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Business Profile

Collection Systems

Security Credit Services

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Collection Systems.

Complaints

Customer Complaints Summary

  • 152 total complaints in the last 3 years.
  • 61 complaints closed in the last 12 months.

If you've experienced an issue

Submit a Complaint

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

Sort by

Complaint status

Complaint type

  • Initial Complaint

    Date:08/20/2025

    Type:Order Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with security credit services, I do not have a contract with SECURITY CREDIT SERVICES (Business Headquarters Location), they did not provide me with the original contract as I requested.
  • Initial Complaint

    Date:08/04/2025

    Type:Billing Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I recently checked my consumer credit report and Ive found fraudulent activity on my credit report. I have no knowledge of (SECURITY CREDIT SERV) and have no dealings with them. I have never received any loan from this agency, and I do not recognize this debt on my report since I never signed any agreement with them.
  • Initial Complaint

    Date:08/03/2025

    Type:Order Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with SECURITY CREDIT SERVICE. I do not have a contract with the collection agency. They did not provide me with the original contract as I requested. I was unable to file this complaint within a year due to being in emotional distress of an abusive relationship and escaping an abusive relationship by moving out of state. Getting rooted in a new environment with a stable job seemed more important over a year ago than to dispute a debt.
  • Initial Complaint

    Date:07/30/2025

    Type:Order Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with SMARTPAY ***********, I do not have a contract with SECURITY CREDIT SERVICES they did not provide me with the original contract as I requested.
  • Initial Complaint

    Date:07/28/2025

    Type:Order Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with Kornerstone credit. I do not have a contract with Security credit services and they have not provided me with the original contract as requested.
  • Initial Complaint

    Date:07/25/2025

    Type:Customer Service Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with Security Credit Services, I do not have a contract with Security Credit Services, They did not provide me with the original contract as I requested
  • Initial Complaint

    Date:07/25/2025

    Type:Order Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with world finance company of south, I do not have a contract with security Credit services, they did not provide me with the original contract as i requested.
  • Initial Complaint

    Date:07/22/2025

    Type:Billing Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am reaching out to report a fraudulent collection account that has appeared on my credit report. I did not open or authorize this account, and it appears to be the result of identity theft.Details of the account:Account Name: ******************** / SmartPay *********** Account Type: ******************** Date Opened: 03/25/2025 Balance: $1,331 I have no knowledge of this account and did not engage in any transactions related to it. I respectfully request that the BBB assist in investigating this matter and help ensure this account is removed from my credit file and any relevant databases.Please provide confirmation once the investigation has been completed and the account has been addressed.
  • Initial Complaint

    Date:07/16/2025

    Type:Billing Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I am not liable for this debt with SECURITY CREDIT SERVICES, I don't not have am open contract with them. According to **** section 605B it is illegal to report anything on my credit report without my permission PLEASE remove this NEGATIVE item by law you are obligated to reinvestigate this inaccurate account. Please remove this inaccurate information.
  • Initial Complaint

    Date:07/16/2025

    Type:Billing Issues
    Status:
    UnansweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I reviewed my credit report and found an account that I did not open and do not recognize. There is a Security Credit Services collection account opened on 11/27/2023 with a balance of $305. I never authorized or applied for this account.This appears to be the result of identity theft. I am requesting that this matter be investigated and that any fraudulent information be removed from my credit file.

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