I was researching a small personal loan online. Ater going from one place and being directed to another and another and another I closed all windows because I felt I was in a wormhole getting nowhere. I noticed I had received a voice as follows “08/05/25, 9:25 PM) Hi, Mr. Johnstone. This is Cathy Smith calling you from the USA United Lending, and this call is in regards to the loan application which you might have applied online recently. So congratulations that you have been fully approved to get a loan, which is from $2000 to fully up to $10,000 the lowest interest rate of 10% and the flexible. So in order to complete with the verifications and get this dispersal done that to be today itself, kindly give us a call back on the same number or else you can just simply call us on 850-273-6867. Thank you and have a lovely day. Bye bye” I returned Cathy’s call. Turns out it was a direct line. Cathy told me I was approved for a $5000. Cathy proceed to say that 36 months financing $5000 would be $152/month and 24 months at $249/month Cathy then gave me “Unique Funding Number PDE99830 and that I was going to be contacted by Jonathan Morris - Loan Manager. Cathy said “in the meantime we need to receive a Bank Authorization notice from my bank” Cathy then emailed me a link (This is where the scam really kicks in! ) https://usaunitedlendingft.com “Bank Authentication As per the law of Federal Deposit Insurance Corporation, we would need to verify you to check your repayment capacity and also that you are not misusing anyone's identity. To do this verification - please agree to the consent form and move ahead with the loan officer instructions. I hereby authorize Capital One Finance Group (under reversal credit & reversal process) to access and utilize the following banking information for the specific purpose of processing payments, setting up direct deposits, etc.” If you have linked your bank acct to an exterior bank .there is a search bar to locate your bank. (Cathy Stays on the phone with you the whole time) Cathy then told me at the bottom of this bank search page is another link to select that will save time. “Other Banks and Credit Unions” The next window that popped up resembles “PLAID” and looked like below - “Enter Your Banking Details Put the right information that you use for your mobile banking or else your bank will not recognize you. Enter Bank Username Password Email ID Securely linked with all mobile/online Banking Server” Cathy assured me they DONT SEE MY INFORMATION. After attempting 2x trying to connect my bank I recieved a call from the loan manager Jonathan Morris. Who assured me that we could “Authorize The Bank” by means of me giving them my Routing and Account information. Jonathan Morris stated they would deposit a small amount into my account that I would return to them by “Cash App” or “Apple Pay” But I couldn’t let go of the Look Alike “Plaid” and my information rejected. Jonathon proceeded to tell me that my bank had sent USA United Lending an email Denying the Authorization. Jonathan said “Well maybe you just need to try again and are you positive you put in the details correctly?” After I said I am positive. Jonathan stated that in the email that was sent to him from my bank was information that may expedite the authorization. Jonathon Morris, the Loan Manager at USA United Lending then preceded to recite my Username and the Password. At that point I said “My Bank would Never email that information” I then said “You sir are a Crook” I ended the call. Immediately reported my account card had been lost. Changed my Username and Password and then placed a call to the Fraud Dept of my bank to report this interaction. I don’t believe there’s a legitimate online company to finance a personal loan for you. This is the second time in a year that I’ve had an online company attempt a scam. Just beware and remember the old saying “if it seems to good to be true, it probably is!”

Received this text from +44 7886 965354 “ Hello! My name is Katherine from Pearl Talent. We were really impressed with your profile and would like to provide you the chance to take on a flexible remote role. In this position, you would assist merchants by updating their data, improving their visibility, and managing bookings effectively. You can work from anywhere for 60 to 90 minutes a day and earn anywhere from $200 to $500 each day, with a guaranteed $800 base every four days. There is a paid five-day trial period, and monthly earnings could exceed $5,000 with bonuses included. Comprehensive training and a full benefits package are included. Applicants must be at least 23 years of age. Don’t miss out on limited availability! Text 'Yes' to find out more.”

I received a call and voicemail from the number noted in my complaint that I would be losing my 50% discount for internet service with Xfinity effective today. I called the number back and was told my rate would double starting with my next billing cycle or I could claim a new discount offered for less than my current plan rate if I paid 18 months in advance for the service. I can’t reach anyone with Xfinity to confirm this is fraudulent. Not was I able to speak to a supervisor to voice a formal complaint and offer customer feedback for this issue. I have included the email send to me with information on the discount I was offered. Email below sent by ??? [Xfinity Sale Agent: Aiden Smith INVOICE # INV-481754590624 UNPAID Bil To: **** ************ **** * *** ** ******* ** ***** Invoice Date: 2025-08-07 Due Date: 2025-08-07 Item Amount 540.00 Authorization Code: XFT0470 (For Promotional Offer) Exclusive Discount on Xfinity Services: Enjoy your Xfinity services at a reduced rate of $30 per month for 4 years. To secure this offer, an upfront payment for the first 18 months is required, totaling $540.00 . Limited-Time Bonus Offer: Act swiftly! If you complete your payment on same day of receiving this invoice, you’l be rewarded with a $75 Visa Reward Card. This reward wil be dispatched to your address, ensuring you enjoy immediate savings. Payment Instructions: To finalize your payment, please contact our biling department at (855) 651-5159 after purchasing Target Gift Cards totaling $540.00. This step secures your discount and activates the reward offer. Refund Assurance: In case of cancelation during the prepaid period, rest assured that a prorated refund wil be provided. Sub Total $540.00 Total $540.00 Amount Due $540.00 Cal Us At (855) 651-5159]

The job was posted on Indeed, I clicked on the link on Indeed and it took me to a website that has the company name SpeedyMEP. Then there was a link to apply. I up loaded my resume, driver license, vehicle registration and insurance card because it was a delivery driver job, then they emailed me and said congratulations you have been approved, download the app and sign on to start delivering. I did download the app and I couldn’t get past the vehicle registration and insurance page. So I emailed them from what they showed on the web page on how to reach them and they never responded back after several emails to let them know that there app doesn’t work. I even found a phone number that rings a couple times then goes to voicemail with a woman’s voice. The second time I called a man by the name Ron Pierce is on for voice mail instead of the woman . I left messages and no one calls back. I gave them all my information address, I.d. Social security number, filled out an I9 form. Please be aware.

Sheryl Duncan claims to be a Artisan who makes jewelry and is retiring and everything in stock is being discounted 80%. The fact of the matter is there is no Sheryl Duncan and the company is a fraud to sell cheap junk jewelry from China. The website is slick and says all the right things but it is all a scam. I ordered a ring that that was cheap junk and when I inquired about returning it they told me the return center was located in Asia and it would cost me more to ship than the return is for. They offered me a 10% refund instead. DON'T BUY ANYTHING FROM SHERYL DUNCAN! IT'S A SCAM!

This trans transaction showed up on my account and I don’t know what it is

I received a call from a number that showed up as potential Spam and they left this message. My name is Angela Torres calling in regards to a complaint. This is my final attempt to contact you to rectify the complaint before it's filed. Please contact the office at 8777538851. My name is Angela Torres calling in regards to a complaint. This is my final attempt to contact you to rectify the complaint before it's filed. Please contact the office at 8777538851. Please do not reply to this message.

A man named Ron. Came up to my wife at home and said he can remove the dead limbs on our tree in the front lawn. I was hesitant at first due to the door to door salesman but also the quality of his truck. But I try not to judge a book by the cover. He said he could do that job as well as cut back a limb over our house for several hundred less than what was quoted by an established service and he could come in that day. He never came by. The next day he did come back at 5 pm or so with his brother Joe. He did an ok with the dead limbs but reported they didn’t want to do the limb over our house because it might kill the tree. That is a concern of mine so I said ok. He did trim off a bit of that limb. Ron did a lot of standing around whole Joe did the work. Ron asked if I could clean up the leaves and small sticks because he was tired. I said no. He said he would return the next day to pick up the rest of the leaves and sticks and he didn’t. Basically these two did less than stated and did it poorly.

I purchased GLP1 microneedle patches from this company via instagram. They never sent the product to me. On the numerous occassions I contacted them, they kept telling me my order was delivered. When I received the tracking information they sent me, it showed that my order was delivered to the incorrect address in Maryland instead of Colorado. They refuse to give me a refund because they insist this was delivered, even when I tell them it was delivered to incorrect address. They also said they were based in California but the tracking information they sent me showed the product was sent from some place in Canada.

My daughter found this website, https://www.fashiononal.shop/, on social media. We purchased three sweatshirts, a night outfit and a pair of joggers. We spent nearly $55, and received a tiny black package with one pair of child size socks. I contacted them multiple times to let them know we received the wrong order with no response. Email: [email protected] is a scam.

I received a text message.

I cam across this on my TikTok about two outdoor rocking chairs and I bought it on July 18th. Never got an email, just a charge on my PayPal account. Still have not received the items and still no emails.

I keep getting unsolicited text messages from the MLS Group.

This postcard was mailed to us - no return address or website listed. It claims to be from “Homeowner Protection division” It looks “official” but we looked it up and saw it was a scam. “This is your warranty replacement notice advising you to contact our offices so you do not have a lapse in coverage for all available covered components. With active services, all repairs and replacements will be covered that reflect your updated paperwork. Call 1888-413-5452 now before it’s too late and your expiration date expires leaving your home at risk of expensive repairs and or product replacement.”

Ordered from what I believe now was a fake Modlily account. Never received product. Contacted Modlily with my payment info and they said this was not an account of theirs.

A women called my job, my personal cell and called my daughter looking for me saying she wanted to come serve me court order papers and to call her back at a number that she left but it wasn't the same number she called from so when i called some guy answered the phone and ask me for my social security number what is the last 4 dights, then he said that i had a pay day loan out in 2015 that it was taken out and that it was sold to them in 2020 and that the loan was from Ace checking and that it was $370 dollars but now with all the interest rate it was at $2000 and some change which i thought that was odd and he said if i paid 370 of a down payment that he can make arrangement for the other half of it. and he can settle for $670.00. they set me up to pay but i didn't.

Receive text about remote job opportunity

You have an invite from Payment Warning: A transaction of $882.97 to Gemini.com was detected.If this wasn’t you, please call (805) 500- 6642 to stop the payment. Protecting you from fraud is our priority. Ready to get coding? Create a PayPal account to review the invite. (It expires in 30 days!)

Hello, this is Jasmine Martine, HR Client Service Representative at WBD Global Streaming. We have obtained your phone number by working with multiple HR platforms. As a result, our company has a job for you as a content promotion assistant, which is a great remote part-time/full-time online job with one-on-one coaching to get you started. Paychecks are billed daily. You can earn anywhere from 100 to 500 per day if you wish. Monthly pay is around 6,300. 3-day paid trial period with a 1,000 newbie bonus at the end of the trial period. If this is what you want, send a message to this WhatsApp number +?? https://wa.me/19595106347 ??

Placed an online order on 7/22/25. Have not received order. Site reads that order is processing, only means of contact is via email. Emails are not being answered.

I had ordered jewelry off of this website, after seeing ads on facebook and checking out the website. They provided me tracking information for my package through XYY tracking website. The tracking information said that it was released from customs in the US on the tenth of June and was in process of delivery.... it is now August 7th with no update and my package has been in transit for 35 days. I have contacted the website and have asked for a refund and they just keep asking me to wait longer. The package has been in transit for 36 days.

FedEx for Global Grants Funds GGF Fedex for shipment of package at 1% of grant value. $500 for $50,000 Friend I rarely talk to for years suddenly want to chat and help me get a grant like he did.

Personality in ticktok.com, insgram and youtube

They claimed to be a kitten rescue and I paid and adoption fee of $350 plus $250 for transportation and another $600 for a temp controlled crate. Then they contacted me when they were supposed to have shipped the cat with a fake tracking number asking for another $800 for insurance before they would ship. I did not send it and asked for a refund.

Message appears consistently in Inbox, unnoticed, uncontested by Google. To view/forward message, message has to be reported as Spam, then phishing, then forwarded after obtaining source. The persons are sending the same messages daily, uncontested, including after reporting the problem, repeatedly Person directs to call 805-365-2835 regarding fake invoice. Cannot include email message source, because html characters not allowed in this form.

Ordered a perfume and never received it I ordered July 25th 2025 and it was supposed to ship within 2-3 business days, today is August 7th and I never received a shipping/tracking number I reached out to customer support and kept getting automatically generated emails to be patient, that the are working on it. They do not have a phone number to contact only the email.

They were selling a miracle poll to cure lung issues. Used an AI image of some famous actor

This lady is trying to convince me to put down a deposit for a puppy. She refuses to video call to show actual puppy, i asked for her veterinarian's practice name and number to confirm health and breed, and she gave me a fake number for her vet office. I reverse google image searched her puppies and she stole the images from a reputable breeders website.  cocker Spaniel Puppies For Adoption And Rehoming

Email that money was being taken from my paypal account

Job offer. Asked to call back at (646) 421-3587. Sent from [email protected]

[email protected] 87/2025 7:14 AM Hello! We're the Indeed team and we'd like to invite you to loin us. No Experience is required, and we provide comprehensive training. Whether you're looking for part-time or full-time worl, we offer highly flexible work schedules. Just work 4 days a week, 15-25 minutes a day. Want to earn more? We also offer weekeend shifts! Pay: $100-300 per day, aid on the same day (Applicants must be 22years or older) If you're tired of traditional worl, remote work can give you a fresh start and a sense of freedom. If you're interested, please text our hiring manager at +14153180918 for more information. 1-415-318-0918 Health Consumer Center at Bay Area Legal Aid's San Francisco County Office

This site pretend you can win cash but claims you must send all of your personal and banking information before redeeming, and then doesn’t actually pay you

These pet scammers almost enticed me to pay close to $800 for a Balinese kitten delivered in person from El Paso Texas to Seattle airport. When I realized it would cost at them at least $400 for a return airfare, I grew suspicious. So I told them I’ll be in Texas soon and would like to come view the kittens. They said I couldn’t do that unless I put a deposit on one and wouldn’t supply their address or telephone number. Also you’ll notice that the kitten pictures all have different backgrounds, obvious deception here.

Tecovas online had an ad on ****book, selling Tecovas boots at a discounted price. Sent in my order for 2 boots, with payment through credit card. Never received the item. The tracking system said it was delivered on a holiday, but this is false. I reached out twice by email to business. I tried going back to website, but no longer exists. There is no phone number to call. This was a scam. This is not the original Tecovas business. I was fooled into thinking so.

Called multiple times stating I needed to settle this. It's from a loan I never took out or have ever heard of. I could not find the company only. They said it's from 10+ years ago and they would take me to court and sue me if I don't pay.

There was a voicemail left from the 573 8964192 number I called to check the voicemail That's when it said it was a James Thomas extension--he said 212 but it was actually extension 112 at phone number 8337955783. I called the phone number to see what was going on because they had all of my personal information They said it was something attached to affidavit for a payday loan that I had here The time for it ran out for me to litigate it so it was turned over to a judge and I had to go to court and I had two options to take care of it I could either go to court or I could pay the $5,290 They were talking about garnishing my wages They sound very unprofessional and sketchy.

Scam call saying their almost done processing a loan which I have not applied for a loan. They call multiple times a day on different numbers and ask you to return a call. If you answer it is a machine talking with same message.

Scam call saying their almost done processing a loan which I have not applied for a loan. They call multiple times a day on different numbers and ask you to return a call. If you answer it is a machine talking with same message.

Scam call saying their almost done processing a loan which I have not applied for a loan. They call multiple times a day on different numbers and ask you to return a call. If you answer it is a machine talking with same message.

Hi this is Tiffany with the verification and funding team just wanted to give you a quick update I had a chance to go over your application and you're really close to being fully approved there's a consolidation option on the table that could go up to $40,000 with two options either 24 months or 36 month term depending on the final details if you've got a minute or have any questions press two now to connect to the underwriting or if it's easier you can always call us back at 844-986-5454 to stop getting updates or to opt out just press nine…”

Pursued a job listing on LinkedIn for an American Airlines Customer Service Representative, was sent emails to apply and confirm interview with hiring manager which was then conducted on Microsoft Teams, however the meeting ID was invalid and once the "interview" started it was a question and response interview no video interview as previously discussed, was then provided a website to login and provide my identification for verification but the website is not the official American Airlines careers website URL.

I received a random text containing a link to resolve my debt with JEFFERSON CAPITAL SYSTEMS LLC. An additional link was provided to the collection agency, and author of the text at Shepherd Outsourcing. There was also a phone number provided with the offer to discuss terms of paying the debt. 888-991-5696 I have received the same or very similar text messages in the recent past, but delete them because I have confirmed with my credit report that I don't have any accounts or outstanding debts with the parties mentioned.

Mailer that claimed I was a winner. Told to scratch off 2 circles and if they match to call within 48 hours to win an Amazon $50 gift card and be elgible to win one of 4 grand prizes which includes a viking river cruise for 2, or a 5 or 7 day carribean cruise for 2,or a Sony TV 75" Bravia 3, or 7 day Alaskan cruise for 2

I’ve had over 20 missed calls and voicemails. I’ve had multiple text messages. A scammer is trying to get me to answer the phone or text back regarding a personal loan that I did not apply for. I never responded to these messages. They’re harassing me every day. Calling from multiple phone numbers.

While searching for electric bikes online I came across this site Costco wholesale and made a purchase

Seller inflated purchase price agreed on, & when charges were posted above the expected amount I immediately emailed to cancel the order & refund the inflated amount. (Number blocks were advertised for $17.49.) I continued to email for the next week. When the package finally arrived, I returned it unopened, marked REFUSED. I tried to obtain a refund through PayPal & Capital One, but so far have had no success, even though I was advised by them to take these steps.

I received a random email sent by [email protected] calling me applicant (I never applied to the company called so), that she is from a company called BrightHaul Freight which is hiring for Delivery Assurance Examiner. This is the first email sent by [email protected]: Hello Applicant, BrightHaul Freight is currently looking for a detail-oriented and reliable Delivery Assurance Examiner to join our team. If you’re efficient and enjoy working in a fast-paced environment, we’d love to hear from you. Your responsibilities: Inspect incoming parcels (= 20 lbs) Verify shipping details Upload data into our system Ensure same-day shipment of outgoing items Maintain a tidy and organized workstation Compensation: Monthly salary: $4,300 Additional $35 per shipment processed (Avg. $5,400 monthly) Interested? Reply with “I am interested” to start the onboarding process. Looking forward to hearing from you! Thank you, BrightHaul Freight Grace Reynolds HR Team I replied that I am interested and this number +1(845)366-2686 sent this text: Exciting news! Your application has been reviewed. Check your inbox for details from BrightHaul Freight. And after that, this email [email protected] sent this email: Good day (name) , Thank you for your prompt response and interest in our employment opportunity. Our diligent HR team will be reaching out to you shortly. The timing of their contact may vary depending on geographical considerations and the current workload of our HR department. Rest assured, you will receive comprehensive information about the position, including an explanatory video covering key employment details. Please take a moment to watch the following video regarding the job position: https://www.brighthaulfreight.com/video.html Additionally, you can expect a phone call (interview) with one of our HR representatives. Please ensure that your phone is readily available during business hours and remember to check both your inbox and spam folders regularly for any correspondence. Thank you for your attention to these details. Regards, HR Department BrightHaul Freight 1330 San Pedro Blvd NE STE 204, Albuquerque, NM 87110 Phone Supp?rt: Mon-Fri 10am-6pm EST Email Supp?rt: 24 hours / 7 days After a small research about that that company which doesn't exist, i figured out that it is a scam.

I tried to order shorts online via a pop up and on a game I was playing. I paid $31.98 and never received anything from them. No contact what so ever from them in anyway.

BBB Notes as provided by the FBI: 

WHAT TO DO IF YOU ARE A VICTIM
If you are a victim of an online shopping scam, the FBI recommends taking the following actions:
• Report the activity to the Internet Crime Complaint Center at www.IC3.gov or your local FBI field office, which can be located at www.fbi.gov/contact-us/field-offices.
• Report the activity to the online payment service used for the financial transaction.
• Contact your financial institution immediately upon discovering any fraudulent or suspicious activity and direct them to stop or reverse the transactions.
• Ask your financial institution to contact the corresponding financial institution where the fraudulent or suspicious transfer was sent.
If you believe you are the victim of an Internet scam or cyber crime, or if you want to report suspicious activity, please visit the FBI’s Internet Crime Complaint Center at www.IC3.gov.

Hello! My name is Katherine from Pearl Talent. We were really impressed with your profile and would like to provide you the chance to take on a flexible remote role. In this position, you would assist merchants by updating their data, improving their visibility, and managing bookings effectively. You can work from anywhere for 60 to 90 minutes a day and earn anywhere from $200 to $500 each day, with a guaranteed $800 base every four days. There is a paid five-day trial period, and monthly earnings could exceed $5,000 with bonuses included. Comprehensive training and a full benefits package are included. Applicants must be at least 21 years of age. Don’t miss out on limited availability! Text 'Yes' to 5033098344 to find out more.

This number had called my phone, knowing my home address first and last name claiming that I won a sum of $3.5 million by donating to an animal charity of last year.. they said I had one week to claim this win before the win expired and that I would have to ask for a loan of $1800 because I did not have any funds available in my account. The 1800 would be used to get the earnings and would also be apart of the taxes “ owed on this winning “ they had claimed that after I paid 1800 or was loaned this money they would set up an “ in person appointment with any bank that I choose to receive my wins “