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About

Important information

  • Customer Complaint:
    BBB's file for Affirm opened in February 2013. A review of
    complaints was completed in June 2025.  BBB encourages consumers review
    Affirm’ s  Terms of Service,
     How it works and
     visit the help center https://helpcenter.affirm.com/s for information about disputes and refunds.

About This Business

Affirm is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.

BBB Accredited Since: 3/16/2020

Years in Business: 14

Products and Services

Affirm Card, Apple Pay integration, Buy now pay later, Debit card services, Payment plans, Shopping financing, Virtual card

Business Details

BBB File Opened:
2/26/2013
Business Started:
5/14/2012
Business Incorporated:
6/11/2012
Type of Entity:
Corporation
Alternate Names:
Affirm Loan Services, LLC
Paybright
Affirm, Inc.
Related Businesses:
PayBright by Affirm
Number of Employees:
2100

Additional Contact Information

Additional Email Addresses
Customer Service: Email this Business

Licensing information

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB records show a license number of 60DBO-111681 for this business, issued by California Department of Financial Protection and Innovation . The expiration date of this license is 2/15/2027.

California Department of Financial Protection and Innovation

2101 Arena Boulevard

Sacramento CA 95834

Additional Information

Payment methods
  • Check
  • Debit Card
  • Credit Card
Affirm accept Debit Card, ACH, Check and/or Money Order. Credit Cards are not accepted on loan repayment. 
Other Resources
California Department of Financial Protection and Innovation
2101 Arena Boulevard
Sacramento CA 95834
Phone Number: (866) 275-2677
https://dfpi.ca.gov/
[email protected]
Commodity Futures Trading Com.
Lafayette Center,1155-21st St. N.W.
Washington DC 20581
Phone Number: (202) 418-5080
http://www.cftc.gov
Nationwide Mortgage Licensing System/NMLS
1129 20th Street, N.W., 9th Floor
Washington DC 20036
Phone Number: 1-855-665-7123
http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx
Business Categories
Financial Services, Loans

Latest Reviews

  • Carol L Ferger A

    "This company is absolutely fantastic.I have been a client of theirs for years." ... Read full review

  • Melissa M

    "After being a customer for years, all of a sudden they are unable to verify my identity. After going back and forth with customer service, I am still not able to make a purchase due to not being able to verify my identity!"

  • Elizabeth C

    "I have used AFFIRM many times always paid early. Had filed a Dispute for a charge from Trim RX who never mailed me my product." ... Read full review

View all Reviews

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When considering complaint information, please consider the company's size and volume of transactions. Note that the nature of complaints and a company’s responses to them are often more important than the number of complaints. BBB Business Profiles generally cover a three-year reporting period.