About

Vertrue is a holding company with a number of subsidiaries that design and sell membership programs under a variety of names that offer consumers discounts in the areas of healthcare, travel, family entertainment and fashion.

The names of the membership programs currently marketed by the Company affiliates and third party marketers are Business Max, Connections, Essentials, Essentials Gold, First Fn, Galleria, HomeWorks, HomeWorks Plus, Main Street Savings, Market Plaza, Pharmacy Gold Card, Premier HealthPlus, Privacy Matters, Privacy Plus, Simple Escapes, Victoria's Secret Escapes, Victoria's Secret Sport and Spa, Vital Home Club and Vital Health Club.

The Company's subsidiaries market membership programs via direct mail, telephone and the Internet and by contracting with unaffiliated third party marketers who offer the company's membership programs to their customers. Generally the programs are offered on a thirty-day trial period, and often with the offering of a gift certificate redeemable at a major retail store as an incentive to agree to the terms of a trial membership for the program. Under the terms of the trial offer, no charge is billed to the customer's credit or debit card if, within the trial period, the customer contacts the company and cancels the membership. If the customer has not cancelled the membership by the end of the trial period, the membership fee is automatically charged to the customer's credit or debit card. Memberships are automatically renewed and charged to the customer's credit or debit card or bank account at the then current price until the customer cancels the program.

October 2007 update -

The BBB has been informed that Vertrue, Inc is promoting as offer for consumers to get copies of their free credit reports at www.freecreditreportinstantly.com & www.creditdiagnosis.com. The BBB would like to advise consumers that per the Federal Trade Commission, the ONLY authorized online source to get a free credit report under federal law is www.annualcreditreport.com. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. Consumers are encouraged to exercise caution.