Business ProfileforMalloy Property Solutions, LLC

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***** ***************
Fort Washington, MD *****

My name is ********************************, age 71 years old. I reside at ***** ********* ***** in Fort Washington, Maryland *****.  On April 28, 2022, I signed a contract with Malloy Property Solution located at *** ******** ***** **** in the National Harbor, Maryland 20745 and M.H.I.C. Licensed ******. Their telephone contact number is ###-###-####, ###-###-####, and ###-###-####.

The contract was signed on April 28, 2022 which I thought meant they would be doing the work soon.   My insurance company ******** Insurance gave me a check for six thousand and one hundred and twenty eight dollars and sixty six cents ($6,128.66) on May 26, 2022,   I endorsed the insurance check to Malloy Property Solution, and the deductible of one thousand dollars ($1,000.00) went through DaMika M***** ***** bank account.  

I was excited thinking my new roof would be on soon after I picked out the shingles and company received the money  I wondered what could be a hold up from April 28, 2022 until June 1, 2022 and sill no roof.  

I forgot about them until June 1, 2022, my neighbor called to ask what was taking so long with the roof.  I text both the owner David M*****, and his sister DaMika M***** that I would like a refund and didn’t feel comfortable with the company.  Ms. M***** text that that her brother would call me. He never emailed or texted or called. It went simply ignored.

I received messages from Ms. M***** something to do with the insurance which, I didn’t understand. Finally on the 9th of July 2022, two wet spots appeared on my ceiling in the master bedroom. I had it with the company I felt used and taken advantage of as senior citizen and single woman. I text the Malloy’s and the ********* Insurance Adjuster I wanted my money so I could go with another company.  David M***** immediately text back stating he was an adjuster and I was entitled to two thousand odd dollars and Monday July 11, 2022 a certified check would be in mailbox due to me breaking the contract. I called Mr. M***** and he refused to answer.
I didn’t know what to do after that text. I felt robbed by this company and the insurance company told me I never should have released any money to them without the work being completed.  Also, the insurance company asked if they had done any work on the roof. I immediately said no and the response was something just doesn’t sound right. 

I talked to the ********* Insurance supervisor who told me immediately file a complaint with the DLLR against the company after I told her David M***** was supposed to be a contractor. But, he said adjuster something I was never told. Also, the contract didn’t say if April 28, 2022 was a start date or if it could just drag on forever.

After ********* Insurance contacted David M***** I received a message he could push my roof up to get it done and if I didn’t want the insurance to pay for it I could pay.

Malloy Property Solution sign was placed on my property without authorization and no work was ever started on my roof. That’s a prime example how I feel taken advantage or is it a demonstration of power over or scare tactic.  I’ve asked three times for all funds be returned so I can pay a contractor to do my roof. Since July 9, 2022, I now have three spots in my ceiling which will cost me additional funds.  I am living on a fixed income and barely getting by. David M***** is strewed, and a very harsh young man who took advantage of my lack of knowledge, age, and the situation to benefit himself.  He created a very stressful situations and hardship because I had to loan to replace the funds I paid him for roof work he never did.  

David M***** is a licensed contractor/salesperson and licensed adjuster in the State of Maryland.
By law, in reading his contract isn’t binding since the rescission clause is incorrect. The contract states I only have 3 days to cancel or rescind the contract, but legally I have 5 days to cancel and up to 7 days if one is over the age of 75. Due to this incorrect information on their contract, the contract is void and not lawful, and I should be under no penalty for cancellation, also, there is no start or end on his contract.

I am asking you to hold him accountable for threatening me with breaking a contractor, refusing to return my money, misleading and taking advantage of a senior citizen and female and return all monies to ****** ** ******** in cashier check. Also, hold him responsible to pay out of pocket if wood replacement is needed and painting cost of my master bedroom.

Sincerely yours,

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