Reviews

Review Details

• Review fromDaniel T

  Date: 12/03/2025

  1 star
  I spend thousands of dollars with Flagstone Pavers in ***********, **, and they recently switched to United Transactions for their payment processing. Since then, every single check I write is denied, every time. They provide a denial number and direct you to call for support, but when you reach a live representative, they still deny the check without giving a real explanation. When you ask for a manager, youre told theyre unavailable, and youre given additional phone numbers that lead nowhere and offer no reason for the denial.I have never written a bad check, and my account has more than enough funds. I strongly recommend reconsidering the

• Review fromJanet C

  Date: 11/23/2025

  1 star
  *** denied my check payment. I went directly to my bank & was issued a notorized letter of sufficient funds for said check. I returned to the merchant & completed the transaction successfully. My research indicated this company is rated 1 ********** not the only individual whom has been falsely denied. ***, train your employees & do better.

• Review fromAlice D

  Date: 10/03/2025

  1 star
  I have been doing business with car dealership since 2002. Never an issue paying by check. For the first time they "verified'" through *** and the check was denied. No explanation. I used a debit card FOR THE SAME BANK ACCOUNT! and it went through no problem I am very unlikely to go back to this dealership for anything ever. I ll find a car dealership that values their customers. Good job UTA.

• Review fromBRADY P

  Date: 07/28/2025

  1 star
  We are a small *********** doing Agriculture projects on private land. We sent a check to a vendor for the product needed and it was denied by ***. I was given a number to call for the reasoning behind the denial. I made the call and was told by the lady that it was still denied but I would have to send an email to find out why because she couldn't tell me due to privacy laws. I asked to speak to a supervisor and was transferred to *****. He advised there were only 2 options. 1 Send an Emai to find out what the denial reasoning was or 2 get the bank to call for verification and it would be taken care of. I chose option 2 and called my personal banker and gave him the required information. He called and verified funds with the *** employee only to be told it was still denied. We are talking a check written on an account that could cover the check 10 times over. He was also told I would have to send an email to find out why it was denied. When he sent me this information, I called ***** **** and asked why it wasn't taken care of like he said it would be. He checked again and said "Oh, I see the problem." put me on hold and came back to say it was all taken care of. All of this taking up most of my morning trying to get this project moving. This seems to be defamation to me. We now as a small LLC have no credibility with company from which we made the purchase. I am awaiting the Email to see if it states the reasoning behind their original denial.

• Review fromSara B

  Date: 12/05/2024

  1 star
  We have been in business since 1998, employing over 100 workers with 10 million a year in revenue, 300k a week in PR and AP. I was SHOCKED to have a check denied at a merchant for $2,606.32 not once but twice. As a banker for 15 years and a controller for 10, I went to the website to see how United *************** collects and processes checks. Other than stating a 96% approval rating, crickets.....My best guess? Your algorithms are way off. I did see they are members of ****, PCIDDS, and Worldpay, which I am familiar with as a former banker. We too, as a business, are members of these organizations and have credit established. Clearly, this company does not have the correct tools to verify funds.

• Review fromDonna H

  Date: 09/26/2024

  1 star
  United Tranzactions, LLC, just stole $4160.16 from my business account. I have filed a fraud claim with my bank. How can they write a check against my account? The first check in question was honored by my bank and I supplied them with documentation from my bank that it had cleared my account. They then went and wrote themselves a check against my account. This should be criminal.

• Review fromRoger L

  Date: 08/06/2024

  1 star
  This company denied my transaction. Call to them and they refuse to provide a reason.

• Review fromJessica T

  Date: 06/05/2024

  1 star
  Wrote a check to a building supply company and was contacted by the supply company that the check was denied. I called the ***** number and the person on the other end was very polite. He verified all of the information that was on the check, and it still would not go through. I know that we could write a hundred more checks of that amount from that account without issues. He told me that usually they receive these calls from the banks to clear this up and that due to privacy laws with our bank he couldn't give me the reason for the denial. What privacy laws when it's my own money? He suggested I contact my bank and 3-way call back and then he could tell them why it was denied and I could hear it then. Called the bank and he wasn't familiar with this type of occurrence and wasn't able to get any information from this company either. Cancelled that check, will rewrite it and hope for the best.

• Review fromLinda L

  Date: 05/10/2024

  1 star
  They get an Fnever had a check denied in my life until at a lumber store the clerk ran my check thru United Transactions..Im in a line of people and the clerk said your check was denied and gave me a United transaction number to calla man answered the phone and said he couldnt help me that I had to contact their corporate office to find the reason whyhere I am waiting with people behind **** knew I had ample money in the bank.used my **** card with no problem. Then I went to the bank to see what was going on with our bank account that weve had since 1967 and never had a check denial.the bank said I had money and no one contacted them.This is a sham company..and businesses are paying this company for protection.United transactions should be put out of business.someone somewhere needs to look in depth at their business practices.******

• Review fromMichelle L

  Date: 03/27/2024

  1 star
  If reviews were based on the old alpha grading, I would give UTA an "F". My husband and I drove an hour and a half from our home office to pick up our semi-truck from a company that made extensive repairs that totaled a very large bill. I wrote a check from our business account that had well over the amount needed to cover the check. It was ran through UTA and came back denied without a reason provided to either the company the check was written to or myself the owner. The payee was told they could not give them a reason and that I would need to contact them directly. When I called, they told me I would have to email their corporate office to get the reason for denial. I had them run it again and again it came back denied. They then told me I could have my bank call them. My bank called them and verified the funds were available finally after another hour and a half the payee was able to verify the check was good. Today (next day) I called UTA and asked to speak to a manager or supervisor. The supervisor told me I would have to email their corporate office to obtain the reason for the initial denial that information was not available to them. I asked if there was a phone number to their corporate office and she stated no she did not have a number. REALLY!!! I would NOT recommend using UTA to any business!!!!!!