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Business Profile

Loans

Republic Finance, LLC

This business is NOT BBB Accredited.

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Reviews

This profile includes reviews for Republic Finance, LLC's headquarters and its corporate-owned locations. To view all corporate locations, see

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Republic Finance, LLC has 306 locations, listed below.

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    Customer Review Ratings

    1.25/5 stars

    Average of 101 Customer Reviews

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    Review Details

    • Review fromJason D

      Date: 07/14/2025

      1 star
      If I could give no stars, I WOULD! Absolutely horrible company. No communication between any departments in the entire company. Worst experience ever. So glad I finally got them paid off. Bad part is I overpaid on my loan and took me months to get back what I overpaid due to their lack of not inputting my payments in correctly all this, and I paid them off way early also! STAY AWAY!

      Republic Finance, LLC

      Date: 07/17/2025

      Hi *****, I am so sorry to hear about your negative experience. We at Republic Finance strive to provide the best customer service possible. We would like the chance to speak with you and try to make this right. Please feel free to contact us at ************** or **********************************. Thanks!
    • Review fromwayne s

      Date: 07/10/2025

      1 star
      I used there service for some fast money to repair my car. I had made my payments for almost a year then paid a lump sum to pay it off early. But they continued to charge me interest after I had made the lump sum payment. I call them twice First time they said pay 25.00 and it will close the account. Paid it. Checked back 2 weeks later still showed a balance. Called them again and said pay 80.97 cent today and account will be closed. paid the amount 0n that day. 07/10/25. will check account a week from now to see if they actually close the account or not

      Republic Finance, LLC

      Date: 07/17/2025

      Hi ****** Republic Finance is always grateful for your feedback. It sounds like you may have had a negative experience with us, and we would like the opportunity to speak with you to gather additional information. Please feel free to contact us at ************** or **********************************. Thanks!
    • Review fromClorissa E

      Date: 07/09/2025

      1 star
      This company was good in the beginning never had a problem until I filled chapter 13 the LAWYER ******* * ***** for this company lied on documents and lied on a lawyer about what client owned on an account after getting a complaint filed against the case lawyer documents appeared showing withdraw objections …with a bad lawyer they would make you lose business the hammond, Louisiana office is definitely involved in fraudulent activity on clients 100%

      Republic Finance, LLC

      Date: 07/16/2025

      Hi ********, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or **********************************. Thanks!
    • Review fromApril B

      Date: 07/02/2025

      1 star
      I had to move, tried n tried to setup a payment plan got the run around, next thing I know I'm being sued by them. So I called their lawyers multiple times never once did I talk to an attorney, it was always a rep for the office, gave my name n number MULTIPLE times n explained not to call until after 4, the 3 times they called It was before 4. Because I do work. Then I get it was dismissed from the previous state I lived in. So I call republic financial, from the state I am in now. Wanting to setup a payment plan. I was told paperwork will be sent to my new address so I can setup an auto withdrawal from my account. I tried to give my account info so I can set it up right then. The rep refused to take my info n Never got any paperwork, AND TODAY I GOT SERVED BECAUSE IM BEING SUED AGAIN BY THEM!!! Now tell me how did I get served if I hadn't contacted them n gave my new address, but I couldn't the promised paperwork!! I'm the wrong one, I have friends n family in good areas!! I will be contacting everyone who has been lied to n given the run around n their credit destroyed because of this so called company. Everyone who has filed a complaint is public record and I'm report them to a lawyers office and the BBB!!

      Republic Finance, LLC

      Date: 07/10/2025

      Hi *****, Republic Finance is always grateful for your feedback. It sounds like you may have had a negative experience with us, and we would like the opportunity to speak with you to gather additional information. Please feel free to contact us at ************** or *********************************** Thanks
    • Review fromTAIBAT A

      Date: 07/02/2025

      1 star
      This company is 1000% PREDATORY! The terms of their loans are not clearly explained thereby leading to confusion and hidden/ unexpected charges. It is difficult to understand their loan terms because of the way they misrepresent their loan details. A check was sent to me in the mail during the time that I was struggling with tuition payment in Nursing school. I made on-time payments – sometimes 3- 5 months payments in advance and expected my interest rate to reduce as my loan reduced. That never happened! They continued to charge me a fixed interest rate amount until I paid off the loan today. The amount of interest I paid was almost the same as the amount I borrowed.
      Very unethical and unprofessional Company! The worst financial institution I’ve ever dealt with! Never again! Please stay away from them!

      Republic Finance, LLC

      Date: 07/10/2025

      Hi ******, I am so sorry to hear about your negative experience. We at Republic Finance strive to provide the best customer service possible. We would like the chance to speak with you and try to make this right. Please feel free to contact us at ************** or **********************************. Thanks!
    • Review fromSonya M

      Date: 06/20/2025

      1 star
      I've made 13 ON-TIME payments with Republic Fincance only for them to tell me not once, two, three but 4 times in over a year that I'm maxed out to renew my loan. Only one person there has looked at my file and said you're at you max and there is no reason for you to renew this loan and get a ding on your credit. I think they worked on commission. They can look at your file and tell you right then if you're eligible. I called yesterday, and the guy assured me that I had a thousand dollars available for me to get out and now I have a ding on my credit for denial. Normally I give great reviews for people especially If I think they're honest in doing a great job This office in kennesaw, will lie to you in plain sight. How do you borrow money from someone 2 years ago and have made every payment on time, if not early and don't have any funds available for renewals? Please make that make sense. I was told that they overloaned me.What the fuck does that mean? I make more money now than I did when I first took out the loan, so I'm not understanding. where you feel like I don't qualify and my credit score is better. People just be very careful with this particular location because they are not honest with their clients! The service is so bad that they confused my file with someone else and was giving me their information over the phone. They need to be careful who they hire in their location. Giving out someone else's information is not right!!!! ??

      Republic Finance, LLC

      Date: 06/27/2025

      Hi *****, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** ** *********************************** Thanks!
    • Review fromJames D

      Date: 06/16/2025

      1 star
      They suck. Dont go there. I deposited live check they sent through mail. Went to pay back full amt of check 4 days later. Charged me additional $220. Said it was for starting the loan when loan fees were already deducted from check before depositing to my acct. They are a rip off. Noone there knew what they were doing. Mngr was helping all employees and directing them on what buttons to hit. It is gainesville georgia location. Please dont go there unless you want to throw your money away. Worst loan experience i ever had. Suppose to be 7 day grace period to cancel loan but they dont honor that. THIEVES.

      Republic Finance, LLC

      Date: 06/20/2025

      “Hi *******, thank you for doing business with Republic Finance! We apologize for your experience and we would greatly appreciate some time to talk to you about how we can do better. Please feel free to contact us at ************** or **********************************. Thanks!”
    • Review fromCarla K

      Date: 06/10/2025

      1 star
      It is time to get a class action lawsuit against Republican Finance for adding extract amounts to paid off loans and reporting it to the credit bureau.

      Republic Finance, LLC

      Date: 06/17/2025

      Republic Finance's records show that in addition to this BBB review, Ms. ***** filed a similar complaint with Republic Finance. Therefore, Republic Finance will investigate and respond accordingly to that complaint.
    • Review fromLarry T

      Date: 06/04/2025

      1 star
      This company will let anyone take out fraudulent loans in other peoples names. This is a common business practice of theirs.

      Republic Finance, LLC

      Date: 06/11/2025

      Hi ****** thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or *********************************** Thanks!
    • Review fromJennifer F

      Date: 05/08/2025

      1 star
      Paid through work 2 years ago and getting debt collections people still sending me things that are paid for. The employees will not help and this is stressing me out and it not RIGHT!

      Republic Finance, LLC

      Date: 05/13/2025

      Hi ********, thank you for taking the time to tell us about your problem. We would like to speak with you so that we can figure out the best way to address any issues that affect our customer service. Please feel free to contact us at ************** or **********************************. Thanks!

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