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Business Profile

Loans

Republic Finance, LLC

This business is NOT BBB Accredited.

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Complaints

This profile includes complaints for Republic Finance, LLC's headquarters and its corporate-owned locations. To view all corporate locations, see

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    Customer Complaints Summary

    • 170 total complaints in the last 3 years.
    • 58 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:06/04/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      This company was previously notified through a CFPB complaint that I do not recognize this debt and requested validation. In response, the company stated that they are not a debt collector and therefore are not obligated to validate the debt under the FDCPA.

      Following that, I requested documentation to substantiate my responsibility for this account, including any signed agreement, application, or contract. The company claimed that information was sent directly to me; however, I never received any such documentation.

      I am now formally requesting that all supporting documents proving I am liable for this account be submitted through the BBB platform. Do not contact me by mail or through any means outside of the BBB. Given that I did not receive the previous mailing, I will not take that risk again and am ceasing all direct communication.

      This company is in violation of the FCRA. As a furnisher, you are required to ensure maximum accuracy, yet Experian and Equifax are reporting conflicting "date last reported" and "date last active" fields. You're also furnishing incorrect payment history. The account has been closed with no activity since 2022, yet monthly payment data continues through April 2025.

      Additionally, reporting "CO" every month, then suddenly "OK" in March and April 2025, is contradictory and misleading for a charged-off account. If you are unable to verify this account with proper documentation, I am requesting that it be removed from all consumer reporting agencies to which you have reported it. The account listed on my credit report is 336100XXXXXXX.

      Business Response

      Date: 06/06/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated June 4, 2025. It is our goal at Republic
      Finance, LLC ("Republic Finance") to provide excellent
      customer service and we welcome the opportunity to address the concerns of our
      customers. Please allow this to serve as Republic Finance's response to case #23414472.
      As requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response. Instead, we
      refer to the consumer as "the Consumer."

      In his
      complaint, the Consumer disputes the way certain information regarding his
      Republic Finance account is being reported to the credit reporting agencies. Republic Finance
      immediately investigated the Consumer’s complaint, and his statements made
      therein. Republic Finance has honored the Consumers requested desired
      settlement and is mailing a letter under separate cover to the Consumer
      regarding the resolution of this matter.

      If you have any
      questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:06/02/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I had made a title loan on my car. I was going through a divorce fighting for custody for my child so I needed to make a loan out to get a new lawyer. I also atthe time had to move and I got behind on my payments. They’re saying I call I receive calls and I have not received any calls they have left no messages letting me know anything and they took my car away from me now it’s showing up on my credit as arepo for more than what the loan was made when I contacted them the next day to try to get my vehicle back, they want almost $7000 for me to get my vehicle back. I couldn’t afford that and I understand that that was my fault that I was late, butthere was no working with me from them at all so now I noticed that it’s on my credit for more than what the loans worth and I can’t get a vehicle. I have been having to pay Uber and back people for rides all over so what they’re telling me that the loan gonna be what I owed for the loan and they took my car so I’m not understanding why because my car is worth more than $10,000.

      Business Response

      Date: 06/10/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated June 2, 2025.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer service and
      we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #22398520. As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response.  Instead, we refer to the consumer as "the
      Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. As a part of its investigation, Republic Finance’s Regional
      Vice President (“RVP”) attempted to contact the Consumer to discuss this
      matter, and to reach a mutually agreeable resolution, with the Consumer.
      Specifically, Republic Finance’s RVP attempted to reach the Consumer by
      telephone to discuss this matter on June 2, 2025, June 3, 2025, and June 10,
      2025, but was unsuccessful in his attempts. Republic Finance mailed a letter on
      June 10, 2025, to the Consumer requesting that she return our calls to discuss
      this matter in detail. As of the date of this response, the Consumer has not
      contacted Republic Finance.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:05/20/2025

      Type:Service or Repair Issues
      Status:
      Resolved
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I SENT 3 CHECK TO THIS COMPANY AND THEY SAID THEY DID NOT RECIEVE CK 1046 AND IT DID NOT COME BACK TO ME IT IS SITTING ON SOMEONE DESK CHECK 1046 WENT TO THE ADDRESS 8946 AIRWAYS BLV SOUTHAVE MS 38671 SOMEONE AT THAT OFFICE WAS TO FORWARD IT TO **** ******* ****** ***** ***** *** ********* ** ***** THEY KEEP CALLING SAYING THEY DO NOT HAVE IT

      Business Response

      Date: 05/22/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated May 20, 2025.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer
      service and we welcome the opportunity to address the concerns of our
      customers.  Please allow this to serve as
      Republic Finance's response to case #23350826.  As requested by the BBB guidelines, we have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. Additionally, Republic Finance’s Lending &
      Servicing Manager reached out to the consumer on May 22, 2025, and was able to
      reach a mutually agreeable resolution with the consumer on May 22, 2025, to address
      the consumer’s issue. Republic Finance considers this matter satisfactorily resolved.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 05/25/2025



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID 23350826, and find that this resolution is satisfactory to me.




      Sincerely,



      ***** **************

    • Initial Complaint

      Date:05/12/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am writing this complaint . I am Samolian Indian female. I am from Bronx NY. I have sons that are Samolian Indian males. My sons are ****** ***** ****** ******* ***** ***** and ******* ******* ****** My complaint is I am going through financial abuse , emotional abuse and physical abuse and I need to get this signature loan to get out of a situation and becable to start a new life over by myself . I am dealing with my husband, ******* ***** and being with him has not been a healthy relationship. And it has been has been proven that if you are in abusive relationships you will always have financial problems and the abuser will never stop until you will not have anything and you will be emotionally deprived and socially deprived. Anyway, the reason I want to make a complaint on Republic Finance on **** ******* *** ** *** * ***** ** ***** because ******* ****** , the Manager is lying about the fact I do not have anything on my credit report because the Fair Reporting Act laws require that the 3 credit bureaus on your credit file do report all of your credit and it does not matter when you had the credit and what date you stopped using credit you will always have credit on your credit file because the laws require that you have something on your file as long as you have a social security number, youor had at least,

      had one credit card in your lifetime ,had a place you lived at where you applied or used your social security number to apply for a credit decision that required obtaining your fico credit score . Thst is the main reason ******* should had given me the signature loan and tge fact she never pulled my credit report or she would not had said I never had a credit card so I do not have any credit to report on my credit report I
      I should have gotten the loan for $6,200 and she said something about a title loan and I did not ask for a title loan. I told ******* ****** I do not have a car, so I do not expect to get a title loan.

      Business Response

      Date: 05/13/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated May 12, 2025.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer
      service and we welcome the opportunity to address the concerns of our
      customers.  Please allow this to serve as
      Republic Finance's response to case #23309946.  As requested by the BBB guidelines, we have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. Additionally, Republic Finance’s Regional Vice
      President discussed the matter in detail on May 12, 2025, and reached a
      mutually agreeable resolution with the Consumer on May 12, 2025. Republic
      Finance and the Consumer consider this matter satisfactorily resolved.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:04/30/2025

      Type:Billing Issues
      Status:
      Resolved
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Republic finance employee made and error on my contract…. My payment wasn’t never due on 1st of each month…. It was 15th of each month… I never got chance to make my first payment because they took my account down and report to debt collector… they wrongfully sent me about taking legal action against in a letter that was only mark with return address no label… after receiving debt collector letter I contacted them and made a payment of $200 trying get on payment plan because I’m having financial hardship they didn’t care nothing about that I was handle rude by the lady that answer the phone… then April 1st I get summon being sued by republic finance this is not fair to me…. I was mistreated by this company… then people they had to sue me told me I had til march 5 to replied to them and I wasn’t not notified my republic finance about nothing…. ( who open mail with just return address and no label- NOBODY)

      Business Response

      Date: 05/07/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated April 30, 2025.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer service and
      we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #23267808.  As requested by the BBB guidelines, I have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      The
      Consumer filed a complaint with a federal regulator, the Consumer Financial
      Protection Bureau (“CFPB”), regarding the same matter on April 17, 2025,
      which is substantially the same as this complaint that she filed with the BBB. As
      of the date of this response, the CFPB complaint is still open. Republic
      Finance is actively investigating that complaint and will respond to that
      complaint with the CFPB.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 05/07/2025



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID 23267808, and find that this resolution is satisfactory to me.




      Sincerely,



      ***** *****

    • Initial Complaint

      Date:04/24/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I’m filing this complaint against Republic Finance for inaccurate and harmful credit reporting. The account was opened in March 2019 with an 18-month term, yet they are still reporting it as active and showing 90+ day late payments through 2025, even though I have not made a single payment since 2019–2020.

      What’s worse — they are falsely reporting that I’m under a partial payment agreement, which is completely untrue. I’ve made no payment arrangements or payments in years. This is a serious misrepresentation and is misleading all 3 credit bureaus (Experian, Equifax, and TransUnion).

      The account should have been closed long ago, yet they continue updating the balance and delinquency status, inflating my debt and damaging my credit profile. I’ve already filed a complaint with the CFPB, and now I’m turning to the BBB because this company’s behavior is unfair, inaccurate, and unethical.

      Because of this misleading reporting, I was recently denied a credit limit increase by ******* *** (see attached denial letter), which directly impacts my credit utilization and score. This is blocking my ability to qualify for a mortgage, despite my efforts to maintain positive credit behavior. I am requesting that Republic Finance be held accountable and that this account be deleted or corrected immediately across all three credit bureaus

      Business Response

      Date: 04/30/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated April 24, 2025.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer service and
      we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #23243532.  As requested by the BBB guidelines, I have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      The
      Consumer filed a complaint with a federal regulator, the Consumer Financial
      Protection Bureau (“CFPB”), regarding the same matter on April 23, 2025,
      which is substantially the same as this complaint that she filed with the BBB. As
      of the date of this response, the CFPB complaint is still open. Republic Finance
      is actively investigating that complaint and will respond to that complaint
      with the CFPB.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 04/30/2025



      Complaint: 23243532



      I am rejecting this response because:



      I do not accept this response from Republic Finance.


      The company is continuing to report this nearly 7-year-old account inaccurately and inconsistently across the credit bureaus. The account has already been deleted from Equifax, but remains on TransUnion and/or Experian, which is a violation of the Fair Credit Reporting Act due to inconsistent and harmful reporting.
      Their response avoids responsibility and offers no real resolution. This account is severely damaging my ability to qualify for a mortgage loan, and delaying action is unacceptable.
      I request that Republic Finance delete the account from all credit bureaus to ensure consistency and to stop the credit harm it’s causing.
      I’m prepared to escalate this legally if the issue is not fully resolved.


      Sincerely,
      ********* *******

    • Initial Complaint

      Date:04/10/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I opened up an account with republic finance I have been harassed over paying my monthly bill always paid my payment in forms of online or phone pays some late with paying fees harassed everyday by office about my bill my online sign to my account was blocked I was a good client paid my loan never over 30 days I always paid half and half payments and some went over time but then I caught up promised after I gotten loan I could use the equity in the loan with while I paying off I can get increase and borrow the amount back I was lied to they don't do that they charge very high interest rates and bother customers and harassed on phone sometimes 5 calls a day when they called i made payment online I paid off final payment on april 8th after call the 800 number they would call and ask my last 4 of social that I don't give out on a unsecured line since I had problems in past I believe this company harassed me in many ways thru phone over an account was paid anderson sc office is very rude not friendly and keeps u on phone on hold they called me while in cancer center multiple times and I said I can't talk I will call back with no care about me at treatment center harassed me very badly so instead of dealing with staff I would pay online I paid them forever and good .
      After I got the payoff from the 800 number I called and paid off my balance to and paid off loan now since then they calling me again from the anderson sc office off main street harassing me and saying I owe 2.17 now and I have to pay that I told them when I paid off account it was in full that is what they say I'm not gonna pay a fee to use my card and pay that I told them again im.at cancer center in very emotional cancer chemo treatment they don't care and no demanding I pay and have to pay that 2.17 that they said was interest after I paid I asked for full payment on phone april 8th and paid this account in full .
      At cancer today for chemo being told have to pay and called me 2 times

      Business Response

      Date: 04/14/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated April 10, 2025.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer
      service and we welcome the opportunity to address the concerns of our
      customers.  Please allow this to serve as
      Republic Finance's response to case #23187406.  As requested by the BBB guidelines, we have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. Additionally, Republic Finance's Regional Vice
      President reached out to the consumer on April 11, 2025, and was able to reach
      a mutually agreeable resolution with the consumer on April 11, 2025, to fulfill
      the desired resolution. Republic Finance considers this matter satisfactorily resolved.
      Republic Finance is mailing a letter under separate cover to the consumer detailing
      the actions taken to resolve this matter.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:04/01/2025

      Type:Billing Issues
      Status:
      Resolved
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Made Normal Payments. Issue on parental health and got behind on payments. Run over 10/2024, Given lawsuit as agent at Old National highway refused to send paperwork including payment catchup promise from main branch.

      Could not make first new payment 1/2025 as readmitted for 3 months septicemia off and on. Republic Finance filed garnishment, didn't give me chance to reply.

      Now I've no choice to file bankruptcy and I've had to file motion to avid lien.

      All could have been resolved had Republic Finance branch returned my call.

      Business Response

      Date: 04/11/2025

      Dear BBB Complaint Department:

      Thank you for
      your correspondence dated April 1, 2025.  It is our goal at Republic Finance, LLC (“Republic
      Finance”) to provide excellent service and we welcome the opportunity to
      address the concerns of our customers. Please allow this to serve as Republic
      Finance’s response to case #23139703.  As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer’s name, out of this response. Instead, we
      refer to the consumer as “the Consumer.”

      Upon
      receiving this complaint, Republic Finance immediately investigated the
      Consumer’s statements made therein. 
      Republic Finance has confirmed with the BBB that the Consumer’s
      complaint and desired resolution are outside the BBB’s purview due to the fact
      that it pertains to a matter allegedly involving active bankruptcy. Republic
      Finance considers this matter closed.

      If you have
      any questions or additional information, please feel free to contact me.

      Sincerely,

      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 04/11/2025



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID 23139703, and find that this resolution is satisfactory to me.

      For only the reason I expect that an actual response and not a reject answer to make themselves look good is out of the Business's capabilities.





      Sincerely,



      ****** *********

    • Initial Complaint

      Date:03/26/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      My first transaction with this business was in 2021. I paid off that loan and Continue business with them. My last loan was paid off in full on February 28, 2025. I received an alert on my credit report almost a month later stating that I owe them $9. Which was completely false. The account was paid off in full. I tried reaching out to the company, to no success.

      Business Response

      Date: 04/09/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated March 26, 2025. It is our goal at Republic
      Finance, LLC ("Republic Finance") to provide excellent
      customer service and we welcome the opportunity to address the concerns of our
      customers. Please allow this to serve as Republic Finance's response to case #23115151.
      As requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response. Instead, we
      refer to the consumer as "the Consumer."

      In her
      complaint, the Consumer disputes the way certain information regarding her
      Republic Finance account is being reported to the credit reporting agencies. Republic Finance
      immediately investigated the Consumer’s complaint, and her statements made
      therein. Republic Finance has honored the Consumers requested desired
      settlement and is mailing a letter under separate cover to the Consumer
      regarding the resolution of this matter.

      If you have any
      questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:03/24/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am writing to inform you that a fraudulent account has been opened in my name with your institution. I am a victim of identity theft and did not authorize the opening of this account. Below are the details of the fraudulent account:

      Creditor Name: REPUBLIC FINANCE

      Opened Date: 2/1/2022

      Account Number: *************

      High Credit: $2,490.00

      I request that you close this account immediately and remove any negative information associated with it from my credit report. Furthermore, I would appreciate it if you could provide confirmation of the account's closure and any relevant documentation related to the fraudulent activity.

      Thank you for your prompt attention to this matter.

      Business Response

      Date: 03/28/2025

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated March 24, 2025. It is our goal at Republic Finance,
      LLC ("Republic Finance") to provide excellent customer service
      and we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #23106809. As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response. Instead, we
      refer to the consumer as "the Consumer."

      In her
      complaint, the Consumer disputes the way certain information regarding her
      Republic Finance account is being reported to the credit reporting agencies. Republic Finance
      immediately investigated the Consumer’s complaint, and her statements made
      therein. Republic Finance is committed to
      providing the credit reporting agencies with accurate information and is
      mailing a letter under separate cover to the Consumer regarding the resolution
      of this matter.

      If you have any
      questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor 

    Republic Finance, LLC is NOT a BBB Accredited Business.

    To become accredited, a business must agree to BBB Standards for Trust and pass BBB's vetting process.

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