Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies

Select a Language

About

About This Business

Embrace Home Loans provides mortgage lending services, including a variety of mortgage options such as conventional, FHA, VA, jumbo, and USDA loans. The company assists clients with purchasing homes, refinancing existing mortgages, and consolidating debts. Embrace Home Loans offers personalized solutions and resources like mortgage calculators and educational tools to help clients navigate the mortgage process. The company also offers specialized programs to aid first-time homebuyers and supports community members through initiatives focused on diversity, equity, and inclusion within the mortgage industry. The business provides services to residential and commercial customers.

BBB Accredited Since: 8/11/2009

Years in Business: 43

Products and Services

Home Purchase Loans, Mortgage Refinancing, Cash-out Refinance, Debt Consolidation Loans, Fha Loans, Va Loans, Usda Loans, Conventional Loans, Jumbo Loans, 203(k) Renovation Loans, Home Improvement Loans, Proprietary Mortgage Programs, Bridge Loans, Condo And Co-op Loans, Rate And Term Refinance, Higher Ltv Refinance, Down Payment Assistance Programs

Photos and Videos

  • image description not provided by submitter

Business Details

BBB File Opened:
10/1/1983
Business Started:
5/1/1983
Business Incorporated:
5/13/1983
Type of Entity:
Corporation
Alternate Names:
Advanced Financial Services
AFS Financial
Business Management:
​Gregg Oberg, Manager
Number of Employees:
323

Additional Contact Information

Customer Contacts
​Gregg Oberg, Manager
Fax numbers
Other Fax: (401) 851-5560
Additional Phone Numbers
Other Phone: (401) 846-3100
Other Phone: (636) 812-3004
Other Phone: (540) 825-6630
Other Phone: (251) 706-8001
Other Phone: (800) 333-3004
Other Phone: (863) 393-9973
Other Phone: (813) 574-3899
Other Phone: (508) 591-4801
Other Phone: (443) 283-0807
Other Phone: (240) 415-7111
Other Phone: (301) 921-0070
Other Phone: (301) 232-1997
Other Phone: (443) 921-8065
Other Phone: (207) 808-4300
Other Phone: (631) 339-7577
Other Phone: (540) 552-4446
Other Phone: (703) 591-7144
Other Phone: (434) 237-5111
Other Phone: (302) 827-5100
Other Phone: (443) 321-4500
Other Phone: (540) 375-3190
Other Phone: (407) 571-2151
Other Phone: (904) 428-1148
Other Phone: (408) 634-5575
Other Phone: (302) 657-0181
Other Phone: (321) 821-1000
Other Phone: (603) 232-9093
Other Phone: (301) 978-3694
Other Phone: (571) 376-4855
Other Phone: (540) 735-0195
Other Phone: (855) 612-9398
Other Phone: (407) 571-0540
Other Phone: (833) 200-8343
Additional Email Addresses
Primary: Email this Business
Additional Websites
embracehomeloans.com/abou...

Licensing information

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

Additional Information

Payment methods
  • American Express
  • Check
  • Discover
  • MasterCard
  • Visa
  • Money Order
Refund and Exchange Policy
After APR disclosures are provided to the consumer, AFS may require that an appraisal be performed to determine a market value for the subject property, and a fee will be collected from the consumer for that service. The fee, which is then paid to a third party appraiser, will not be refundable after the appraisal services have been performed.
Program Participation
BBB Community Patrons
BBB Community Patrons are like-minded businesses that see ethics as the key factor in creating a stronger, healthier business community.

BBB Community Patrons' additional financial support enables BBB to pursue distinctive, mission-based programs focused on ethics that would not be possible if not for the generous backing from BBB Community Patron Sponsors.
Business Categories
Mortgage Banker, Mortgage Broker

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. As a matter of policy, BBB does not endorse any product, service, or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

When considering complaint information, please consider the company's size and volume of transactions. Note that the nature of complaints and a company’s responses to them are often more important than the number of complaints. BBB Business Profiles generally cover a three-year reporting period.