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Find a Location

Lending USA has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    • Lending USA

      15303 Ventura Blvd #850 Sherman Oaks, CA 91403-6630

      BBB Accredited Business

    Business ProfileforLending USA

    Financial Services
    BBB accredited business

    At-a-glance

    Customer Reviews

    4.6/5stars

    Average of 263 Customer Reviews

    Customer Complaints

    72 complaints closed in last 3 years

    21 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 8/2/2011

    Years in Business: 16

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Business Details

    Location of This Business
    15303 Ventura Blvd #850, Sherman Oaks, CA 91403-6630
    Years in Business:
    16
    Business Started:
    5/16/2007
    Business Incorporated:
    5/16/2007
    Accredited Since:
    8/2/2011
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    Type of Entity:
    Corporation
    Hours of Operation

    Primary

    M:
    7:00 AM - 6:00 PM
    T:
    7:00 AM - 6:00 PM
    W:
    7:00 AM - 6:00 PM
    Th:
    7:00 AM - 6:00 PM
    F:
    7:00 AM - 6:00 PM
    Sa:
    7:00 AM - 4:00 PM
    Business Management
    • Mr. Camilo Concha, President
    • Mr. Chris Inman, Director of Customer Service
    Contact Information

    Principal

    • Mr. Chris Inman, Director of Customer Service

    Industry Tip

    BBB Tip: How to shop for financial services

    Customer Complaints

    72 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    02/08/2024

    Complaint Type:
    Billing Issues
    Status:
    Answered
    Hello, I am writing this complaint about LendingUSA. I have had a loan with them since September 2023. I have made all my payments on time through my checking account with Bank of ******. However, I stopped using my checking account with BOH in November of 2023. So in November I logged into my LendingUSA portal and took my Bank of ****** account off as a payment method. This account was somehow still charged in December for Decembers payment resulting in an overdraft fee of $30. I had to transfer money in order to get the account out of the negative and pay the overdraft fee. I then called customer service and spoke to a representative explaining my confusion on how they still had access and the representative assured me that he changed the account manually with my ********** information that I provided over the phone. The wrong bank account was charged again in January of **** resulting in another overdraft fee of $30. I wrote a request for a refund of $60, due to the overdraft fees, to LendingUSAs customer service email. I received a quick response from a gentleman named ********************************************* asking for proof of the overdraft fees in the form of screenshots. I sent the following screenshots that I have also provided here in my complaint. Two are showing the overdraft from December 2023 and January ************************************************************************ payment methods. This email exchange was on January 19th. I have received one follow up email from ************ on February 3rd stating that they are still working on it. I am writing this complaint on February 8th **** because of delay in a solution. It has been about 3 weeks since my initial email and I am weary of doing business with a company who keeps bank information even after it is deleted and new accounts are provided. I have done the necessary steps to delete access to my account, online and manually over the phone. Why is it still getting charged? My goal is a refund of $60. Thank you.
    Read More

    Customer Reviews

    263 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Marquavius F

    1 star

    12/13/2023

    I obtained a loan 11/24/2023and have been trying to get access to the website every since and have been completely unable to register to pay off my loan. Everytime i call they just tell me the website is going through a merger and should be able to login in 5 days its been 3 weeks and i still cant get online to pay my acct

    Lending USA Response

    02/05/2024


    Dear **********:

    We are in receipt of the above-referenced Better Business Bureau review which you filed on December 13, 2023. We have investigated your concerns and our responses are contained herein.  Please note that this letter is not an attempt to collect a debt, but rather is in response to your request.

    Our records indicate an application for credit on November 24, 2023 in the amount of $3,564.00 through one of our partners, Puppy World. Please review Puppy World website for disclosures terms and conditions applicable to your submission of an application through their site. As noted on their website Puppy World works with many lenders nationwide in order to facilitate loans that fit their customers financial needs. One of those lenders is **************** (CRB), in ********** chartered FDIC insured bank. Lending USA assists in processing and servicing credit applications on behalf of CRB.

    We understand that you were having issues accessing our customer portal to properly pay your loan off. This was because of a system migration we were completing. We can determine that you have already created the account and registered the loan for payoff. The payoff is still being processed on your account.

    If you have any additional questions, please email us at ************************************* or call us at **************. 
     
    Sincerely,  

    LendingUSA

    Local BBB

    BBB of Los Angeles & Silicon Valley

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