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Business Profile

Loans

Birchman Lending

This business is NOT BBB Accredited.

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Reviews

Customer Review Ratings

1.71

Average of 17 Customer Reviews

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Review Details

  • Michelle D

    Date: 11/28/2023

    One star b/c of the nature of the company. I had no other choice but to borrow from this company so I completely understand the risks but the other reviews are correct about the RIDICULOUS amount of interest they charge (I understand the cost of borrowing but still) On a $450 loan they are charging me almost $2000 interestunless you are in a dire situation like I was I suggest going a different route b/c in the long run this company preys on financially burdened people looking for some extra help and its ********* unethical. More laws should be in place for predatory companies such as this one

  • Nina W

    Date: 10/23/2023

    They remind me of the mob, borrow and they want 500%

  • Artavion R

    Date: 10/13/2023

    **** got a 400 dollar loan and was told I just had to make 4 payments plus interest. What they don't tell you is you just pay off the interest not the actual loan, how this is legal I don't understand but they need to be shut down for lying upfront.

  • Brian D

    Date: 09/28/2023

    SCAM!!!! I borrowed 1000$, paid **** within 4 paychecks (8 weeks), but yet they want another 1600$ from me. I thought predatory loaning was illegal in *****************, even if its an ******** using Natives as a reason for scaming other *********! How can you pay off a 1000$ loan in 4 paychecks with 405$ interest and still asked to be paid almost double what you borrowed AND PAID BACK??

  • Anela V

    Date: 09/26/2023

    Most of these reviews have to be false. I called to today and was offered a $625 loan, payments about $120 every two weeks. But then I read the financial agreement at the end and seen that they overall expected me to eventually pay them over $4,000??? Payments would have been taken out of my account until ****. ABSOLUTELY RIDICULOUS. Please do not fall for these silly comments giving them good ratings.

  • Jane D

    Date: 09/26/2023

    BIRCH LENDING is an AWFUL company and should be shut down... I cannot believe how much interest they're charging on these loans that people so desperately need to make ends meet.!!!!!!! I know someone that got a loan for $2200 and I looked at the loan documents and the APR was ******%!!!!! that is absolutely criminal and this company should be ASHAMED of their practices!!!!!Borrow $2200 and end up paying a total of $11,598.33 to the company once the loan term is over!!!???? HOW IS THIS SOMETHING THAT SOMEONE WOULD EVEN CONSIDER!!!!!?????READ YOUR LOAN DOCUMENTS PEOPLE!!!!! DO NOT USE THEM!!!!!!!

  • Nika N

    Date: 09/11/2023

    I spoke with ******* from customer service today. I couldnt have been any happier! She was super helpful in assisting me with my loan. I would highly recommend this company and especially *******. She was super professional and understanding and was able to help me.

  • Oforsho P

    Date: 08/23/2023

    Absolute scam . They are charging me $144 every two weeks on a $500 loan. By the time Im finished paying-off, I will pay close to $3000. Avoid this company !!! It is the definition of predatory lending !!

  • Shauna B

    Date: 08/08/2023

    Scam! I desperately needed the funds so I applied got approved. After the fact I found out it will cost $7000 to pay for a $1200 loan. $117 payments each week.

  • Evelyn T

    Date: 08/07/2023

    This is a joke do not fall for it I did and have paid multiple payments on my 600 dollar loan had to pay 700plus to pay it off DO NOT FALL FOR THIS SCAM !!

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