About

MarACon, LLC provides actuarial consulting services for health insurance organizations, dental insurance programs, employers, and third-party administrators. The company assists clients with health insurance pricing, actuarial analysis, rate filings, financial reporting, medical cost modeling, dental plan consulting, liability reviews, projected cost evaluations, and health benefit assessments for employer-sponsored plans. Ray has been consulting in the health insurance industry for over 30 years and has concentrated his expertise on dental plan design and risk factors for most of that time Serving small to mid-sized businesses and large corporations.

MarACon, LLC offers the following products and services:
Health Actuarial Services: Analysis and pricing for group and individual accident and health insurance products.
Dental Insurance Consulting: Development of dental pricing models, reimbursement structures, rate surveys, and experience studies.
Rate Filing Services: Preparation of actuarial memorandums and support for insurance rate filings.
Medical Cost Modeling: Analysis of claims, demographic data, and plan designs to estimate expected healthcare costs.
Financial Reporting: Actuarial support for insurance and health benefit financial reporting requirements.
Third-Party Administrator Support: Reviews of liabilities, benefit differentials, projected costs, and related actuarial matters.
Employer Health Plan Analysis: Evaluation of self-funded health plans and employee benefit programs.
Retiree Medical Evaluations: Analysis of retiree medical obligations and prefunding strategies.
Market Analysis Services: Review of health and dental insurance products and market positioning.
Health Benefits Consulting: Actuarial guidance related to healthcare coverage, risk assessment, and benefit plan design.