not reflective of our commitment and thank you for sharing your feedback. Should you have any further questions or concerns, please call customer service at **************.

  • Melissa C.

    Date: 11/12/2022

    I got a loan through bright lending of $650. I looked to pay it off but I owe over $1200 somehow. How do you make payment of $279 a month and owe double. Never use this company.

    Bright Lending

    Date: 01/30/2023

    Were sorry to hear of your negative experience. We strive to always provide exceptional service and communication in every interaction. Bright Lending discloses the total cost to a borrower if only the minimum payment schedule is followed, and we inform our customers that this is an expensive form of borrowing. The APR is disclosed on the Bright Lending website and is prominently displayed in loan documents that are reviewed and signed by the customer. We regret your experience was not reflective of our commitment and thank you for sharing your feedback. Should you have any further questions or concerns, please call customer service at ************.

  • Russell S

    Date: 11/07/2022

    They approved me four of hundred dollar loan but I had to pay back over $3,000. I have screenshots I didn't sign the contract

  • Ashlynn B

    Date: 11/04/2022

    I was in desperate need of money and I wish I would have looked them up because I didnt know the APR was outrageous! They are out to scam people or at least take advantage of them! Go with someone else dont get stuck in a awful loan like I am.

  • Aaron A

    Date: 10/30/2022

    I wish could give these guys negative stars. If youre looking for a a loan dont go with them. Youre better off going to a a loan shark because theyll charge you less to borrow money from them. I got a loan from them back in February for $800 bucks that Im still paying on because I missed the fine print in the contract the locked me into pay $108.03 over the next 48 weeks be the time Im done paying of this loan they would be getting me for just under $5200.00 in which is way more than what I got from them . So my advice would to DONT ****** FROM THEM! It just isnt worth it.

  • Nay B

    Date: 10/26/2022

    Worse loan company ever this is a scam please do not I hope I can save someone from the heartache this company will bring you Im a single mother I dont want no one to go through what Im going through because of Bright loan I wish I would have done my research but like so many when we turn to one of these we are in desperate need Sad to say when you are already going through and just need a safety ring until you are able to stand up we reach out to these companies only to be played and end up more behind my mother had passed and I wasnt able to return right back to work needed just a safety net of 1000$ to make sure my mortgage and bills were paid in a desperate rant I applied here knowing that I make good money so I could pay them the 1000$ back in a week or two when I went in to pay my 1000$ back I learnt that I now owe them 5000$ and it seem like no matter how much extra I pay its still saying I owe more and they are taking 250$ biweekly out of my account so please do not use this play if you need a loan go to Wilshire no here

Bright Lending is NOT a BBB Accredited Business.

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