Reviews

Review Details

• Review fromBRADY P

  Date: 07/28/2025

  1 star
  We are a small *********** doing Agriculture projects on private land. We sent a check to a vendor for the product needed and it was denied by ***. I was given a number to call for the reasoning behind the denial. I made the call and was told by the lady that it was still denied but I would have to send an email to find out why because she couldn't tell me due to privacy laws. I asked to speak to a supervisor and was transferred to *****. He advised there were only 2 options. 1 Send an Emai to find out what the denial reasoning was or 2 get the bank to call for verification and it would be taken care of. I chose option 2 and called my personal banker and gave him the required information. He called and verified funds with the *** employee only to be told it was still denied. We are talking a check written on an account that could cover the check 10 times over. He was also told I would have to send an email to find out why it was denied. When he sent me this information, I called ***** **** and asked why it wasn't taken care of like he said it would be. He checked again and said "Oh, I see the problem." put me on hold and came back to say it was all taken care of. All of this taking up most of my morning trying to get this project moving. This seems to be defamation to me. We now as a small LLC have no credibility with company from which we made the purchase. I am awaiting the Email to see if it states the reasoning behind their original denial.

• Review fromSara B

  Date: 12/05/2024

  1 star
  We have been in business since 1998, employing over 100 workers with 10 million a year in revenue, 300k a week in PR and AP. I was SHOCKED to have a check denied at a merchant for $2,606.32 not once but twice. As a banker for 15 years and a controller for 10, I went to the website to see how United *************** collects and processes checks. Other than stating a 96% approval rating, crickets.....My best guess? Your algorithms are way off. I did see they are members of ****, PCIDDS, and Worldpay, which I am familiar with as a former banker. We too, as a business, are members of these organizations and have credit established. Clearly, this company does not have the correct tools to verify funds.

• Review fromDonna H

  Date: 09/26/2024

  1 star
  United Tranzactions, LLC, just stole $4160.16 from my business account. I have filed a fraud claim with my bank. How can they write a check against my account? The first check in question was honored by my bank and I supplied them with documentation from my bank that it had cleared my account. They then went and wrote themselves a check against my account. This should be criminal.

• Review fromRoger L

  Date: 08/06/2024

  1 star
  This company denied my transaction. Call to them and they refuse to provide a reason.

• Review fromLinda L

  Date: 05/10/2024

  1 star
  They get an Fnever had a check denied in my life until at a lumber store the clerk ran my check thru United Transactions..Im in a line of people and the clerk said your check was denied and gave me a United transaction number to calla man answered the phone and said he couldnt help me that I had to contact their corporate office to find the reason whyhere I am waiting with people behind **** knew I had ample money in the bank.used my **** card with no problem. Then I went to the bank to see what was going on with our bank account that weve had since 1967 and never had a check denial.the bank said I had money and no one contacted them.This is a sham company..and businesses are paying this company for protection.United transactions should be put out of business.someone somewhere needs to look in depth at their business practices.******

• Review fromMichelle L

  Date: 03/27/2024

  1 star
  If reviews were based on the old alpha grading, I would give UTA an "F". My husband and I drove an hour and a half from our home office to pick up our semi-truck from a company that made extensive repairs that totaled a very large bill. I wrote a check from our business account that had well over the amount needed to cover the check. It was ran through UTA and came back denied without a reason provided to either the company the check was written to or myself the owner. The payee was told they could not give them a reason and that I would need to contact them directly. When I called, they told me I would have to email their corporate office to get the reason for denial. I had them run it again and again it came back denied. They then told me I could have my bank call them. My bank called them and verified the funds were available finally after another hour and a half the payee was able to verify the check was good. Today (next day) I called UTA and asked to speak to a manager or supervisor. The supervisor told me I would have to email their corporate office to obtain the reason for the initial denial that information was not available to them. I asked if there was a phone number to their corporate office and she stated no she did not have a number. REALLY!!! I would NOT recommend using UTA to any business!!!!!!

• Review fromDan L

  Date: 08/11/2023

  1 star
  This company just stole $3000 out of my account - I am researching now and filing lawsuits against them and my bank

• Review fromM. G.

  Date: 08/17/2022

  1 star
  ********************* was the collections agent I dealt with at United TranzActions, LLC. When I received my first call from her, she began demanding money from me without explaining why or providing context to the situation. She started asking invasive questions about my financial situation and when I refused to answer she just kept rudely YELLING questions to me back-to-back without giving me a change to say anything, so I hung up. Called her back and I told her that I had been receiving a lot of spam calls lately so I was weary of telling a stranger my personal information. She continued demanding to know when I would pay the amount due. I tried to ask why I owed but she just said the company wants their money....hmm...I does not matter how many collection calls she has to make each day. When she calls someone for the first time she should explain that she's a collections agent calling on behalf of whatever business so that they can understand that they legitimately owe something and not be confused if it's a scam. I had to do my own research and call my bank and the business to find out that I had a legitimate debt that needed to be paid.