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Business Profile

Debt Buyers

Spring Oaks Capital, LLC

Reviews

Customer Review Ratings

1.02/5 stars

Average of 50 Customer Reviews

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Review Details

  • Review fromNancy W

    Date: 07/16/2025

    1 star
    I am in a nursing home and cannot pay. I have told them that yet they keep calling and upsetting me.

    Spring Oaks Capital, LLC

    Date: 07/25/2025

    Thank you for submitting your concerns. Spring Oaks Capital, LLC is focused on consumer treatment and compliance with all state and federal laws and regulations. We have updated the account to honor the request for no further communication. Should there be any additional questions or concerns please contact us at ************. 
  • Review fromCarolyn G

    Date: 06/03/2025

    1 star
    Talk about unprofessional CRAZY RETALIATING CRIMINAL DISHONEST STAFF HERE. I called to make a payment with the assigned representative who intentionally didn't tell me they already deducted the $*** from my account. I told her l am facing financial hardship so l can pay only $**. She went on to accept my payment without informing me payment was already deducted.The only reason why l found out a payment was already deducted is l received alert from my bank. I called her back and she started arguing with me stating l approved two payments. This representative knew exactly what she was doing.VERY DECEITFUL I SAY. I reported her to her manager who was just as unprofessional as she was. I called back to file a complaint with someone else. Suddenly after my complaint started receiving harassing calls from this company hanging up. Then strangely l received a crazy strange harassing voicemail message from staff member stating she's working overtime and she's calling from the Department of Illinois regarding a redetermination of my case. When l could see on my caller I.D. it was Spring Oaks Capital calling again playing foolish ILLEGAL GAMES AGAIN
    THIS IS HOW UNCIVILIZED THIS HARASSING COMPANY IS. THEY PLAY GAMES AND CANNOT BE TRUSTED.

    Spring Oaks Capital, LLC

    Date: 06/17/2025

    We're sorry to hear that you had a less than satisfactory experience with our services. We take your feedback seriously and we would appreciate the opportunity to discuss this further with you. Our company was founded with the belief that we can provide constructive solutions to help consumers, and we would like to work to address your concerns directly.  We have asked one of our operations managers to reach out to you to address your concerns or at your convenience, please feel free to contact us at ************* Thank you.
  • Review fromCynthia W

    Date: 05/28/2025

    2 stars
    Spam/scamming me with texts and phone calls indicating I owe them ****** and can settle early at this price point. I called the number given, never have done business with the "client" nor have I ever heard of that person/entity.
    I did give at least 2 stars as when I called, I was promised my name and number is now off this targetting list.

    Spring Oaks Capital, LLC

    Date: 05/30/2025



    Thank you for sharing your comments. Our company was founded with the belief that we can provide constructive solutions to help consumers. We take all feedback seriously and we would appreciate the opportunity to address your concerns directly. Please contact us at 866-281-3065, whenever is convenient for you. Thank you.
  • Review fromAdam L

    Date: 05/22/2025

    1 star
    They are saying I took our a loan for **** dollars from a business and can't even tell me where our the name of the place. Never happened. Complete fraud. Grrr

    Spring Oaks Capital, LLC

    Date: 05/27/2025



    Thank you for your feedback. Our company is committed to providing meaningful solutions for consumers, and we value all input as an opportunity to improve. We would love the chance to address your concerns directly—please feel free to reach out to us at ************ at your convenience. We appreciate your time and look forward to assisting you.
  • Review fromOrmand T

    Date: 05/05/2025

    1 star
    I'm having the same experience as so many others. They text and call but have no idea who I am. They seem to think I'm my phone number. They might be calling also, but if I don't answer unrecognized numbers. In a just world they would be shut down.

    Spring Oaks Capital, LLC

    Date: 05/06/2025



    Thank you for your feedback. Our company is committed to providing meaningful solutions for consumers, and we value all input as an opportunity to improve. We would love the chance to address your concerns directly—please feel free to reach out to us at 866-281-3065 at your convenience. We appreciate your time and look forward to assisting you.
  • Review fromAshley B

    Date: 04/17/2025

    1 star
    Call you over 5 times a day and don't leave voicemails, they text you and change their numbers when texting or calling. Harassment at its finest!!! This company is a complete JOKE

    Spring Oaks Capital, LLC

    Date: 04/21/2025

    We take such claims very seriously, and we want to assure you that our company was founded with the mission to provide solutions to help customers. We would appreciate the opportunity to discuss this with you. Please contact us at your convenience at 866-281-3065 so that we can address your concerns directly. Thank you
  • Review fromKaren W

    Date: 04/02/2025

    1 star
    Calls from different numbers. Constantly report it as fraud. Nothing ever gets done. My block list is a mile long. I learned early on that any calls that come from the phone provider called onvoy is a scam and fraud.

    Spring Oaks Capital, LLC

    Date: 04/03/2025

    We're sorry to hear that you had a less than satisfactory experience with our services. We take your feedback seriously and we would appreciate the opportunity to discuss this further with you. Our company was founded with the belief that we can provide constructive solutions to help consumers, and we would like to work to address your concerns directly. At your convenience, please contact us at ************. Thank you.
  • Review fromAbby M

    Date: 10/25/2024

    1 star
    Call you upwards of 10 times a day and don't leave voicemails, they text you and change their numbers everytime they call. Use local numbers based on your phone number but are not locally based. Harassment at its finest.

    Spring Oaks Capital, LLC

    Date: 10/28/2024

    Spring Oaks Capital appreciates your feedback, and we take your concern very seriously. It appears that your telephone number was associated with another consumer’s account. We have removed your telephone number from our records. If you should be contacted again or have additional questions or concerns, please contact us at 866-281-*****
  • Review fromRandy B

    Date: 08/08/2024

    1 star
    They are trying to scam me as well. I don’t have any credit cards and don’t plan on ever having one. So sad. They use name pitiful statement on all of these reviews. This should be a crime punishable by law.

    Spring Oaks Capital, LLC

    Date: 08/09/2024

    Spring Oaks Capital appreciates your feedback, and we take your concern very seriously. Our company was founded with the belief that we can provide constructive solutions to help consumers. We are not able to locate any information using the information provided, however, if you have any additional questions or concerns, please do not hesitate to contact us at 866-281-***** *t is our goal to provide the highest level of customer service to everyone.
  • Review fromKimberly W

    Date: 07/20/2024

    1 star
    I received a text stating that my account through ***** ******* ******* of SC is now owned by them and they are requesting me to settle this debt with them for ******** I have never had an account with them or with World Finance. I don't know where this information came from. I do not want it to go on my credit report or anything and would like to dispute this information. How do I go about doing this? I don't know how they even got my phone number to text me. But I would like for it to be handled right away.

    Spring Oaks Capital, LLC

    Date: 07/26/2024

    We're sorry to hear that you had a less than satisfactory experience with our services. We take your feedback seriously and we would appreciate the opportunity to discuss this further with you. Our company was founded with the belief that we can provide constructive solutions to help consumers and we would like to work to address your concerns directly. At your convenience, please contact us at 866-281-3065. Thank you.

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