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Business Profile

Insurance Companies

Assurant, Inc.

Complaints

This profile includes complaints for Assurant, Inc.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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Assurant, Inc. has 89 locations, listed below.

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    Customer Complaints Summary

    • 3,656 total complaints in the last 3 years.
    • 1,201 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:01/21/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We paid for protection from Assurant on our ******* plan since 7/2022, totaling over $***. My husband’s screen cracked and he filed a damage claim 11/2023. We received the new phone via UPS. The device was sent back that week to Assurant per policy, using the provided **** label + box, and he dropped it at a post office location. On 1/1/24 we received a “device not returned fee” on our bill. Starting on 1/2/24, we were sent in a circle btwn ******* and Assurant with each blaming the other. After 9 hours on 1/19 being shuttled between the two and 3 Assurant agents hanging up on me, Assurant said the device has not even been scanned in per the **** and I am responsible as the shipper. Another agent had previously told us return packages are uninsured. I see on other complaints this is common and it looks like a widespread scam: (1) Assurant uses reliable UPS to ship the new device but return labels are **** w/no insurance (2) Assurant tells iPhone users to turn off the Find My function prior to mailing, so no way for the customer to track (3) cannot see your original return label on the Assurant/******* site. If you click “return label”, it generates a new label to a completely different warehouse than the original (Lewisville TX vs York PA) and it is unclear how anything would ever be reconciled as an Assurant supervisor admitted one is for a completely different segment of our carrier. This system is built to deceive the customer and “lose” the devices to generate revenue as the customer is cornered into paying in order to not lose their phone service. Assurant also said if they don’t receive the device within 180 days of the required return date, we will never get the fee credited. So even if **** were to locate a lost package and deliver the device, if outside of the window, Assurant will keep your money! We have requested video footage directly from **** and filed a missing mail report but should not be liable for this when we followed all instructions.

      Business Response

      Date: 01/26/2024

      January 26, 2024 

      Better Business Bureau, Inc.
      Southeast Florida and the Caribbean
      4411 Beacon Circle, Suite 4
      West Palm Beach, FL 33407
       

      The business responded to this complaint but has asked that its response not be
      published.

      Customer Answer

      Date: 02/01/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      **** ****
    • Initial Complaint

      Date:01/18/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I filed a claim with Assurant for a damaged phone on 1/3/**. They denied my claim stating I did not have coverage. I verified with my phone carrier that I had coverage since 7/18/2022. I called Assurant back to let them know that my phone carried did verify that I was covered on the date of the incident. This is an $**** phone that is unusable because it has a large black line where it folds. Additionally, I have paid $** a month for a year and a half to cover this phone with Assurant which means they have over $*** of my money and refuses to replace my phone. I call Assurant and they tell me to call my phone carrier. I call my phone carrier and they tell me Assurant is the insurance carrier and there is nothing they can do (which I understand). I am just asking for what is fair, a refurbished replacement of my Galaxy Fold 3. How do companies keep getting away with robbery in plain sight?

      Business Response

      Date: 01/23/2024

      January
      23, 2024


      Better
      Business Bureau, Inc.
      Southeast
      Florida and the Caribbean
      4411
      Beacon Circle, Suite 4
      West
      Palm Beach, FL 33407

      The business
      responded to this complaint but has asked that its response not be published.

      Customer Answer

      Date: 01/23/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      ***** ******
    • Initial Complaint

      Date:01/13/2024

      Type:Sales and Advertising Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased the extended car warranty for my vehicle and when I needed repairs done for the vehicle they stayed the repairs were covered, however, the leak that needed to be repaired caused other damage that they stated was wear and tear and NOT covered by the warranty. If the problem originally was covered and not my fault, how is the damage done after the fact my fault?

      I called to inquire on where it states that in the contract and was hung up on several times. They were not helpful AT ALL. When asking to provide specific page numbers they did not answer. When asking for a Supervisor, I was hung up on.

      I had to pay out of pocket several hundred dollars.

      Business Response

      Date: 01/19/2024

      Please find the business response attached.

      Thank you.

      Customer Answer

      Date: 01/22/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      ***** *******
    • Initial Complaint

      Date:01/11/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We filed a claim with insurance back in August for a water damage claim on our house. We have had 1 communication with them and then 12 phone calls later, zero returned phone calls or emails.. we can't get through, recieved no check for the amount owed on the EOB from them.

      Business Response

      Date: 01/26/2024

      January 26, 2024
      The business
      responded to this complaint but has asked that its response not be published.

      Customer Answer

      Date: 01/26/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      ******* *********
    • Initial Complaint

      Date:01/11/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I filled a claim for a replacement device on Friday 1/5/24 at approximately 12:00pm (claim #: ********). I called Assurant customer service on Saturday 1/6/24 and explained that I received the tracking number but there was no expected delivery date. I was told by a representative that due to the fact that I filled this claim on a Friday, I was not going to receive a replacement device until Monday 1/8/24. The representative assured me that she checked her systems and I had an expected delivery date for Monday 1/8/24. I called Assurant on Tuesday 1/9/24 and explained that I still have yet to receive my device or expected delivery date from the tracking number provided to me. The representative explained that I would receive my device later that day and that I am unable to see the expected delivery date due to the carrier not updating their systems. I did not receive my replacement device that day. I called Assurant again on Wednesday 1/10/24 and was told by a supervisor named ***** (reference #:******) that they have already started an investigation into the whereabouts of my replacement device which will take 10-14 business days and I will have to be without a device for the duration of that time. I explained that I have paid my insurance monthly on time for years, I have already paid my deductible of $*** since 1/5/24 and they are not fulfilling their services agreement which they have been compensated to do. I asked for a cancelation/refund, option to pick up in-store, alternate replacement device or some type of compensation/resolution. I was told that they do not offer resolutions or compensations, they do not offer pick up in-store and that I cannot even get a refund until their investigation was complete. It is extremely unjust, unfair and inconveniencing that I am expected to be without a phone for 15-20 days without any type of resolution/compensation although my contract agreement states a replacement will be given once the deductible has been paid.

      Business Response

      Date: 01/23/2024

      January 23, 2024

      Better
      Business Bureau, Inc.
      Southeast
      Florida and the Caribbean
      4411
      Beacon Circle, Suite 4
      West
      Palm Beach, FL 33407

      The business responded to this
      complaint but has asked that its response not be published.

      Customer Answer

      Date: 01/24/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me although it was not done in a timely manner.



      Sincerely,



      ******* ******
    • Initial Complaint

      Date:01/03/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      My phone got damaged and filed a complaint with Assurant and they refused to replace or repair my phone. This was reported since 11/21/23. I have been calling, emailing and sending supporting documentation and the closed the file

      Customer Answer

      Date: 01/13/2024

      Thank you for your help.  I heard from Assurant  and my phone has been fixed.  I am very satisfied.   Thank you for your quick response 

      Business Response

      Date: 01/15/2024

      January
      15, 2024

      Better
      Business Bureau, Inc.
      Southeast
      Florida and the Caribbean
      4411
      Beacon Circle, Suite 4
      West
      Palm Beach, FL 33407

      The business
      responded to this complaint but has asked that its response not be published.
    • Initial Complaint

      Date:01/02/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Dear Assurant, I am reaching out about my ******* Care + plan that I purased for three years. My order ID is ***********. I ordered my washer & dryer on March 11, 2022. The order included ******* Care+ 3 year, install, and haul way on both units. On April 19, 2022, *** Logistics arrived to install my washer & dryer. The washer had large damage so *** installed it and advised that a replacement washer would be sent out since this one arrived damaged. The dryer was also installed with no damage. On May 10, 2022, the replacement washer was scheduled for install. When *** Logistics arrived, the replacement washer (2nd washer) was also damaged. *** advised that they would just take it back and schedule a 2nd replacement (3rd washer). The first damaged washer was left at my house. On May 25, 2022, *** arrived with the 2nd replacement (3rd washer). The washer was free of defects and was successfully installed. The 1st damaged washer was removed and taken by ***. The ******* Care+ Service plan (*********) for the washer is reflecting a different serial number and I believe this is likely the washer that was damaged & replaced. My current washer (washer #3) serial # is ***************. My current washer is indicating an expired warranty and not reflecting the ******* Care plan. I have also raised this issue with ******* Care+ over the phone many times and submitted the warranty review online and it was denied. My case reference # is ********** and **********. I need to schedule service on my washer and I am unable to do so.

      Business Response

      Date: 01/09/2024

      January 9, 2024

      Better Business Bureau, Inc.
      Southeast Florida and the
      Caribbean
      4411 Beacon Circle, Suite 4
      West Palm Beach, FL  33407

      The business responded to this
      complaint but has asked that its response not be published.

      Customer Answer

      Date: 01/10/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********* and find that this resolution is satisfactory to me.




      Sincerely,



      *********** *****
    • Initial Complaint

      Date:01/01/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On 09/21/23 I filed with assurant after my phone screen broke and paid the $*** deductible. We pay for the monthly coverage on all devices without issue through ******** our cellphone provider. They shipped the package the following week which I received with the return envelope and tracking label. I dropped the phone in the supplied envelope with the label at a usps drop box that following Friday meeting the required return time of 7 days from the time we receive replacement. Today (01/01/24) I received notification from ******** that I was being charged $*** for a non returned device fee. I reached out to ******** and then assurant themselves regarding this issue. Assurant gave me the tracking number on file which says it was never dropped off. After speaking with USPS I'm in the process of trying to get the footage of myself dropping it off. They informed me packages are picked up and taken directly to be scanned and distributed. I look into assurant further and found many have had this issue with tracking numbers not corresponding some how to the package. I've been told the charge stands even though it has been months and they are just now saying the package was supposedly never received. I'm looking into pursing this further as assurant has been no help on this month's old return that is suddenly now missing. I will continue to push for resolution as I will not be paying for a phone that I returned per policy and followed correct steps and time lines.

      Business Response

      Date: 01/09/2024

      January
      9, 2024


      Better
      Business Bureau, Inc.
      Southeast
      Florida and the Caribbean
      4411
      Beacon Circle, Suite 4
      West
      Palm Beach, FL 33407


      The business responded to this complaint but has asked that its response not be
      published.

      Customer Answer

      Date: 01/09/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      ******* *******
    • Initial Complaint

      Date:12/31/2023

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I filed a claim because my phone broke they then emailed me and said I didn't have insurance
      I went to ******* they called assurant and verified my coverage again denied saying I don't have insurance
      I called ******* they 3 way called assurant and verified that I have insurance again denied
      I called ******* again they called assurant again verified my insurance my imei type of phone assurant said 24 hours
      I got nothing so I called they said my claim was denied because I don't have coverage again.

      Business Response

      Date: 01/08/2024

      January
      8, 2024


      Better
      Business Bureau, Inc.
      Southeast
      Florida and the Caribbean
      4411
      Beacon Circle, Suite 4
      West
      Palm Beach, FL 33407

      The business
      responded to this complaint but has asked that its response not be published.

      Customer Answer

      Date: 01/09/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      ***** *****
    • Initial Complaint

      Date:12/23/2023

      Type:Customer Service Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On December 20, i received a letter of a pending cancellation of a renter's insurance. The "Past Due" amount was $*****. This was paid online today (12/23/23) HOWEVER, when payment was processed, the next amount due shown for 1/12/24 was for $*****. The schedule of payments for each month lists $***** as the monthly amount! Attempts to contact this office FAILED for 2 reasons! 1- they are on the East coast while I am on the West, and 2 their Automated and online chat "service" is a JOKE and DOES NOT give customers adequate service! I am seriously thinking of cancelling or desputing the payment made with my bank if this does not get corrected!

      Business Response

      Date: 01/05/2024

      Please see the attached response. 

      Customer Answer

      Date: 01/08/2024



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.




      Sincerely,



      ***** * *********** **

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