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Business Profile

Mortgage Banker

Embrace Home Loans, Inc.

About

About This Business

For over 30 years, Embrace Home Loans has been assisting consumers in achieving their homeownership goals and managing their finances. Operating in 46 states nationally, with over 600 employees committed to customer experience, Embrace Home Loans offers a full menu of Mortgage Programs for consumers who wish to purchase a new home, refinance an existing mortgage or consolidate high-interest debt.

Products and Services

Residential Mortgage Loans , Residential Mortgage Loans First and Second Liens, Residential Mortgage Purchase Loans, Residential Mortgage Refinance Loans, Residential Mortgage Second Lien Loans, FHA, USDA, VA

Photos and Videos

Business Details

BBB File Opened:
9/19/2012
Business Started:
5/1/1983
Business Incorporated:
5/13/1983
Type of Entity:
Corporation
Alternate Names:
Advanced Financial Services, Inc
Business Management:
Mr. Dennis Hardiman, CEO
Ms. Deanna Roy, Secretary
Mr. Brian Gilpin, Treasurer
Mr. Ryan Hardiman, President
Number of Employees:
400

Additional Contact Information

Principal Contacts
Mr. Dennis Hardiman, CEO
Mr. Ryan Hardiman, President
Customer Contacts
Mr. Dennis Hardiman, CEO
Ms. Deanna Roy, Secretary
Mr. Brian Gilpin, Treasurer
Tracy Putman, License Holder
Mr. Ryan Hardiman, President
Additional Phone Numbers
Other Phone: (833) 207-4776
Other Phone: (800) 333-3004
Additional Websites
Website 1

Licensing information

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB records show a license number of 2128383 for this business, issued by NMLS

NMLS

1129 20th St NW Fl 9

Washington DC 20036

BBB records show a license number of MLDB12662 for this business, issued by Florida Office of Financial Regulation. The expiration date of this license is 12/31/2025.

Florida Office of Financial Regulation

101 E Gaines St

Tallahassee FL 32399

BBB records show a license number of 415539 for this business, issued by NMLS

NMLS

1129 20th St NW Fl 9

Washington DC 20036

BBB records show a license number of LO75504 for this business, issued by Florida Office of Financial Regulation. The expiration date of this license is 12/31/2025.

Florida Office of Financial Regulation

101 E Gaines St

Tallahassee FL 32399

BBB records show a license number of 2184 for this business, issued by NMLS

NMLS

1129 20th St NW Fl 9

Washington DC 20036

BBB records show a license number of MLD755 for this business, issued by Florida Office of Financial Regulation

Florida Office of Financial Regulation

101 E Gaines St

Tallahassee FL 32399

Additional Information

Refund and Exchange Policy
After APR disclosures are provided to the consumer, AFS may require that an appraisal be performed to determine a market value for the subject property, and a fee will be collected from the consumer for that service. The fee, which is then paid to a third party appraiser, will not be refundable after the appraisal services have been performed.
Program Participation
BBB Community Patrons
BBB Community Patrons are like-minded businesses that see ethics as the key factor in creating a stronger, healthier business community.

BBB Community Patrons' additional financial support enables BBB to pursue distinctive, mission-based programs focused on ethics that would not be possible if not for the generous backing from BBB Community Patron Sponsors.
Business Categories
Mortgage Banker

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