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Business Profile

Auto Warranty Plans

Proguard Warranty

Headquarters

Complaints

This profile includes complaints for Proguard Warranty's headquarters and its corporate-owned locations. To view all corporate locations, see

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Proguard Warranty has 3 locations, listed below.

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    Customer Complaints Summary

    • 57 total complaints in the last 3 years.
    • 19 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:02/17/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased an extended warranty from ProGuard Warranty for my 2013 Tesla ******************* (P85) to specifically cover major EV components, including the high-voltage (HV) battery. I paid approximately $5,200 for this warranty with the expectation that it would provide coverage as stated in their policy.I have successfully filed two prior claims under this warranty:Drive Unit Replacement (2024): ProGuard approved and covered this claim.Bearing Replacement: ProGuard only covered $1,200 of the $1,700 cost from *********, I need to replace my High Voltage battery, which costs $16,000 from *****. ProGuard Warranty is refusing to cover the full amount, stating that my car's value is only $12,000 according to ****** and they will only pay approximately $2,800 toward the repair.Why This Is ******************** Unlawful 1. Violation of Georgia Consumer Protection Laws Under Georgias Fair Business Practices Act (O.C.G.A. 10-1-390 et seq.), businesses cannot engage in deceptive practices. ProGuard never disclosed that previous claims would be subtracted from my vehicles Carfax value to determine future claim payments. This is an arbitrary and misleading policy that was not included in my contract.2. Violation of the ********-**** Warranty Act (15 U.S.C. 2301 et seq.)This federal law prohibits warranty companies from misleading consumers and denying valid claims using undisclosed, arbitrary limitations. Since my warranty explicitly covers EV high-voltage batteries, ProGuard cannot simply create valuation restrictions to avoid paying legitimate claims.3. Arbitrary and Misleading Vehicle Valuation ProGuard claims my vehicle is only worth $12,000, despite the fact that my Tesla Model S P85, with a newly replaced drive unit under Teslas 4-year warranty, is worth closer to $22,000.ProGuards claim valuation process was never disclosed in the policy contract and is being used unfairly to avoid paying a legitimate claim.

      Business Response

      Date: 03/10/2025

      We communicated with the customer directly and believe his concerns have been satisfied.
    • Initial Complaint

      Date:02/11/2025

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I got in an accident The last week of November 2024 and reported it to my insurance. My insurance and my lien holder and my ******************** were all made aware of this incident. My lien holder and *** said they would communicate to get this claim handled and paid out. Over many weeks *** has not provided assistance in getting my claim handled. My insurance has already paid my lien holder and now they are just waiting on Gap. *** said they didn't even start to process my claim until January 6th of 2025. My loan through my lien holder has now gone to collections bringing my credit down over a claim that should have been handled. Whenever you call them they say because it is a total loss you have to email them but when you email them they just send you an automated email. I have been patient but they are not taking my claim seriously and i need this handled.

      Business Response

      Date: 02/28/2025

      Our records indicate this claim has been fully processed.  If your account does not reflect waiver of the *** amount, please reach out to us as soon as possible at ************.
    • Initial Complaint

      Date:01/16/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      2017 Chevrolet Corvette purchased on 3-1-24 along with an extended powertrain plus warranty from Proguard both sold by ************* Sales, salesperson Amid. Amid assured me that when I purchased the warranty, the car would be fully covered under the powertrain warranty if any issues should occur regardless, to any aftermarket parts that were installed prior to my purchase of the vehicle. On 12-2-24, I took my car to Mayhem Motorsports because the car was not running as smooth as it was, would cut off when making sharp turns and hesitating while driving. On 1-6-25, Mayhem informed me that Proguard had never responded to their request for warranty services. 1-9-25, Mayhem contacted me and said the adjuster came to the shop and looked at the work that would be required to repair the vehicle. 1-10-25, Employee ****, contacted me from Proguard and informed me that the underwriter said the warranty was null and void due to aftermarket parts, longtube headers and harmonic balancer. **** said the underwriter will not honor the warranty due to "after market parts that are related to the issue." I asked to speak with a supervisor and was redirected to whom he said was his supervisor, Claims Adjuster/Examiner, ***** *******. ******* basically repeated the same thing **** said and told me to refer to my warranty and then rudely hung up the phone while I was trying to gain additional clarification from him. I have not had any parts installed in the vehicle since I purchased the car. I only had the vehicle serviced at Chevrolet ********* and they installed a new battery and performed oil changes.Manager and Mechanic, *****, who informed me that the aftermarket parts that Proguard is referring to is not associated with the issue and that the vehicle's camshaft and lifters is what needs to be replaced. Resolution I am seeking is for Proguard to pay for the repairs.

      Business Response

      Date: 02/06/2025

      The customer's vehicle was inspected after claim was initiated.  The inspector determined that aftermarket parts, including headers, had been installed on the customer's vehicle.  The service contract specifically excludes "any mechanical breakdown that or Failure that occurs to or results from non-standard (any component not installed by the original manufacturer)...including but not limited to the use of oversized tires, installation of header pipes, Vehicles lifted above six (6) inches."  As a result, the customer's claim was not approved.

      Customer Answer

      Date: 02/10/2025

      [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as 
       Complaint: 22819771

      I am rejecting this response because:
      I purchased this vehicle from the dealership with aftermarket parts already installed without my knowledge along with the warranty from Proguard. Why would the company accept my money for the warranty when the parts were already installed in the car before I purchased the vehicle. Subsequently, the mechanic told me that the aftermarket parts that Proguard is referring to does not have anything to do with the mechanical issues that were reviewed. So how is it that warranty services will not be honored. 

      Regards,

      ***** *******








    • Initial Complaint

      Date:01/06/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased the ProGuard Level 3 warranty. As recommended. It is bumper to bumper. Covers engine and transmission. ***. My car has been to the shop 3 separate times for warranty work that is stated covered under warranty. All 3 times has been denied warranty coverage and have paid out of pocket. There is always some excuse as to why they will not pay for anything. On top of that you are always out of a car for days, but usually weeks on end, trying to even get a hold of their warranty department to get any communication.

      Business Response

      Date: 01/24/2025

      Our records indicate the customer's most recent claim for flywheel has been approved and reimbursement has been issued.  We believe all claims have been handled fairly, in accordance with the terms of the service contract.
    • Initial Complaint

      Date:11/11/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      i purchased this warranty 5/10/2023, i called on or about 9/26/2024 about needing a head gasket. they gave me a list of repair shops they deal with in my area. out of the 3, only one said they did those type of repairs. brought my car to that shop. i called the shop and they said they were waiting on the proguard to send there own mechanic to look. i called back the next, the repair place said they felt the engine should be change. proguard disagreed. this went on for the next 2 weeks. no one contacted me about what was going on. i had to go up to the shop and find out, i called proguard while at the shop, the agent claims no one was getting back to him when he called. then my options turn to either find another shop, or they would give me $ towards a new engine. i chose to go to another shop. now my car has been at this shop for another 2 weeks. received a message from mechanic today 11/11/2024 stating care will be ready and they still have received payment, and will not release my car until. i called back progurard they still haven't sent the check, the mechanic will not take a credit card over the phone. the proguard agent refused to give me his supervisor information.

      Business Response

      Date: 11/23/2024

      Our records indicate the repair facility refused credit card payment via telephone.  Therefore, payment was made by check which required mailing time.  ProGuard released payment by mailing a check to the repair facility immediately upon receipt of the invoice.  While we understand the customer's frustration, we remain confident that the claim was processed as swiftly as possible considering the circumstances.
    • Initial Complaint

      Date:11/10/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      My car was deemed a total loss due to a car accident that I was deemed not at fault. At this time I have received payment from insurance claim. However, when I tried to get my gap claim filed I was emailed document I was supposed to send in. I have sent in document and have not received any emails or calls from this gap claim. Whenever I call no one answers my calls and I am left on hold for hours. This gap claim was filed in June of 2024.

      Business Response

      Date: 11/15/2024

      We contacted the customer directly to discuss claim requirements.  All necessary documents have now been received and the claim is processing.
    • Initial Complaint

      Date:10/15/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Paid for a warranty through car dealer with pro guard. Ended up with engine issues that were, and I quote from a reputable repair dealer, standard routine warranty work. Pro guard said it doesnt cover the work, leaving me out $3000 in damages.. on top of the near $1700 I spent on the warranty. I have tried to cancel the remaining warranty which as stated by the dealer, is pro rated cancellation. Proguard stated I cant cancel after 30 days even though originally I was told I can for a prorated about. Im locked in at 36 months/40,000 miles.Trying to cancel both parties not being helpful. Do NOT buy this warranty. Im about $4,000 out and want a pro rated cancellation. Add in the dealer only gave me one piece of paper of the warranty. Do not recommend.

      Business Response

      Date: 11/06/2024

      Our records indicate this contract has been cancelled and a refund will be issued.

      Customer Answer

      Date: 11/18/2024

      I havent received a refund of any kind from this company.

      thank you for looking into this 

      Business Response

      Date: 12/05/2024

      Our records indicate the refund was issued several days ago.  If you have still not received the refund, please call ***** ***** at ****************** for more information.
    • Initial Complaint

      Date:09/10/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Paid for Provided 3 protection and have attempted to file two separate claims to fix critical engine parts, and the service was denied. I am out $2500 for the warranty, $1800 in repairs, and $450 in rental vehicle while my truck was down. What is the point of the warranty when they deny even CRITICAL COMPONENTS THAT THE ENGINE CANNOT RUN WITHOUT

      Business Response

      Date: 09/17/2024

      Page 2 of the contract clearly indicates which components are covered.  Our records indicate the customer's most recent claim was processed and approved.  We look forward to providing the customer with continued value during the term of his contract.
    • Initial Complaint

      Date:09/08/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have been trying to reach this company for months!! The dealer that sold this to me gave me absolutely no information about this warranty company So not answering their phone is a big red flag for me!! I couldn't get a claim to them. I don't even know what's covered. I am completely in the dark about this company and the longer it takes to reach someone, the more the bad feeling grows! I need to make this claim!!

      Customer Answer

      Date: 09/09/2024

      Thank you.  I can't confirm any calls, texts or emails on my cell phone because ******* has rendered my cell useless from their update of Aug 24, 2024.

      I really hope you receive this communication. 

       

      I am playing phone tag with a *** from proguard. We'll see where it goes....

      Business Response

      Date: 09/17/2024

      Our phone records indicate this customer contacted our customer service line 3 times, and each time a representative spoke to her.  In addition, we completed two outgoing calls with voicemail left for customer prior to the date of this complaint.  After this complaint, we again contacted the customer and left a voicemail.  We encourage the customer to contact us soon.
    • Initial Complaint

      Date:08/30/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I took my truck into the dealership due to burning coolant and a wierd humming noise. ********** **** diagnosed the truck and stated it needed a engine and transmission due to a crack cylinder head. Finally the dealership got a used engine with 115,000 miles on it. I recieve the truck back and the engine started surging on the highway two days after getting it back. It was very sluggish and the boost guage displayed only 9 lbs of boost. It wouldn't accelerate like it used to. It would not go above 80 mph. The administrator told me I shouldn't be going 80 anyways like he is some kind of law enforcement. Sorry I won't be sitting behind a truck that has stuff flying out of the back of it. I'm not gonna let my truck get the crap beat oit of it because of that. So yes I pass at 80mph. But that is besides the point. My engine with a cracked cylinder head still rand better than this engine and never gave me an acceleration problem. I expect the replacement engine to do the same. On top of that I meticulously maintained my engine and replaced all maintenance items before the manufacture recommended interval. I just want my truck to run like it was manufactured to do. But you people could care less about your customers. Also the new plastic oil pan was leaking oil. With jo maintenance records of the used engine how is this of like kind to what it's replacing. It doesn't run the same. They quote that they replace what's broke. Well they only replace what's broke if it throws a code. I even offered to demonstrate what it's doing but that was rejected. The next step is going to be hiring an attorney unless this gets fixed. Oh an I also had to pay $1489 when I had a $100 deductible because of handling fees from the engine. That is really screwed up. Also I offered a resolution which was to put my old turbos back on that had 146,000 miles they didn't respond.

      Business Response

      Date: 09/17/2024

      The customer's most recent claim has been processed and paid.  We've discussed the claim with him and believe his concerns are satisfied.

      Customer Answer

      Date: 09/19/2024

      [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]



       Complaint: ********



      I am rejecting this response because: I still had to pay $1478 for a handling fee when I had a $100 deductible. And my truck still doesn't run right. It is sitting in my driveway out of fear of driving it and going over the warranty period since I have 30 miles remaining on the warranty. The company refuses to fix the problem because it isn't throwing a code. Apparently you people don't know how to do manual diagnostics anymore. My turbo wastegate actuator isn't holding vacuum and because it isn't throwing a code you reject the claim. I did the manual vacuum test on it myself and it's very apparent. 

      Regards,



      ******** **** 

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