Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

The Responsive Auto Insurance Company has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforThe Responsive Auto Insurance Company

    Auto Insurance
    BBB accredited business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 3 Customer Reviews

    Customer Complaints

    18 complaints closed in last 3 years

    8 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 4/24/2015

    Years in Business: 16

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Business Details

    Location of This Business
    8151 Peters Rd STE 1000, Plantation, FL 33324-4005
    BBB File Opened:
    1/21/2010
    Years in Business:
    16
    Business Started:
    3/27/2008
    Business Incorporated:
    2/15/2008
    Accredited Since:
    4/24/2015
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    Type of Entity:
    Corporation
    Business Management
    • Mr. John D Machul, Director
    • Mr. Timothy B Nee, COO
    Contact Information

    Principal

    • Mr. Timothy B Nee, COO

    Customer Contact

    • Mr. John D Machul, Director
    • Mr. Timothy B Nee, COO
    Additional Contact Information

    Phone Numbers

    Email Addresses

    Industry Tip

    BBB Tip: Auto insurance

    Customer Complaints

    18 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    03/15/2024

    Complaint Type:
    Product Issues
    Status:
    Answered
    On December 18 2023 I contacted ******** Insurance an agency that works with Responsive Auto Insurance and I sent a cancellation form signed and proof of new insurance as per the request of ******** agent *********************** because I was not feeling at ease I had no good feeling to be ensured by them so I looked up another Insurance company and I got Start Casualty and started working with them immediately on 12/18/23 I asked *********************** for my refund and she ignored my text messages I called her and she told me to send her an email of the declaration page of my new insurance company and I did. Then she text me after I sent her that asking me for the same proof and I responded I already sent her I wanted my money and I already sent her what she requested she called me over the phone and told me the company will process refund in 3 days but they never gave me back my money and never provided me with no service I never received insurance cards or any service from them because I went to Start Casualty Insurance and is being my insurance company since 12/18/2023 so my bank account has been affected negatively I have been charged $102 in OVERDRAW FEES and they refuse to give me back my money when they know I was not in business with them they both DEL TORO AND RESPONSIVE AUTO INSURANCE both of them have been very sneaky and unprofessional they way they have address me even when I ask for a manager they refused to put one or have one call I even asked them to send their insurance company refund protocol in writing and they are saying they cant and they not giving me back my money they have received twice the information they asked me to cancel the policy effective immediately in 12/18/2023 and on 3/13/2024 the got the cancellation form and Declaration Page and they are not giving me back my money $131.19 PLEASE HELP ME GET MY MONEY BACK. It might not be much for others but is a lot for me it means food on my table is money that I need to survive not for luxury. PLEASE HELP.
    Read More

    Customer Reviews

    3 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    London H

    1 star

    12/22/2023

    Responsive is the worst insurance very poor communication and customer service skills they are forcing me to add my adult children that no longer lives in my home I sent proof of the own lease responsive threading to cancel my insurance - I contact them for a manager they say no manager available I sent all my proof in through my agent its a back and forth between them they discriminate against African American after paying my deposit and paying my insurance on time they are threatening to cancel this is totally unfair after doing everything they asked me to do they are a scam .

    The Responsive Auto Insurance Company Response

    12/23/2023

    Thank you for your review. We have reviewed our quoting and policy databases. Using the name that you provided, we are unable to find either a quote or a sold policy using the name "****** Homes," including variations of the first or last name. Please send us the appropriate name, and we will be happy to review your complaint and provide a reasonable resolution. Absent receiving the appropriate spelling of your name, we are not able to verify that you are someone who has a policy with our Company.

    Independent of the name provided, our Company does not collect the race of any of our customers. We do not request or intake that information or track that information in any way. Allegations of discrimination are serious things, and we reject your allegation.

    Also, when we sell a policy, we try to keep costs low for all our customers so that the insurance is affordable. We ask every customer for proof that all persons to whom you are related who also live in your household (or have recently lived in your household) either demonstrate that they have their own insurance or we require that you choose to either list the person on your policy or you exclude them from driving the vehicle. These are standard practices that apply to all customers. 

    Lastly, we have a manager available everyday from 8:30 a.m. until 5:30 p.m. weekdays. Please contact us via phone, and we will have someone able to help you.

    Local BBB

    BBB Serving Southeast Florida & the Caribbean

    BBB Reports On

    BBB reports on known marketplace practices.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.