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Business Profile

Loans

NetCredit

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Loans.

Reviews

This profile includes reviews for NetCredit's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

NetCredit has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    • NetCredit

      175 W Jackson Blvd STE 1000 Chicago, IL 60604-2863

    • NetCredit

      175 W. Jackson Blvd Suite 600 Chicago, IL 60604

    • NetCredit

      200 W Jackson Blvd Ste 1400 Chicago, IL 60606-6929

    Customer Review Ratings

    1.05/5 stars

    Average of 78 Customer Reviews

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    Review Details

    • Review fromRenee A

      Date: 06/20/2025

      1 star
      Terrible customer service which strings you along and even gives a date to when loan will be funded of which is bogus! Not one person gave the same information when called five days straight!
    • Review fromAllen W

      Date: 06/09/2025

      1 star
      This company should be in jail. They charge you $500.00 in interest fees per month (they like to call it a statement balance fee.) I have not used my line of credit for over a year ($4600.00 original). They have charged me over $5000.00 in fees alone. They are disgusting.
    • Review fromYolonda Y C

      Date: 06/03/2025

      1 star
      RUN!!!!!!! DO NOT DEAL WITH THIS COMPANY. LOAN ****** at the finest level.....
    • Review fromMalinda J

      Date: 05/23/2025

      1 star
      ******* ******, net credit is horrible they are a preditory loan that will offer you money you will have a large amount to pay them back monthly and will ruin your credit tremendously like they did with me. I'm a disabled combat veteran on a monthly income. I no longer work so I'm in a bad way in regards to this company.
    • Review fromKwaku

      Date: 05/07/2025

      1 star
      I Would give them 0 stars if I ********* away very far away not only outrageous payback rates but they are a scam, liars and frauds,They run a hard credit inquiry and check tell you that you are approved get all of your info social security. Your banking info routing and account number.Your paycheck stubs and bank statements them they tell you they can't verify your income and you are denied to me that's false advertising and should be illegal practices.For them to be allowed to do this is outrageous but it's what I have come to expect from business practices in this country and the world.Take advantage of those in need and s**** them over for any and everything.
    • Review fromThomas W

      Date: 05/07/2025

      1 star
      Was a victim of Identity Fraud through NetCredit, and after filing a police report with the information provided from NetCredit my fraud claim was denied due to "improper information in the police report" after I followed verbatim the representative`s advice and procedure. After having jumping through numerous hoops and filing another police report as well as another internal fraud investigation, my issue is still not resolved and they had the nerve to send me to collections even though I am the victim. Even my local PD was thrown off by NetCredit`s inability to cooperate and help my situation. My credit score has been greatly affected by this scenario and continues to be affected.
    • Review fromTroy M

      Date: 04/13/2025

      1 star
      I was approved for $1,050. The next day I took out $600 from the account and 30 minutes later $450 was frozen. I waited a day or two called them like it said and they demanded a copy of my ID. I sent it to them waited a few days still frozen so I called them again. They demanded more proof of who I was. At this point they had my social security number, bank account information, copy of my driver's license, and my ********************** report. So I answered their questions asked to speak to a supervisor but was denied. I've been with them for 3 weeks and have had four phone calls and three emails to them with zero answers. Not one person has returned a phone call and they will not let me talk to a supervisor. Worst company I've ever dealt with. It is bait and switch at its finest. I think they just want your information. I wish I would have did more research before getting involved with them.
    • Review fromRob S

      Date: 03/20/2025

      1 star
      Ran my credit without my approval, at 01:48 in the morning while I was sleeping. Called to get it removed, and they wouldnt let me access the account unless I gave them my social security number. Scam , do not talk to them !!!
    • Review fromLG D

      Date: 03/20/2025

      1 star
      Netcredit company is a scam. Gave me the run around for 5 days about a loan and numerous phone calls. I was approved and then turned down. I provided each and every piece of documentation to them that was asked for, several more than once. Double checking via numerous phone calls. Their **** are clueless. They had trouble accessing everything and also assured me each time I had everything needed. The cutoff time was 3/19 at 2 pm and after speaking with 2 **** prior to the cutoff time was assured since everything was in the cutoff time wouldnt matter. The last *** I spoke with told me it looked like I missed the deadline but did tell me I had all the information in. No way I missed the deadline. I provided proof of income twice and bank statement information and they cited the decline for not providing sufficient income documentation. Im on social security and sent them a copy of a benefits letter, which they approved each time, and then told a decline for insufficient income proof. They also did a hard credit check which is now on my credit record. They are liars, a scam and a fraud!!
    • Review fromJoel Q

      Date: 02/06/2025

      1 star
      Tried to set up a payment plan with them after getting fired with something I can afford. They said no that they couldn't work for me. I always made my payments on time and never had any in issues until today. Plus the collection team is ***** The Fair Debt Collection Practices Ac. They call me twice a day everyday. I'm going also to file a complaint with the ****

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