Reviews

This profile includes reviews for Prosper.com's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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  Prosper.com

  221 Main St Ste 300 San Francisco, CA 94105-1909

  
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  Prosper.com

  PO Box 1467 Killeen, TX 76540-1467

Review Details

• Review fromHaitham M

  Date: 09/23/2024

  1 star
  This is the worth company that I ideal with my entire career. They are very liar even if you apply for a small amount of loan they told you its not gonna hurt you credit score and before you even submit the application you got hard inquiry you lose five points of your score before you even received the money I never ever, recommended this to anyone including myself not again and Im in the process to file credit report with credit and Im going to sue them

• Review fromTaylor W

  Date: 09/22/2024

  1 star
  31% APR! That's higher than my credit cards, lol! Then they want to take $1500 off the top as a fee. What a joke! Sopranos called and they want their racket back.

• Review fromTara C

  Date: 09/21/2024

  1 star
  Terrible credit card company. They deny every transaction. The worst credit card company *** ever had.

• Review fromWilliam B

  Date: 09/12/2024

  1 star
  During the loan application, they ask for the gross income, without actually knowing what that means. They don't consider freelance income, past jobs, or any earnings outside of paychecks or gov't payments. If they don't know what gross income actually means, how can you trust them with your loan?

• Review fromCarrie G

  Date: 09/11/2024

  1 star
  HORRIBLE! I was desperate for a loan due to my ex not paying child support and alimony. I missed a payment completely by accident. I thought it was an auto withdraw. They called and nicely offered me a "settlement" to get caught up. Great! Well, no. They did not tell me that they would report the settlement to the credit *****. No clue. Now that I am in a better situation, I wanted to consolidate loans and work at improving my credit. NOPE. My credit is wrecked. I thought I was doing the correct, responsible thing by working with them. I would have never done it if I would have been told that it would be reported.

• Review fromJohn F

  Date: 08/19/2024

  1 star
  Absolutely the worst unprofessional company I have ever dealt with in my life. Approved loan quickly on August 5. Did a three way conversation with my bank. At that point said, funds will be deposited electronically shortly. Logged in daily and status like a broken record. First it was going to be 1-4 days, then within 14 business days and then after 14 days plus. All emails say all task completed. Talked to them today and they said it has not been presented to investors yet. Minutes later they emailed loan cancelled as we cannot verify identity. Who was on the phone with my bank that said all verification is complete. I guess I was not aware that any company out there could send documents saying all is complete and then cancel because could not verify. Would give 0 if that was available.

• Review fromTasheema L

  Date: 08/13/2024

  1 star
  Fraudulent Company! They conveniently misplaced a check of $7,733.00 that I mailed to their expedited mailbox to pay off a debt. I believe this is intentional to continue collecting interest on this loan. They have horrible customer service also. Never ever ever get a loan from this company. The worst I have ever come across in my life. Severe consequences should be in place for business practices such as these.

• Review fromScott O

  Date: 08/05/2024

  1 star
  Annual fees are added into your balance. In my case pushed my balance over the limit. When factoring in the minimum payment was penalized additionally what the balance over the limit was after the $39 annual fee was added, on top of the 1% of principle balance and then added an additional $39 to the minimum payment. When confronted about the fact I was already having to pay $22 more on the minimum payment because of the annual fee pushing the balance past the credit limit, then having to pay $39 more on the minimum payment. This resulted in a normal minimum payment of $54/ month to $119. For a person on a fixed income to be forced to pay that is disgusting. All Chander the manager said was I would suggest you pay the full minimum payment or you'll get an additional late charge. Prosper are heartless scam artists

• Review fromJason H

  Date: 07/19/2024

  1 star
  I have a Prosper CC and would NEVER suggest anyone get this card. I have made multiple payments online and after the payment it processed their website says, "Payents submitted after 5 PM Eastern Time on a business day will be credited the following business day. THAT IS A LIE. I made a payment 3 days ago and they are telling me it will not be processed until next week (5 business days). Additionally they refuse to take my mailing address which is a PO BOX and will only list my home address where I can't get any mail. THIS COMPANY IS A JOKE!

• Review fromLisa P

  Date: 07/12/2024

  1 star
  ************ was approved for a prosper card though credit karma. I honestly had no idea at the fee's I would be charged every month. My min payment was $40 but I was also being charged a finance charge of $36. That's almost the same as my payment! Then due to some financial hardships unfortunately I missed a couple of payments so now on top of the $36 finance charge per month I'm being charged a $40 late fee! Didn't they put a cap on the amount companies could charge for late fee?? At this rate I'll never get caught up! Oh, and they also wasted no time reporting it on my credit report either.