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Search Results (2223)

Travel/Vacation/Timeshare - Kovay Vacations Timeshare

On October, 2022, I purchased fractional ownership of a 1-bedroom unit with 5 Platinum weeks at Vallarta Gardens Beach Club and Spa Private Residence Club hereafter referred to as the Residence Club located in the city of La Cruz Nayarit, Mexico. It was, what I have come to learn, a serious fraud and conspiracy to defraud citizens of the United States by a timeshare company in Puerto Vallarta, Mexico. Specifically, Kovay Vacations (previously known as Vallarta Gardens) of La Cruz de Huanacaxtle, Nayarit, Mexico. Using methods including false contracts, credit card fraud, banking fraud, and wire fraud, they have established a business that is sophisticated and effective in luring in victims to a scheme that has proved to be a giant scam. The sales price of $31,508.93 closing costs was $3,781.07 with a total purchase price of $35,290.00. On the date of purchase, I paid a down payment of $11,028.13 with closing costs of $3,781.07 for a total of $14,809.20. I paid the downpayment and closing costs using credit cards. My Chase VISA for $2,809.20 and Barclays Mastercard for $12,000.00. I also signed a Promissory Note for $20,480.80 for the balance owed for the purchase which was paid in full on 11/28/2022 using American Express credit card. Vallarta Gardens used deceptive marketing to entice me to apply for a Credit Card on site for the downpayment. They assured me that they were a certified partner of Barclays Bank which enabled them to obtain instant approval on credit applications because of Vallarta Gardens reputation and relationship with Barclays Bank. As of this writing, they owe me $35,389.00 in accordance with the Guaranteed Liquidation Agreement and $45,900.00 in accordance with the Guaranteed Marketing Agreement for the deposit my six (6) weeks of fractional ownership at Vallarta Gardens over the last three years since I purchased my fractional ownership in October 2022. AMS is now unreachable, and I do not get any assistance from Vallarta Gardens despite near constant attempts via phone, email and letters. Enclosed is copy of Barclays RCI Credit Card statement for the month showing the $12,000.00 charge. I have referenced other supporting documents that describe the purchase and the fraud and are available on request but are not included in this letter due to the number of documents and length of the documents. In addition to the purchase, I entered into agreement FORTEX Securities for a deferred security insurance program through called the Linked Deferred Security Agreement which insures my investment for a period of 10 years for a one-time premium of $3,866.45. It allows the policy holder to make a partial withdrawal of accumulated Interest of $18,075.65 at the beginning of 6th year or full withdrawal of $72,608.64 and the forfeiture of the Residence Club property. Whether this guarantee is honored is unknown and requires me to keep my account with Vallarta Gardens active by paying annual maintenance dues. I have filed complaints with the Federal Bureau of Investigation (FBI) Internet Crime Center (IC3) on August 28, 2025, and with the Federal Trade Commission on September 18, 2025. I have spent more than two years attempting to get my money promised and even guaranteed to no avail. I now know that this is a scam and all should be advised to avoid.

Dollars Lost: $40556.45

Unknown Location

Date Reported: September 20, 2025

Business Name Used: Vallarta Gardens DBA Kovay Vacations


Investment - Lightning Shared Scooters Company LLC Investment Scam

They offered an investment opportunities making money daily. At first, the returns seemed real to lure us in and eventually all contact with the people was cut off.

Dollars Lost: $38600

Houston, TX

Date Reported: September 19, 2025

Business Name Used: Lightning Shared Scooters Company LLC Investment Scam


Employment - Employment

Received an email (auto-filtered to spam) stating that I was "shortlisted for an online interview" for one of 5 positions at a company I did not recall applying to work for (Elenia), at a starting salary of $28.75 an hour. The listed job titles were: Administrative Assistant, IT Manager, Content Marketing Manager, Data Entry Representative, and Customer Service / Call Center Representative. Noting that the range of titles seemed (for lack of a better word) odd, I checked the company's actual website (which was notably not listed anywhere in the email) to find that none of the listed job titles were listed under the company's current vacancies. Additionally, the listed email to contact (different from the one I received the email from) did not match the naming scheme that Elenia actually uses; the email I received listed an Outlook email address ([email protected]), while the company website says it follows a [email protected] formula. While LinkedIn does seem to indicate that a Sami Siljanto does, in fact, actually work for Elenia (as an Operations Manager), none of the other names from the email (sender Kennan Michel and "Lead Talent Specialist" John Reed) seem to be at all associated with the actual company. Additionally, all of the locations for employees with the company were within Finland, despite the signature within the email mentioning work "advancing renewable energy solutions across Europe, North America, South America, Australia, and Asia." In short, it seems highly likely that a third party is using the company Elenia's name and logo in order to get personal and financial information from job applicants. Full Text of the received email below (with the specific Microsoft Teams link withheld): Dear Applicant, Thank you for submitting your application through the job board. After carefully reviewing your qualifications, our Talent Acquisition team is pleased to inform you that you have been shortlisted for an online interview for one of the following positions: Administrative Assistant IT Manager Content Marketing Manager Data Entry Representative Customer Service / Call Center Representative Next Steps To move forward with the Bureau of Human Resources’ screening process, please: Download Microsoft Teams on your computer or mobile device and create an account. Connect with our Hiring Manager, Sami Siljanto, via one of the following: Email: [email protected] Microsoft Teams Invite: https://teams.live.com/l/invite/[LINK REMOVED] Once connected, you will receive further details regarding the interview and position. Compensation & Schedule Starting Salary: $28.75 per hour Work Hours: 8:00 AM – 4:00 PM (Mon–Fri) Options: Full-time or Part-time Pay Cycle: Weekly or Bi-weekly (based on your preference) Employee Benefits At Elenia, we are committed to supporting our employees with a competitive package that includes: Health, dental, and vision coverage (for employees and dependents) Life insurance & 401(k) with 6% employer match 10 days of paid leave & flexible schedules Dependent care account & tuition assistance Health club reimbursement (up to $50/month) Accident & critical illness coverage Paid training & career development opportunities About Elenia Elenia is a Finnish company dedicated to maintaining and modernizing electricity networks while advancing renewable energy solutions across Europe, North America, South America, Australia, and Asia. With over 350 employees, we focus on sustainability, clean energy innovation, and eco-friendly engineering practices. Reference Code: ENA-1812 Please include this code in all correspondence during the hiring process. We look forward to connecting with you soon. Kindly contact our Hiring Manager at your earliest convenience to confirm your interview. If you encounter any issues, feel free to reply directly to this email. Note: This opportunity is available exclusively to U.S.-based candidates (Remote). Best regards, John Reed Lead Talent Specialist Elenia --

Dollars Lost: $0.0

Unknown Location

Date Reported: September 18, 2025

Business Name Used: Elenia


Investment - Online Investment Scam

I submitted an application after seeing a Facebook ad about earning extra money from home. I left my phone number. They called almost immediately and told me I could make money investing and trading on the stock exchange. A financial analyst would give me market recommendations once a week. I needed to make investments, and the company would take 10% of the earnings. They sent me a link to a fake website, asking me to enter my payment information and top up my balance. It was then impossible to withdraw money from there, as I later discovered. My phone number ended up in a database of fraudulent brokerage firms, and they then called me again with the same scheme. They send fake presentations that look legitimate, like "trading view," using their logos and photos, but communicate via Telegram or WhatsApp. The numbers often change and adapt to the zone. Here are examples of the links they send. 1. American Dream: https://www.notion.so/tradingviewproject/Welcome-25bbf436b5a38024b609e4e0e0d55b9f#25bbf436b5a380748234ee6b2890ef44 +1 (929) 243-4419 3. Brokerage https://iwp-brokerage.com/ +1 307 225 6985

Dollars Lost: $0.0

Unknown Location

Date Reported: September 17, 2025

Business Name Used: American dream


Other - Genuine Network LLC

I want to warn others about a group calling itself Genuine Network. They present themselves as a social media/content business opportunity, but their structure clearly resembles a pyramid scheme. The group pressures members to send money and gifts to each other, creating the illusion of earnings. Recruitment is the main focus, not selling any legitimate product or service. They coordinate TikTok livestreams where members send money to each other to appear profitable to outsiders. Jacob Barlow, who frequently promotes Genuine Network, is a key figure associated with recruiting people into this scheme. This setup is misleading, exploitative, and harmful. It targets vulnerable individuals online and encourages them to hand over money under false pretenses. It is also very concerning that no legitimate business registration, address, or contact information can be found for this group, despite their wide online presence.

Dollars Lost: $5000

UT

Date Reported: September 16, 2025

Business Name Used: Genuine Network LLC


Online Purchase - Online Retailer Scam

Pure Asia Seeds Scam I had a terrible experience with this store. They claim to be based in New Mexico, but in reality, they operate from China. I placed an order of nearly $300 worth of various seeds from them on August 6, 2025. After 2 weeks of silence, I emailed them—no response. I reached out on WhatsApp and got a late reply saying some seeds would ship from the U.S. and others from overseas. After 4 weeks of waiting, I finally received a 4 tiny envelope with a few random seeds—not a single packet of what I actually ordered. No moringa, neem, baobab, okra, or hibiscus as promised. I requested a refund through their portal—they refused. I tried again by email and WhatsApp—no response at all. This company is a scam scheme. They take your money, send you worthless seeds, and then ignore you. Save your time and money—avoid Pure Asia Seeds at all costs.

Dollars Lost: $281.19

Unknown Location

Date Reported: September 16, 2025

Business Name Used: Pure Asia Seeds


Phishing

typical pyramid scam, same situation as Selead. took my money in crypto, said if i did the tasks, which were liking videos, i would get it back and more, when i went to withdraw the money "earned" i learned that they scammed everyone involved, and that no one would get their money back.

Dollars Lost: $1700

Unknown Location

Date Reported: September 15, 2025

Business Name Used: Luisa Rosica


Investment - Lightning Shared Scooters Company LLC Investment Scam

I invested my money in LSSC company to get return profit they never pay me back

Dollars Lost: $5000

Unknown Location

Date Reported: September 15, 2025

Business Name Used: Lightning Shared Scooters Company LLC Investment Scam


Online Purchase

I grabbed the following information from the original complaint. I did this because it is extremely detailed and well written outline of what these people do. When I was targeted I was a new mom, terrified to go back to work and suffering in the throws of our current economy. I pleaded on the phone to meet them half way financially and was informed over and over. I wanted to get in-touch with the CEO Connor to discuss that this wasn't what I had signed up for and I wanted out with out losing the entirety of my investment. I was ignored. Now- 7 month later I've asked to be taken off a contact list no less than 50 times, he has at this point responded with "do you want my help or do you just want to complain, because it seems like you just want to complain". They are thieves. I unlike the person below completely lost out on my money. I didn't have the battle in me as a new mom. I wasn't sleeping. I was crying all the time. This company posted a job offer on social media (Facebook/snapchat) stating it was for appointment setting. I was immediately contacted and then I was scheduled a call to interview and then rushed into speaking with a hiring manager who then also claimed he was an operations manager. I was told to find training that they would have to have me open a credit card that they would then reimburse upon completion of training. They had me and many others do this and sign a contract stating that we would be provided all necessary training including scheduled meetings, calls, etc, and that after 60 days the credit line would be paid off by the company. They also rushed me to sign a dispute waiver. However that contract also said we would be offered jobs after 30 days. I was rushed into opening an american express account and card and then paying an upfront fee of $6000 for the training/education (which is not up to par as to what they said). While they also stated that we would be making money as we went. Within the first 24 hours of “training” we were then told the actual job description, which was not at all appointment setting, but calling other people from a call list to hire them on as appointment setters. It's all a BAIT and SWITCH. They bait you with promise of high earnings and learning from the "best" and so you believe it's worth the $6,000, and then they switch from appointment setting to having you join them and get other people trapped. Their commission policy is the workers/people training get a 5% commission starting out. Given the sales they do are in amounts of $6,000, 5% is only $300. They said you can make $500-900 a week. And that's if TWO sales are made from your calls. Wildly low odd and they make promises that you can earn while you learn when they have safely made money off of you and got $6k. This call list they gave was definitely one that I probably was on at some point unfortunately and someone then reached out to me. It's all a complete lie. They have a whatsapp groupchat where they post all the numbers which aren't valid or people who aren't interested and keep everyone who is interested on a spreadsheet. They are diving into people's fear and desperation to earn money (BAITING) and then switching things up to where you're just their customer and a $6,000 sale trying to do everything just to make $6,000 back. They said the part time job is 12-15 hours a week and yet they have us call 50 people twice a day on average and then also leave 50 emails and 50 texts. This work takes longer than the said time. All lies. STAY AWAY from APPOINTMENT SETTING. CONNOR BUTLER Is a CRIMINAL. They also lied about a website stating it was used to report any sort of issues we had with the company. In reality, it was what they charged $6,000 to the credit card through. The website/their partner is Fanbasis.com. Within my first day of training we were instructed to call 50 people twice a day, send 50 emails, and 50 text messages, as well as participate in the daily posted team meetings and calls. They use slack for communication and the leads they post are for getting other appointment setters, not clients. A lie. I got wrapped up in this on May 30th, and I wasn't even added to the slack channel until June 13th. They were not holding up to their side of the contract while also telling us that we had to hit our minimums and watch those videos on time. Once I pointed this out to several “coaches” the rules changed. Suddenly the videos were posted in the mornings, then they were supposedly actually posted later in the day, and then it changed to that the videos would be posted after 24 hours. Simply, they do not do their "job" and post things timely on slack. After days of being lied to I filed a support request with fanbasis to attempt to get a refund, and then I filed a dispute with American Express, the credit card through which the $6,000 was charged. THEY ASK FOR $6,000 up front. The dispute is still in progress and open so I have not received a refund from AMex yet. Everything has been handled over text message and fake phone numbers. I'm worried that these supposed managers will argue and harass me via text and repeated calls if american express can secure me the refund, and then eventually their supposed legal team might even send me repeated emails with threats. Far worse than that, they might get access to my identity information (SSN) through american express (I dont know what they are capable of) or show up at my current address with just the information of my name and phone number. Most employees involved only provide their first names. They asked for no credentials or paperwork other than an address, phone number, and credit score (to ensure they could open a card for that much money) but I'm weary of what other information they have of me. The business has no physical mailing address. I have found many other people who have gotten caught up in this scam via their slack channel and “lead list” of phone numbers. The company has operated under several different names over the last 3 years to avoid people catching on to their scheme (like VALYOU MEDIA LLC, now they go by Appointment Setting Legacy Appointments and Timeless Capital LLC). I know that Yazan Younis, Nikola Savic, Caleb, Erick, Connor Butler (the CEO), Omar Rein, who has gone by Omar Reynoso as well, Jacob Hojara, Lorenzo Boffa, Bradley Geel, Sasha Nichols, and Tina Helzer are involved. Many other people are involved in this whole scam.

Dollars Lost: $6000

NJ

Date Reported: September 15, 2025

Business Name Used: Appointment Setting Co


Travel/Vacation/Timeshare - Online Flight Reservations Scam

Omar Boukhrabine and Arnaud Goumarre from Montreal are running Triips.com, an elaborate false marketing scheme over social media. Using deceptive advertising techniques, they market unbelievably low flight prices to a gullible audience, who has to sign up for a $99/year subscription with a free trial in order to gain access to their email service, which (no surprise) does not match any of the fake deals they promote. They even pay UGC creators pennies to propagate this false advertising. They’ve already changed the name of their company once to distance their terrible product from awful reviews.

Dollars Lost: $0.0

Montreal-

Date Reported: September 13, 2025

Business Name Used: Triips.com


Romance - United Crystal Capital / Martin Jefferson

I met someone Facebook requesting to be my friend. After we talked for a while. Then they started asking for money. They advised me to pay this company to have my name added to his account because it was locked. And he needed someone he could trust to put their name on the account to access his funds for him. This company took $5,000.00 to add my name to account. The account holder said once I paid the money I could access the account and my money would be returned. The account was opened but only for viewing. Then they told me I had to be added as a beneficiary in order to send money any that I needed to pay 20,000.00 to have my name added. I said no and the account holder convinced me to help come up with half so that I could get my money back. I sent another 11,000.00 because the account holder couldn't come up with all of his money. The business had us fill out some paperwork to verify our identity and sign the document and send back to them. Instructions were followed and then they came back and asked for a marriage license. We're not married so there wasn't a marriage license to send. The account holder then said we could get a marriage license but we would have to pay for it. We began arguing because I said I wasn't paying anymore money. He kept on until he convinced me to send his lawyer $1,000.00 saying he would pay his lawyer after the account was opened. The lawyer said we needed to come up with a $10,000 fee that the 1,000.00 wasn't enough. That's when I asked the lawyer to return my 1,000.00 and he contacted his clients and said he wasn't going to return my money. The person that approached me on Facebook name given was Martin Jefferson. But the picture he disguised himself as is not him. I also had given other monies before he came up with this banking scheme. He would come up with one scheme after another to get money out of me. He ask for money for phone minutes, food, retirement papers, hospital bills, medicine daughter's broken phone. He would beg and beg until I would give in. He claims he worked on a rig on a ship and his account was locked and his debt card expired. He showed me an account with his name and picture on it showing millions of dollars. He used the bank account to keep me giving him money and saying I will get my money back. I went on YouTube and started watching scam videos and that's when I realized I had been scammed. Please help me to recover my hard earned money. [email protected] The platform used was Whatsapp. He advised me to move here so we could have a more private conversation.

Dollars Lost: $16000

Seattle, WA- 98101

Date Reported: September 12, 2025

Business Name Used: United Crystal Capital / Martin Jefferson


Employment - Paladin

I work for Tesla. I hosted a demo drive tutorial with an older couple. A week later I received a phone call on my work landline requesting to speak with me. I was offered a job opportunity explaining his daughter was able to quit her day job and is expanding her company thinking I would be an ideal fit. He asked if I was willing to learn more over coffee. I was on the clock and unable to ask clarifying questions regarding the opportunity. I agreed to coffee. I gave him my personal number and shortly received the scam like text. “ Hi! This is Emily Anderson from Paladin. I’m reaching out to share a popular online part-time opportunity that has generated a lot of interest. We’re looking for part-time remote assistants aged 23 or older who can earn $250–$500 per day, with a guaranteed $1,000 base every 4 working days. The schedule is fully flexible—you’ll only need 60–90 minutes a day, 4 days a week, and we provide complete training. Your role will be to assist merchants by updating listings and improving visibility, helping to drive more customer bookings. You can work entirely from home and set your own schedule. We also offer 15–20 days of paid vacation each year, along with standard leave benefits. We currently have a limited number of positions available.To apply, simply text “Yes” and we’ll send you the full details.” He was communicating from a separate number. During the coffee conversation experience I was able to gather enough to put together this was an attempt to rope me into a pyramid scheme.

Dollars Lost: $0.0

Tualatin, OR

Date Reported: September 12, 2025

Business Name Used: Paladin


Employment - AO Global Life

AO global life is a pyramid scheme. They contacted me for an interview as if I had applied to them but I had not. They work on commission and want you to recruit other people into the company

Dollars Lost: $0.0

Unknown Location

Date Reported: September 12, 2025

Business Name Used: AO Global Life


Advance Fee Loan

I am submitting this report to alert you to a persistent scam targeting my phone via text messages. Over the past several days, I have received multiple messages—two to three per day—from various phone numbers. Each message claims to be from “The Loan Department,” yet no legitimate company name is ever provided. The texts state that my loan application has already been approved for varying amounts (ranging from $85,000 and up), and that they simply require a few additional details to finalize the process and issue a check. I want to emphasize that I have **never applied for any loan**, making it clear that these messages are fraudulent attempts to obtain my personal information. Key red flags include: - No company name or verifiable contact information - Inconsistent loan amounts across messages - High frequency of messages from rotating phone numbers - Requests for sensitive information under false pretenses This appears to be a coordinated phishing scam designed to exploit unsuspecting individuals by impersonating a financial institution. I am concerned not only for my own privacy and security but also for others who may fall victim to this scheme. I respectfully request that the BBB investigate this matter and, if possible, take steps to identify and report the source of these fraudulent communications. I am also willing to provide screenshots or additional documentation if needed.

Dollars Lost: $0.0

Unknown Location

Date Reported: September 11, 2025

Business Name Used: N/A


Advance Fee Loan

I am submitting this report to alert you to a persistent scam targeting my phone via text messages. Over the past several days, I have received multiple messages—two to three per day—from various phone numbers. Each message claims to be from “The Loan Department,” yet no legitimate company name is ever provided. The texts state that my loan application has already been approved for varying amounts (ranging from $85,000 and up), and that they simply require a few additional details to finalize the process and issue a check. I want to emphasize that I have **never applied for any loan**, making it clear that these messages are fraudulent attempts to obtain my personal information. Key red flags include: - No company name or verifiable contact information - Inconsistent loan amounts across messages - High frequency of messages from rotating phone numbers - Requests for sensitive information under false pretenses This appears to be a coordinated phishing scam designed to exploit unsuspecting individuals by impersonating a financial institution. I am concerned not only for my own privacy and security but also for others who may fall victim to this scheme. I respectfully request that the BBB investigate this matter and, if possible, take steps to identify and report the source of these fraudulent communications. I am also willing to provide screenshots or additional documentation if needed.

Dollars Lost: $0.0

Unknown Location

Date Reported: September 11, 2025

Business Name Used: non given


Employment - Neiman Marcus Spoof

I would like to bring to your attention a troubling situation involving my mother and an alleged online job opportunity with a company claiming to be "Neiman Marcus." She was led to believe that by participating in their profit-sharing program, she would earn a substantial return. However, once involved, she was repeatedly pressured into paying fees under the guise of a “fee-for-bonus” scheme. She was required to make three separate service fee payments to Vietnamese bank accounts in order to unlock her supposed bonus. At the conclusion of the online work, she was told she had earned $891,831. But before receiving any funds, she was suddenly required to pay $223,000 in taxes—allegedly a percentage of her profit. After paying that amount, she was then told to pay an additional $170,000 in transfer fees, again to Vietnamese accounts. On top of that, she was forced to pay another $133,000 labeled as a final service charge. In total, my mother has paid staggering amounts under pressure—hoping to receive her promised earnings. It has now been five months, and the company continues to demand more, despite her being financially drained. We kindly urge the investigative authorities to look into this matter urgently. All related documentation, including payment records and receipts to foreign accounts from foreign, I uploaded the information that they forced us to send and its aready submitted with this report. Please help us seek justice and recover the funds my mother has lost

Dollars Lost: $52600

New York City, NY

Date Reported: September 11, 2025

Business Name Used: Neiman Marcus Spoof


Employment - Employment

Offering a fake job that isn't even listed on the actual website

Dollars Lost: $0.0

Alpharetta, GA- 30020

Date Reported: September 10, 2025

Business Name Used: Pyramid Consulting-IMPOSTER


Retail Business

(Joint Checking account) We were charged without authorization from our joint checking account by: a) ID Guard LLC b) Savers Club LLC c) Reach Lifestyle Programs I/We never signed up for their services, and we believe this to be a fraudulent scheme targeting consumers with unauthorized recurring charges. The charges appeared as follows: -ID Guard LLC - the charges appeared each month (for 9 months) starting in December 2024 and has continued to this current date (Sept 2025 EXCEPT for June) for $34.99 - 9 transaction so far I am disputing it with my bank. Please investigate and take enforcement action. ___________________________________________________________ -Savers Club LLC - the charges appeared each month (for 9 months) starting in December 2024 and has continued to this current date (Sept 2025 EXCEPT for June) for $31.27 - 9 transaction so far I am disputing it with my bank. Please investigate and take enforcement action. _________________________________________________________ -Reach Lifestyle Programs - the charges appeared each month (for 8 months) starting on December 16, 2024 through July 2025) for $98.72 I am disputing it with my bank. Please investigate and take enforcement action. ***All transactions were e-checks/ach debits

Dollars Lost: $314.91

ST LOUIS

Date Reported: September 10, 2025

Business Name Used: ID GAURD LLC AND SAVERS CLUB LLC AND REACH LIFESTYLE PROGRAMS


Online Purchase

This is a money scheme. I paid extra for expedited shipping. I didn’t get my products in time so I cancelled the order. Half the order came a month later and when I contacted them, they would not return even when i said i had cancelled the order. They then are proceeding to ship the other half of my order.

Dollars Lost: $132

Unknown Location

Date Reported: September 10, 2025

Business Name Used: Margovil


Debt Collections

Following receipt of a second fabricated legal notice falsely attributing debt to my identity, my Social Security number was frozen, and my bank account was locked within days. These actions occurred despite verified federal documentation and prior identity theft reports. The notice was routed through a compromised email channel previously linked to Premier Student Loan Center, and included a fabricated docket number and seizure threat. This constitutes coordinated credential sabotage and procedural obstruction, and aligns with the broader pattern of harm documented in my federal complaint. The fabricated legal notice falsely attributes a debt to Speedy Cash, a lender with which I have never held an account or initiated any transaction. I have never taken out a cash advance loan of any kind—only federally backed student loans. This misattribution constitutes identity laundering and financial defamation, and aligns with the broader pattern of procedural obstruction and impersonation documented in my federal complaint. The only ones that I’ve ever taken out are student loans and I recently on September 2 opened up a borrower’s defense to repayment due to third-party identity fraud linked to premier student loan center and fed loan servicing, and immediately I started having issues with my Social Security number, being flagged, federally, and Capital One who I bank with and have credit through froze all of my accounts so I think this is part of a bigger scheme

Dollars Lost: $0.0

Seattle, WA

Date Reported: September 10, 2025

Business Name Used: National Debt Recovery Collector


Utility - Phishing Scam - Con Edison Impostor

A man called the office I work for, claiming to be a rep from con Edison electricity. American accent, good English. I could hear the echo of my responses in the background Asked me to “just confirm payment” otherwise the service will be disconnected, left a callback number +18772747832 And a call reference number I googled this callback number to make sure it's held by con Edison and boom found this page about their scam scheme P. S. I contacted the office owner they don't even have con Edison

Dollars Lost: $0.0

New York City, NY

Date Reported: September 9, 2025

Business Name Used: N/A


Online Purchase

I purchased a male Ragdoll kitten from a breeder online through their website, dreamkittenshome.com. After paying $665, I was informed at the last minute that I needed to pay an additional fee for a special “air-conditioned travel crate” in order to receive the kitten. This requirement was never disclosed prior to payment, and I have repeatedly requested a refund of $665 when I refused to pay the additional crate fee. The breeder keeps redirecting me to a “shipper” who does not respond, and they continue to pressure me emotionally to pay more money. I have contacted my bank to dispute the $665 payment, and they have initiated an investigation. I believe this may be a fraudulent scheme, as the breeder and shipper are uncooperative, demand unexpected fees, and are using manipulation to try to extract more money from me

Dollars Lost: $665

IL

Date Reported: September 9, 2025

Business Name Used: Dream Kittens Home


Investment - Online Investment Scam

People were making money, so I invested $1200 and only received $350 back. They completely changed the scheme and renamed it xael-ai. We were either forced to pay up or recruit others before we could earn any money.

Dollars Lost: $900

New York, NY- 10006

Date Reported: September 9, 2025

Business Name Used: Times Trend Media


Employment

I was recruited into a fraudulent “appointment setting” scheme advertised on Instagram. After submitting my credit score, I was contacted the same day (July 9, 2025) by someone named Samar, who arranged a Zoom interview with a supposed hiring manager named Erik. I was then placed on a call with Yazan Younis (438-379-1855) to discuss my “career goals.” During this call, Younis pressured me to apply for multiple credit cards to fund their so-called “training program.” After I repeatedly declined, he convinced me to apply for an AMEX Gold card. He even called American Express directly and merged me into a three-way call with a customer representative to ensure approval. Once I was approved, Younis immediately charged $6,000 in two transactions ($1,000 and $5,000) under the merchant name Fanbasis, rather than Appointment Setting Co., which was a deliberate attempt to deceive me. After making the payment, ASC invited me to their Slack channel, where “executives” posted vague motivational messages and directed new “trainees” to lead-generation tasks. These so-called “warm leads” were essentially just other people who had responded to the same Instagram ad, essentially recruiting victims into the same scam. The contract they required me to sign contained several alarming red flags: - A chargeback prohibition that stated I could not dispute any charges. - A vague job placement guarantee contingent on impossible quotas (50 daily touchpoints involving calls, texts, and emails). - A non-disparagement clause that prevented me from posting negative reviews. - A payment obligation regardless of services rendered, binding me even if ASC failed to deliver any training. They promised that if I worked 15 hours per week, I could earn $3,000 per month, and if I worked 30 hours or more, I could earn $6,000 or more per month. In reality, the quotas required far more than the promised 15 hours per week. This was a classic bait-and-switch tactic: they marketed the program as flexible training and job placement but pressured participants into recruiting others under burdensome terms. I completed one vague introductory call in mid-July and scheduled my first onboarding call for late July. However, the person on Zoom gave evasive answers and pushed me to book another onboarding session, with the earliest slot being weeks out. When I reached out for help via Slack, no one responded—communication ceased entirely. Shortly afterward, I received suspicious texts and emails from “Tina Helzer” in the Finance Department at ASC, requesting that I authenticate my AMEX card for direct deposit. Her email addresses contained misspellings, and subsequent correspondence came from different domains and phone numbers, raising further red flags. Realizing I had been scammed, I contacted AMEX on July 23, 2025, to dispute the charges. AMEX confirmed that the merchant was Fanbasis (not ASC) and refunded the full $6,000 within 24 hours after launching a fraud investigation. Since early September 2025, I have been harassed daily with threatening emails and texts from: - “Tina Helzer” (Finance Department) - “Samantha G.” (Legal Team) - An unnamed “3rd Party Resolutions Specialist” - Entities using the names Timeless Capital LLC and Appointment Setting Co. These individuals falsely claim that I breached a “legally binding” contract, demanding repayment of $6,000 and threatening collections and legal action. Their communications use scare tactics, arbitrary deadlines, and vague legal jargon. They have even admitted to retaining “DocuSign records and call recordings,” but refuse to provide legitimate documentation. Their website, which previously operated under “AppointmentSettingCo.com,” has since disappeared. Based on reviews and reports, this company has repeatedly changed its name and legal entities (e.g., ASC, Timeless Capital LLC, Fanbasis) to avoid accountability. This is not a legitimate training or hiring company. No legitimate company would contact you using a general Gmail address and harass you over texts, calls, and emails. It is a coordinated scam designed to steal money through credit card fraud, deceptive contracts, and persistent harassment. I have filed a complaint with the FTC as well as with my state’s Attorney General’s office. Unfortunately, it has become clear that there is virtually no way to track down or hold the individuals involved accountable, as they hide behind constantly changing business names, fake titles, disposable phone numbers, and free email accounts. Just a few days ago—nearly a month after cancelling the AMEX Gold Card they had on file—I checked the Slack workspace where all communication was taking place and discovered that I had been completely removed from the group. This appears to be a common tactic they use once they realize a victim has stopped making payments or initiated a chargeback. Their disappearance makes it nearly impossible to get any clear information about who they are or where they operate from. Adding to the confusion is the fact that the individuals themselves often go by vague or inconsistent names. While I recall speaking to “Samar,” “Erik,” and “Yazan Younis” during the initial recruitment process, my onboarding calls and Slack conversations included people whose names I can hardly remember, many of whom provided no last name at all. The so-called “Finance Department” representative, Tina Helzer, used multiple phone numbers and Gmail addresses, and the supposed “Legal Team” contact, Samantha G., also used an unprofessional email address. These shifting identities make it clear that this is a coordinated scam run by a rotating cast of people who vanish the moment they are challenged. I strongly urge the Better Business Bureau (BBB) to flag this company under all known aliases (including Appointment Setting Co., Timeless Capital LLC, Fanbasis, and any new shell names they adopt) to prevent others from being exploited.

Dollars Lost: $0.0

Gainesville, FL

Date Reported: September 9, 2025

Business Name Used: Appointment Setting Co. Timeless Capital LLC


Investment - finco law

I am writing on behalf of a resident of the United Kingdom, to submit a complaint against a purported U.S. law firm identifying itself as “Finco Law LLP,” with a listed address at 60 Long Ridge Road, Suite 309, Stamford, CT 06902. Mr. Jordan was contacted by representatives of Finco Law LLP regarding an alleged “securities transaction” involving shares of Alternative Diesel Investments. He was provided with documents purporting to be a Securities Purchase Agreement and a Payout Settlement Agreement, which required him to pay substantial upfront fees described as “refundable reaccreditation deposits” in order to release supposed sale proceeds (see pages 2, 4, and 6 of the attached materials). At Finco Law LLP’s instruction, Mr. Jordan wired funds totaling approximately $7,500 USD to an offshore entity, DM Solutions PTE LTD, located in Singapore (see invoices dated August 5, 2024, and September 12, 2024, attached as pages 1 and 3). Despite sending these funds, no securities were delivered, no proceeds were released, and all further attempts to communicate with Finco Law LLP have been ignored. Key concerns include: False representation: The firm presents itself as a Connecticut-based law firm but is not registered as such with the Connecticut bar or Secretary of State. Advance-fee fraud: My client was asked to pay significant deposits to release non-existent investment proceeds. Use of offshore accounts: Payments were directed to unrelated third-party companies in Singapore, not to a legitimate escrow or U.S. financial institution. Pattern of fraud: The documentation (attached) demonstrates a deliberate scheme to induce payment under false pretenses. Mr. Jordan is a UK resident who reasonably believed he was dealing with a legitimate U.S. law firm. He has now lost the equivalent of approximately £6,000 GBP and seeks any assistance or investigation that the BBB can provide to alert others and hold this entity accountable. Please find enclosed copies of invoices, agreements, and correspondence evidencing this fraudulent scheme. We respectfully request that this complaint be recorded in the BBB system to warn other potential victims. If you require additional information or sworn statements from Mr. Jordan, we will be glad to provide them. Thank you for your attention to this matter. Respectfully,

Dollars Lost: $7500

Stamford, CT- 06902

Date Reported: September 8, 2025

Business Name Used: finco law


Investment - Lightning Shared Scooters Company LLC Investment Scam

His name is Ethan Williams and promised to give some money in returns and was able to withdraw money once

Dollars Lost: $15000

Unknown Location

Date Reported: September 8, 2025

Business Name Used: Lightning Shared Scooters Company LLC Investment Scam


Home Improvement - Home Improvement Contractor Scam

Contractor Christopher Delmaro, operating as Metro Roofing and Contracting, was hired to perform renovation work at 3205 D Street SE, Washington, DC 20019. A $60,000 down payment was paid to Mr. Delmaro in good faith in three installments at the start of the contract. After receiving the third payment of $36,000, Mr. Delmaro failed to return to the property or perform any of the agreed-upon work. Numerous attempts to contact him were unsuccessful. No refund was provided. This appears to be a deliberate scheme to accept large advance payments without providing services. His actions have caused significant financial harm and delay. I request that your office investigate Mr. Delmaro and his company for contractor fraud and unfair trade practices and take appropriate enforcement action, including restitution.

Dollars Lost: $60000

Springfield, VA- 22153

Date Reported: September 7, 2025

Business Name Used: Metro Roofing Contracting


Other

To the Better Business Bureau, I am filing a complaint against Capital DF regarding predatory lending practices targeted at my father, ****** ********. Recently, my father was presented with a “loan proposal” and “fee worksheet” that can only be described as an attempt to scam him out of his home equity. The issues include: • Excessive and Abusive Fees: Over $21,000 in closing costs were stacked with unnecessary broker, processing, underwriting, and administrative charges. • Exorbitant Interest Rates: He was quoted rates of 10.5–10.95%, far above fair market rates, despite a loan-to-value of only 54%. • Misrepresentation of Terms: One document listed a 7-year interest-only loan, while another showed the loan was due in 6–12 months with a full balloon payment of $475,000. This bait-and-switch tactic is deceptive and misleading. • Equity Stripping Scheme: After debts and fees, my father would have received only a few thousand dollars in proceeds, while being forced into an unaffordable monthly payment of over $4,300. The structure of this loan all but guarantees foreclosure, allowing the company to profit by stripping away his equity. This conduct is unethical, predatory, and exploitative, especially toward an elderly borrower. It is clear this company was not offering a legitimate financial solution, but rather attempting to place my father into a loan designed for him to fail. I am requesting that the BBB investigate this company’s practices, warn other consumers, and hold them accountable for misleading and abusive lending tactics. Sincerely, ****** ********* On behalf of [Father’s Full Name]

Dollars Lost: $0.0

West Covina, CA- 91791

Date Reported: September 7, 2025

Business Name Used: Capital DF


Employment - Employment

Wayridge Transportation presented itself as a legitimate employer, but the entire operation was a scam. I was “hired” by the company and instructed to receive packages at my home, re-label them, and mail them out. They guaranteed me a salary of $4,400 per month with the promise of additional bonuses for each package I mailed on time. I completed the work as instructed, processing and shipping their packages, but when payday arrived, I never received my wages. Despite repeated attempts, no payment was ever made. The setup follows a known scam pattern called a reshipping or package forwarding scam, where scammers recruit people to handle stolen goods, making the worker unknowingly complicit while never paying them for their labor. Wayridge Transportation lured me in with promises of high pay and bonuses, but ultimately defrauded me of my time and effort. I would like something to be done about this because it is a federal offense to use the mail system in a fraudulent manner. This company not only scammed me but may also be using unsuspecting workers as part of a larger criminal scheme.

Dollars Lost: $4560

Jackson, MS- 39201

Date Reported: September 5, 2025

Business Name Used: Wayridge Transportation


Investment - Del Mar Energy Inc. Investment Scam

Trying to withdraw money off of the platform and they aren't depositing my money at all and just want me to reinvest on the platform. Nobody wants to communicate with me and just playing games. You try to call the phone number and nobody calls back. Its a multimillion dollar Ponzi scheme I believe. There's more than the 97000 that they don't want to let me withdraw. I have plans that I can withdraw daily and they're holding my money.

Dollars Lost: $97000

Dallas, TX- 75204

Date Reported: September 4, 2025

Business Name Used: Del Mar Energy Inc.


Counterfeit Product - Appointment Setting Company

I was scammed by “Appointment Setting Company” (appointmentsettingco.com) starting January 14, 2025. They advertised a remote appointment setting opportunity that required completing training modules and outreach tasks, promising payment and eventual employment. Instead, they pressured me to open multiple credit lines to pay them, misrepresented the nature of their business, and failed to pay me a single cent. Their operation follows a pyramid scheme-style model, exploiting desperate job seekers and leaving them in debt. On January 14, 2025, I was contacted by Appointment Setting Company (appointmentsettingco.com) regarding a work-from-home appointment setting role. They claimed I could earn income after completing training and daily outreach. They required me to pay for their program and instructed me to open new credit lines to cover the cost. I opened five credit lines—Wells Fargo, Apple Card, Discover, Capital One, and PayPal—totaling $6,350 under my name, solely to pay them. I completed their required daily work for 45 consecutive days, which included sending 50 emails, 50 messages, 50 phone calls, and completing all online training modules twice. After reviewing my work, they manipulated their system to falsely show that I had only completed 50% of the modules, despite my actual 100% completion. When I questioned them, they promised a resolution and full refund, urging me to cancel my disputes. They called me repeatedly, threatened legal action by email, and scheduled Zoom meetings they recorded—appearing to delay me until the dispute window expired. They never provided a job, payment, or the promised refund. The misconduct included misrepresenting the nature of the job, which was actually a pyramid scheme requiring members to recruit and scam others to recoup their own investment. They required me to open credit accounts in my name to pay them, taking advantage of my unemployment and financial vulnerability. They manipulated training completion data to create false grounds for withholding payment and used intimidation tactics, including threats of legal action and constant calls, to pressure me into canceling disputes. They deliberately delayed resolution until dispute deadlines expired. The financial impact has been severe. My total loss is $6,350 across five credit lines (Wells Fargo, Apple Card, Discover, Capital One, and PayPal), and I am currently carrying debt from these accounts with accruing interest. Discover, in particular, failed to return the $1,500 charged to my account and is now billing me monthly with interest, even though I was scammed and have no income. This has been extremely unfair and unethical, adding to the financial strain. I received no income despite meeting all contractual obligations. The emotional and mental impact has been equally damaging, causing extreme stress, anxiety, and mental health strain from the debt and deception. I have experienced sleepless nights, headaches, and recurring dark thoughts, along with feelings of betrayal and hopelessness due to being exploited during a period of unemployment.

Dollars Lost: $6350

Unknown Location

Date Reported: September 3, 2025

Business Name Used: Appointment Setting Company


Employment - employment

I was offered a job initially over email. I was offered an Zoom interview within hours of applying. Then an in-person (contacted via text message) interview. I submitted my resume with my name, phone number, and email via Indeed. I was then invited to a zoom call with a hiring manager (08/29/25). I got called back for an in person interview today, Labor Day, (09/01/25). I was told that it was 100% performance based. They mentioned three big companies, Lifeline, TrueConnect, Verizon/T-Mobile. I was actually contacted by a similar company in the same area San Bernardino, advertising and offering the same information with same said companies (within the same hour I was commuting) to the interview for J.D.I Systems. The interviewer that went by the name, "Giselle" was reading off of a script/notebook the entire time, and asked for my resume despite me already using it to apply on Indeed. I actually even applied on their website directly and uploaded my resume there as well. I did think it was a bit strange that this person asked for my resume after I had already provided it to the company. After both interviews I was given a specific time that I would be called. I received a call much (hours) later. 08/29/25 at 7pm. Today, 7pm. There was no real information to find online, nor reliable reviews, (potentially bot looking reviews), or variety of employees (same three to four employees pictured in every picture) on their social media. I did discover that the same "hiring manager" whom is going by the name "Yesenia", from "J.D.I Systems," was on the same social media page for another company "SZ Freiheit", that tried recruiting me today. It was indefinitely then that I realized I was potentially being targeted into a Ponzi scheme of some sort. The main hiring manager name on the bottom of the emails from "J.D.I Systems" is Jorge Aguilar.

Dollars Lost: $0.0

Grand Terrace, CA- 92313

Date Reported: September 2, 2025

Business Name Used: J.D.I Systems/SZ Freiheit


Other

A Craigslist post advertising a free Baldwin baby grand piano turned out to be a scam. The initial contact, “Mary Dukert” ([email protected] ), claimed she was downsizing after her husband’s death and directed the inquirer to “Nicole Barnes” at a fake moving company, MoveBrokerPro ([email protected] , 929-463-0854, movebrokerpro.com). The website lacked legitimacy, and Barnes pushed for personal details to create a delivery invoice. Domain records show movebrokerpro.com was registered on June 10, 2025, to Richard Poe of Youngstown, OH, using the email [email protected] —an address previously reported in other piano scams (StopScamFraud case #30610). This scheme follows a common pattern: offering a “free” piano, then pressuring victims into paying fraudulent moving fees.

Dollars Lost: $0.0

Youngstown, OH- 44512

Date Reported: September 2, 2025

Business Name Used: Movebrokerpro


Other - States Paving LLC

This business is running a bait and switch scheme. A 19 year old came in to my salon and said he had some leftover asphalt and asked if I wanted him to fix my parking lot. I said sure, how much… he said $7 per square foot and that he did not have much asphalt. I told him to cover the dip in my lot and to let me know a cost. He never came back in and shared a cost. A bunch of Hispanic workers were in the parking lot for an hour sitting, I went outside and asked what they would be repairing and the worker pointed to the pot hole. I went back in the salon to finishing working and I looked up and noticed trucks pouring a lot of asphalt and they nearly poured 75% of my parking lot. The young boy appeared and said that the cost was $14,000.00. I never got an estimate, invoice or contract to sign. I said that was insane and I just wanted to pothole fixed. He said he didn’t know how much asphalt he had and they just poured what they had. I said, I never agreed to that. The boy went on to argue with me and then took the price from 14k, to 10k then to 7k cash. Then I knew something was not right. He then panicked and said he’d lose his job and the company doesn’t care about him. I then called the company and the owner turned out to be the boys brother. This company is scamming people and getting away with it. Then the owner texted me the attached. He basically said he would pull up all the asphalt that they laid without my permission, melt it down and use on another job. I am a hardworking small business. It’s sad that companies like this prey on people like us. I’ve since read their reviews and this is not the first time that they’ve done a bait and switch scam.

Dollars Lost: $0.0

Waterford, MI- 48329

Date Reported: September 2, 2025

Business Name Used: States Paving LLC


Government Grant - Fake Government Grant Offer - Phishing Scam

I received a phishing/scam phone call claiming to be from the “Emergency Government Fund,” telling me I was eligible to receive $32,000 in grant funding. The caller used an automated system and instructed me to press 1. I was then asked for personal information and told that in order to access the grant, I needed to send a refundable deposit of $50. I was given two callback numbers: 619-704-2399 and 833-867-3774. After complying, I realized this was fraudulent and both my personal information and money were compromised. I want to warn others about this scam so they don’t fall victim to the same scheme. I hope that the BBB can document these phone numbers, alert the public, and help prevent this company or group from targeting others.

Dollars Lost: $50

NY

Date Reported: September 2, 2025

Business Name Used: Emergency Government Fund


Utility - Phishing Scam - Con Edison Imposter

On August 30, 2025, I received a phone call from someone claiming to be a Con Edison representative. The caller stated that my utility service would be disconnected if I did not immediately pay a balance of $998.56. I asked if the bill could be paid via debit card, but I was told that, because it was a weekend, Con Edison would only accept cash. I was instructed to withdraw money from my bank and then pay in cash at a Walgreens or CVS using a barcode they provided. I followed these instructions and paid the amount. Shortly after, I was told that I had to pay an additional $1,000 to prevent service disconnection, with the promise that this amount would be refunded in three business days. I spent this amount as well. On September 2, 2025, when I called the same number to confirm the refund, I was told I needed to pay another $500 to have the refund mailed overnight. I complied, but became suspicious. I then contacted Con Edison directly and learned that I had been scammed out of a total of $2,500. I immediately reported the incident to my bank’s fraud unit. However, since the payments were made in cash, the bank informed me they could not issue a refund. This was a fraudulent scheme impersonating Con Edison, and I lost $2,500 as a result.

Dollars Lost: $2500

New York, NY

Date Reported: September 2, 2025

Business Name Used: N/A


Investment - VaultXExchange

Was using this fake trading platform with a whatsapp community called the "CAI" Community lead by "Proffesor Alaric Bennet" who built a scheme sharing investment strategies to get people into this community, send people a small gift, like a cool pen or bookmarkers, etc. Led me on for about a month until we starting trading together on this VaultX Elite trading platform, who only takes members on an invite basis. I put $5000 down and they let me take out about $2000 before they locked my account out after i started seeing thru their scheme. I had over $10,000 in my account at one point using their "investmenet strategies". Then my account liquidated due to a bad trade they gave me which resluted in me losing the rest of the $3000 initial amount i still had invested. There was $805 in a seperate wallet in the platform that wasnt involved in the bad trade liquidation. I tried to get that money moved out of the platform back to my crypto wallet but they had locked my account out. This was many weeks ago now and my account is still locked out and no answers from any support or anyone. It was 100% a slow played scam from the start. They are getting too crafty with these scams....

Dollars Lost: $3000

Unknown Location

Date Reported: September 2, 2025

Business Name Used: VaultXExchange


Online Purchase - Hunting Gear Tester Scam

Was a facebook or Instagram add for hunting fear testers, the first order i got a temu version of a pocket knife. I have been charged 3 times since on my card ang not received a prodect, i can't get ahomd of anyone and the email addresses don't seem to go anywhere. DONT FALL FOR IT LIKE I DID

Dollars Lost: $47.93

Odessa, FL- 33556

Date Reported: September 1, 2025

Business Name Used: Primal linked


Phishing

When I answered the phone, which was a number I had not recognized, the person on the other and said his name was Eric and that he was an attorney representative of Publisher's Clearinghouse, to let me know I had won $2.5 million dollars. I told him I know how this works and a prize patrol would be at my door if that were the case. He told me they had been trying to reach me and I told him that was untrue. After quite a bit of time that he attempted to convince me, he sent a link by email that did actually looked real. My second mistake was tapping the link which takes you to what looks official. he told me to put in a code and information that I was a winner would come up. It actually did have my full name and amount won 2.5 million. He then gave me a 800 number that he claimed was Bank of America escrow. He gave me an account number and a 4 digit pin that would verify that money is in that account. He told me to go through the prompts to verify that that money was there. He never asked me for any money at all. I followed instructions and an automated voice told me my full name that I had 2.5 million in the account. He asked me to call him back which I did not. I blocked his number and begin my own investigation. I telephoned the real Bank of America and spoke to the fraud department. They could not figure out this scheme but they advised me that it could be some sort of money laundering. This has been a terrifying experience.

Dollars Lost: $0.0

CA

Date Reported: September 1, 2025

Business Name Used: For Publishers Clearinghouse -IMPOSTER


CryptoCurrency - GeniZenith Exchange

Business Name: BOTE Finance Institute (also operating under (“GeniZenith Exchange”) Individuals Involved: “Professor” Paul Hoffman, Thalia Andrews, Michael Henderson, Lachlan Waverly Complaint: I am filing this complaint to warn others about fraudulent and unlawful practices by the GeniZenith Exchange, which is being promoted and endorsed by the so-called BOTE Finance Institute. www.botefinanceinstitute.com I deposited funds into GeniZenith following the exact instructions given by their online customer support. After my deposit, they froze my withdrawal and demanded an additional “refundable risk deposit,” claiming it was required under AML/KYC guidelines. This is completely false — AML/KYC requires identity verification, not extra deposits to release your own money. When I refused to pay more, the situation escalated into: • Shifting excuses and contradictory instructions from staff, including Professor Hoffman and Thalia Andrews. • Mockery, insults, and unprofessional conduct when I raised legitimate concerns. • Threats of identity theft — they sent back an image of my own driver’s license and claimed they would use it to apply for loans in my name. • Explicit threats of violence — including written statements that a “hitman” had been hired against me. The names consistently tied to this scheme are: • Professor Hoffman – promoter/endorser of BOTE Academy and GeniZenith. • Thalia Andrews – assistant who removed me from groups the moment I inquired about my funds, later mocking and dismissing me. • Michael Henderson & Lachlan Waverly – both connected to communications and decision-making around this platform. This is not a misunderstanding. This is fraud, extortion, blackmail, and identity theft. Resolution Sought: • Immediate release of my funds to my withdrawal address. • Full accountability from BOTE Financial Academy and the individuals named. • A public warning issued so no one else falls victim to these predatory practices. Supporting Evidence: I have preserved all chats, wallet addresses, TXIDs, IP addresses and screenshots of threats. These materials are also being submitted to IC3 (FBI), FTC, CFTC, my State Attorney General, and local law enforcement. *** !!!WARNING WARNING WARNING!!!*** Consumers are advised that BOTE and GeniZenith have been reported as fraudulent investment platforms engaging in deceptive practices, including blocking withdrawals and imposing unlawful payment demands; individuals should exercise extreme caution and avoid any financial dealings with these entities.

Dollars Lost: $2000

New York, NY- 10007

Date Reported: August 31, 2025

Business Name Used: GeniZenith Exchange


Employment - Parcel Cove

I did an interview and they told me I was going to start a job. That a package was on the way as we speak they sent me stuff to set up my dashboard I went and watch all the videos and went to the package setting. Well I realized how much I would be making and the fact that, them sending me somebody else's package for me to inspect and resend it back out that didn't even make sense. So I started looking into it and realized that it was a scheme and apparently items may or may not be getting purchased with illegal credit cards I'm not sure but the more I read about it the more it has to be a scam and when this package gets here Wednesday I'm taking it directly to the police station so watch out for these people guys because it's crazy

Dollars Lost: $0.0

Unknown Location

Date Reported: August 30, 2025

Business Name Used: Parcel Cove


Employment

Timeless capital LLC is a pyramid scheme that gets you to pay $6000 for job placement that you never receive, instead they “hire” you to call other people and get them to spend the same $6000 that you spent. I’m too honest that I didn’t get anyone to sign on. But I did dispute the charges to my card as the “contract” with a fake company can’t hold up when the company is real. I’m being threatened with legal action, but with pyramid schemes being illegal- I’m not worried about it and they can try their luck.

Dollars Lost: $6000

Unknown Location

Date Reported: August 29, 2025

Business Name Used: Timeless capital LLC


Investment - Lightning Shared Scooters Company LLC Investment Scam Bonchat

I was scammed by the company LSSC the told me if I spend $1000 or more,I gonna make a profit everyday.I just sent the money after 5 weeks they blocked me on the app "Bonchat".

Dollars Lost: $1000

Aurora, CO- 80014

Date Reported: August 29, 2025

Business Name Used: Lightning Shared Scooters Company LLC Investment Scam


Employment - Employment

They contacted me about a job opportunity, which was similar to one I applied for on indeed. They asked me questions about sending and recieving packages. Then they sent me this contract "WaveNest Express :: CONTRACT Lucid Themes 25 - 32 minutes EMPLOYMENT CONTRACT THIS EMPLOYMENT CONTRACT (this “Agreement”) dated as of BETWEEN: WaveNest Express " Limited Liability Company ( WaveNest LLC. legal name) whose registered office: Address: 111 E Capitol St #16, Jackson, MS 39201 (the “Employer”) AND Background: A. This Agreement shall be construed and enforced in accordance with the laws of the State of MS, United States of America. B. The Employer desires to employ the Employee and the Employee has agreed to accept and enter such employment upon the terms and conditions set out in this Agreement. IN CONSIDERATION OF the matters described above and of the mutual benefits and obligations set forth in this Agreement, the receipt and sufficiency of which consideration is hereby acknowledged, the parties to this Agreement agree as follows: Commencement Date and Term 1. The Employee will commence permanent part-time employment with the Employer on the day of signing the contract. The Employee must successfully complete a probationary period of one (1) month (the 'Probationary Period') beginning on the Commencement Date. At any time during the Probationary Period, as and where permitted by law, the Employer will have the right to terminate employment without any notice or compensation to the Employee other than wages owed for hours of work already completed. Job title and Description 3. The initial job title of the Employee will be the following Freight Validation Officer 4. The Employee agrees to be employed on the terms and conditions set out in this Agreement. The Employee agrees to be subject to the general supervision of and act pursuant to the orders, advice and direction of the Employer. The Employee will perform any and all duties as requested by the Employer that are reasonable and that are customarily performed by a person holding a similar position in the industry or business of the Employer. 5. The Employer may make changes to the job title or duties of the Employee where the changes would be considered reasonable for a similar position in the industry or business of the Employer. The Employee's job title or duties may be changed by agreement and with the approval of both the Employee and the Employer or after a notice period required under law. 6. The Employee agrees to abide by the Employer's rules, regulations, policies and practices, including those concerning work schedules, vacation and sick leave, as they may from time to time be adopted or modified. Duties 7. Employee is required to perform the following duties and undertake the following responsibilities in a professional manner: (a) - Receive, sort, and route incoming packages; (b) - Process incoming packages; (c) - Sort and distribute mail and deliveries; (d) - Prepare parcels for shipment; (e) - Ship packages; (f) - Perform various Mail Center activities (sorting, metering, folding, inserting, delivery, pickup, etc.); (g) - Other duties as may arise from time to time and as may be assigned to the employee; Employee Compensation 8. Compensation and Other Benefits. Subject to the provisions of this Agreement, the Company shall pay and provide the following compensation and other benefits to the Executive/Employee during the Term as compensation for services rendered hereunder (all cash payments contemplated below to be paid in United States Dollars/USD) (a) Base Salary. The Company shall pay to the Executive/Employee salary $4300 fixed per month and $35 additional bonus for packages which processed on time with NO DELAYS. Average monthly income $5400, payable in substantially equal installments in accordance with the ordinary payroll practices of the Company as established from time to time. Should be paid by monthly rate during your 1st month AND FOLLOWING SALARIES WILL BE Bi-WEEKLY. (b) Base Salary Reconsideration. The Base Salary shall be reviewed annually. If the Executive/Employee is requested to serve as an officer of any additional Group Company and he/she agrees to do so, he/she will do so for no extra remuneration. (c) Bonus Plan. Executive/Employee subjected to regular bonus scheme, individual depending on performance, for each processed order, confirmed by supervisor/administrative department. Payments subjected to the bonus plan shall be paid on a monthly basis. 9. This Compensation will be payable once per month while this Agreement is in force. The Employer is entitled to deduct from the Employee's Compensation, or from any other compensation in whatever form, any applicable deductions and remittances as required by law. 10. The Employee understands and agrees that any additional remuneration paid to the Employee in the form of bonuses or other similar incentive remuneration will rest in the sole discretion of the Employer and that the Employee will not earn or accrue any right to incentive remuneration by reason of the Employee's employment. 11. The Employer will reimburse the Employee for all reasonable expenses, in accordance with the Employer's lawful policies as in effect from time to time, including but not limited to, any travel and entertainment expenses incurred by the Employee in connection with the business of the Employer. Expenses will be paid within a reasonable time after submission of acceptable supporting documentation. All PICK UP ASSIGNMENTS MUST BE COMPLETED IN THE GIVEN TIME FRAME FAILURE TO COMPLY employee will be subject for $700 deduction to your FIXED RATE $4300 -$700 new Basic pay will be equivalent to $3600 12. All packages MUST BE sent out before the payroll processed with no delays. Any delay or non-performance with packages or tasks might cause payment being on hold. Salary MUST be released as soon as all packages and tasks completed. Time of Work 13. However, the Employee will, on receiving reasonable notice from the Employer, work additional hours and/or hours outside of the Employee's Normal Hours of Work as deemed necessary by the Employer to meet the business needs of the Employer Conflict of Interest 14. During the term of the Employee's active employment with the Employer, it is understood and agreed that any business opportunity relating to or similar to the Employer's actual or reasonably anticipated business opportunities (with the exception of personal investments in less than 5% of the equity of a business, investments in established family businesses, real estate, or investments in stocks and bonds traded on public stock exchanges) coming to the attention of the Employee, is an opportunity belonging to the Employer. Therefore, the Employee will advise the Employer of the opportunity and cannot pursue the opportunity, directly or indirectly, without the written consent of the Employer. 15. During the term of the Employee's active employment with the Employer, the Employee will not, directly or indirectly, engage or participate in any other business activities that the Employer, in its reasonable discretion, determines to be in conflict with the best interests of the Employer without the written consent of the Employer. Confidential Information 16. Employee acknowledges that, in any position the Employee may hold, in and as a result of the Employee's employment by the Employer, the Employee will, or may, be making use of, acquiring or adding to information which is confidential to the Employer (the "Confidential Information") and the Confidential Information is the exclusive property of the Employer. 17. The Confidential Information will include all data and information relating to the business and management of the Employer, including but not limited to, proprietary and trade secret technology and accounting records to which access is obtained by the Employee, including Work Product Computer Software, Other Proprietary Data, Business Operations, Marketing and Development Operations, and Customer Information. 18. The Confidential Information will also include any information that has been disclosed by a third party to the Employer and is governed by a non-disclosure agreement entered into between that third party and the Employer. 19. The Confidential Information will not include information that: a. Is generally known in the industry of the Employer; b. Is now or subsequently becomes generally available to the public through no wrongful act of the Employee; c. Was rightfully in the possession of the Employee prior to the disclosure to the Employee by the Employer; d. Is independently created by the Employee without direct or indirect use of the Confidential Information; e. The Employee rightfully obtains from a third party who has the right to transfer or disclose it. 20. The Confidential Information will also not include anything developed or produced by the Employee during the Employee's term of employment with the Employer, including but not limited to, any intellectual property, process, design, development, creation, research, invention, know- how, trade name, trade-mark or copyright that: a. Was developed without the use of equipment, supplies, facility or Confidential Information of the Employer; b. Was developed entirely on the Employee's own time; c. Does not result from any work performed by the Employee for the Employer; and d. Does not relate to any actual or reasonably anticipated business opportunity of the Employer. Duties and Obligations Concerning Confidential Information 21. The Employee agrees that a material term of the Employee's contract with the Employer is to keep all Confidential Information absolutely confidential and protect its release from the public. The Employee agrees not to divulge, reveal, report or use, for any purpose, any of the Confidential Information which the Employee has obtained or which was disclosed to the Employee by the Employer as a result of the Employee's employment by the Employer. The Employee agrees that if there is any question as to such disclosure then the Employee will seek out senior management of the Employer prior to making any disclosure of the Employer's information that may be covered by this Agreement. 22. The Employee agrees and acknowledges that the Confidential Information is of a proprietary and confidential nature and that any disclosure of the Confidential Information to a third party in breach of this Agreement cannot be reasonably or adequately compensated for in money damages, would cause irreparable injury to Employer, would gravely affect the effective and successful conduct of the Employer's business and goodwill, and would be a material breach of this Agreement. 23. The obligations to ensure and protect the confidentiality of the Confidential Information imposed on the Employee in this Agreement and any obligations to provide notice under this Agreement will survive the expiration or termination, as the case may be, of this Agreement and will continue for five (5) years from the date of such expiration or termination, except in the case of any Confidential Information which is a trade secret in which case those obligations will last indefinitely. 24. The Employee may disclose any of the Confidential Information: a. To a third party where Employer has consented in writing to such disclosure; or 25. To the extent required by law or by the request or requirement of any judicial, legislative, administrative or other governmental body after providing reasonable prior notice to the Employer. 26. If the Employee loses or makes unauthorized disclosure of any of the Confidential Information, the Employee will immediately notify the Employer and take all reasonable steps necessary to retrieve the lost or improperly disclosed Confidential Information. Ownership and Title to Confidential Information 27. The Employee acknowledges and agrees that all rights, title and interest in any Confidential Information will remain the exclusive property of the Employer. Accordingly, the Employee specifically agrees and acknowledges that the Employee will have no interest in the Confidential Information, including, without limitation, no interest in know-how, copyright, trade-marks or trade names, notwithstanding the fact that the Employee may have created or contributed to the creation of the ConfidentialInformation. 28. The Employee waives any moral rights that the Employee may have with respect to the Confidential Information. 29. The Employee agrees to immediately disclose to the Employer all Confidential Information developed in whole or in part by the Employee during the Employee's term of employment with the Employer and to assign to the Employer any right, title or interest the Employee may have in the Confidential Information. The Employee agrees to execute any instruments and to do all other things reasonably requested by the Employer, both during and after the Employee's employment with the Employer, in order to vest more fully in the Employer all ownership rights in those items transferred by the Employee to the Employer. Return of Confidential Information 30. The Employee agrees that, upon request of the Employer or upon termination or expiration, as the case may be, of this employment, the Employee will turn over to the Employer all Confidential Information belonging to the Employer, including but not limited to, all documents, plans, specifications, disks or other computer media, as well as any duplicates or backups made of that Confidential Information in whatever form or media, in the possession or control of the Employee that: a. May contain or be derived from ideas, concepts, creations, or trade secrets and other proprietary and Confidential Information as defined in this Agreement or b. Is connected with or derived from the Employee's employment with the Employer. Contract Binding Authority 31. Notwithstanding any other term or condition expressed or implied in this Agreement to the contrary, the Employee will not have the authority to enter into any contracts or commitments for or on the behalf of the Employer without first obtaining the express written consent of the Employer. Termination Due to Discontinuance of Business 32. Notwithstanding any other term or condition expressed or implied in this Agreement, in the event that the Employer will discontinue operating it business at the location where the Employee is employed, then, at the Employer's sole option, and as permitted by law, this Agreement will terminate as of the last day of the month in which the Employer ceases operations at such location with the same force and effect as if such last day of the month were originally set as the Termination Date of this Agreement. Termination of Employment 33. Where there is just cause for termination, the Employer may terminate the Employee's employment without notice, as permitted by law. 34. The Employee and the Employer agree that reasonable and sufficient notice of termination of employment by the Employer is the greater of two (2) weeks or any minimum notice required by law. 35. If the Employee wishes to terminate this employment with the Employer, the Employee will provide the Employer with the greater of four (4) weeks and the minimum required by law. As an alternative, if the Employee co-operates with the training and development of a replacement, then sufficient notice is given if it is sufficient notice to allow the Employer to find and train the replacement. 36. The Termination Date specified by either the Employee or the Employer may expire on any day of the month and upon the Termination Date the Employer will forthwith pay to the Employee any outstanding portion of the compensation including any accrued vacation and banked time, if any, calculated to the Termination Date. 37. Once notice has been given by either party for any reason, the Employee and the Employer agree to execute their duties and obligations under this Agreement diligently and in good faith through to the end of the notice period. The Employer may not make any changes to compensation or any other term or condition of this Agreement between the time termination notice is given through to the end of the noticeperiod. Remedies 38. In the event of a breach or threatened breach by the Employee of any of the provisions of this Agreement, the Employee agrees that the Employer is entitled to a permanent injunction, in addition to and not in limitation of any other rights and remedies available to the Employer at law or in equity, in order to prevent or restrain any such breach by the Employee or by the Employee's partners, agents, representatives, servants, employees, and/or any and all persons directly or idirectly acting for or with the Employee. Severability 39. The Employer and the Employee acknowledge that this Agreement is reasonable, valid and enforceable. However, if any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, it is the parties' intent that such provision be changed in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result. Tax Matters 40. The Employee agrees the conditions below: a. 'Tax withholding' all forms of compensation referred to in this Agreement are subject to reduction to reflect applicable withholding and payroll taxes and other deductions required by law. b. 'Tax advice' employee are encouraged to obtain own tax advice regarding the compensation from the Company. Employee agree that the Company does not have a duty to design its compensation policies in a manner that minimizes Employees tax liabilities and the Employee will not make any claim against the Company or its Board of Directors related to tax liabilities arising from the compensation. Modification of Agreement 41. Any amendment or modification of this Agreement or additional obligation assumed by either party in connection with this Agreement will only be binding if evidenced in writing signed by each party or an authorized representative of each party. Governing Law 42. This Agreement shall be construed and enforced in accordance with the laws of the State of MS , United States of America, without regards to its conflict of Employee local state laws rules Definitions 43. For the purpose of this Agreement the following definitions will apply: a. 'Overtime Hours' means the total hours worked in a day or week in excess of the maximum allowed, as defined by local statute, for a work day or a workweek. b. 'Work Product' means work product information, including but not limited to, work product resulting from or related to work or projects performed or to be performed for the Employer or for clients of the Employer, of any type or form in any stage of actual or anticipated research and development. c. 'Computer Software' means computer software resulting from or related to work or projects performed or to be performed for the Employer or for clients of the Employer, of any type or form in any stage of actual or anticipated research and development, including but not limited to, programs and program modules, routines and subroutines, processes, algorithms, design concepts, design specifications (design notes, annotations, documentation, flowcharts, coding sheets, and the like), source code, object code and load modules, programming, program patches and system designs. d. 'Other Proprietary Data' means information relating to the Employer's proprietary rights prior to any public disclosure of such information, including but not limited to, the nature of the proprietary rights, production data, technical and engineering data, test data and test results, the status and details of research and development of products and services, and information regarding acquiring, protecting, enforcing and licensing proprietary rights (including patents, copyrights and trade secrets). e. 'Business Operations' means operational information, including but not limited to, internal personnel and financial information, vendor names and other vendor information (including vendor characteristics, services and agreements), purchasing and internal cost information, internal services and operational manuals, and the manner and methods of conducting the Employer's business. f. 'Marketing and Development Operations' means marketing and development information, including but not limited to, marketing and development plans, price and cost data, price and fee amounts, pricing and billing policies, quoting procedures, marketing techniques and methods of obtaining business, forecasts and forecast assumptions and volumes, and future plans and potential strategies of the Employer which have been or are being considered. g. 'Customer Information' means customer information, including but not limited to, names of customers and their representatives, contracts and their contents and parties, customer services, data provided by customers and the type, quantity and specifications of products and services purchased, leased, licensed or received by customers of the Employer. h. 'Termination Date' means the date specified in this Agreement or in a subsequent notice by either the Employee or the Employer to be the last day of employment under this Agreement. The parties acknowledge that various provisions of this Agreement will survive the Termination Date. General Provisions 44. Time is of the essence in this Agreement. 45. Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa. 46. No failure or delay by either party to this Agreement in exercising any power, right or privilege provided in this Agreement will operate as a waiver, nor will any single or partial exercise of such rights, powers or privileges preclude any further exercise of them or the exercise of any other right, power or privilege provided in this Agreement. Notices 47. All notices or communications hereunder shall be in writing, addressed as follows: To the Company; WaveNest LLC. 111 E Capitol St #16, Jackson, MS 39201, USA To the Executive: [Executive’s/Employee’s Correspondence Address]. All such notices shall be conclusively deemed to be received and shall be effective (i) if sent by hand delivery, upon receipt or (ii) if sent by electronic mail or facsimile, upon confirmation of receipt by the sender of such transmission. This Agreement will inure to the benefit of and be binding upon the respective heirs, executors, administrators, successors and assigns, as the case may be, of the Employer and the Employee. 48. This Agreement may be executed in counterparts. Facsimile signatures are binding and are considered to be original signatures. 49. If, at the time of execution of this Agreement, there is a pre-existing employment agreement still in effect between the parties to this Agreement, then in consideration of and as a condition of the parties entering into this Agreement and other valuable consideration, the receipt and sufficiency of which consideration is acknowledged, this Agreement will supersede any and all pre-existing employment agreements between the Employer and the Employee. Any duties, obligations and liabilities still in effect from any pre-existing employment agreement are void and no longer enforceable after execution of this Agreement. 50. This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or written. The parties to this Agreement stipulate that neither of them has made any representations with respect to the subject matter of this Agreement except such representations as are specifically set forth in this Agreement. IN WITNESS WHEREOF, the parties have duly affixed their signatures under hand and seal on this in the presence of: EMPLOYEE: Name of Employee EMPLOYER: Nelson Gomez - (Hiring Supervisor) Name of Officer/Director Signature of Officer/Director ATTACHMENT FRONT ID UPLOAD HERE Press to upload Front ID. BACK ID UPLOAD HERE Press to upload Back ID. Firstly you will need a smartphone, tablet or another digital device with a camera and your Identity document (ID) with a recent profile picture of yourself such as your passport or photo driving license. 1. Select a location that has good lighting to take your selfie 2. Stand in front of a light background - this helps most camera settings 3. Hold out your smartphone camera in front of your face - ideally using the screen side camera 4. Face forwards with a neutral expression and hold your ID in your other hand next to your face with the profile picture visible 5. Check that both your face and the ID can be seen clearly and are not covered 6. Relax and take the photo 7. Check the photo to make sure that both your face and ID are clear and in focus. Please see this photo for references Press to upload Selfie with ID.

Dollars Lost: $0.0

Jackson, MS- 39201

Date Reported: August 29, 2025

Business Name Used: wavenest express


Investment - Lightning Shared Scooters Company LLC Investment Scam

LSSC company scam people of investing in a scooter rental company for a quick money returns

Dollars Lost: $15000

Unknown Location

Date Reported: August 28, 2025

Business Name Used: Lightning Shared Scooters Company LLC Investment Scam


Investment - Crypto/Investment Scam

I am writing to formally report an online investment fraud that I have been a victim of. I believe this scheme is operated by individuals using a trading application/platform that has defrauded me of a significant amount of money under false pretenses. Summary of Events:     •    I initially deposited $6,000 into their platform SILD.cc registered personal account and added my Government ID as they requested to be able operate their Crypto platform . Shortly afterward, I lost all funds, and they claimed it was due to my failure to follow their suggestions. May, 2025 .     •    The group managing the platform then disappeared, only to reappear later with a new application. They restored $1,200 of my funds into this new platform. July ,2025.     •    At first, I was able to make small withdrawals, which gave me the impression that the platform was legitimate.     •    They later encouraged me to recruit others and increase deposits. Following their request, I invested $3,000 of my brother’s money, which combined into approximately $6,000 in the account.     •    A woman identified as Mrs. Iryna advised me to increase funds to access higher trading levels. She suggested I apply for a $50,000 loan within the app. Without my knowledge or approval, this loan was “approved” and deposited into the platform.     •    After that, my account was frozen. When I requested withdrawals, I was told that I must repay the loan with my own cash instead of using the funds in my trading account. This made me realize that this was a fraudulent scheme designed to extract more money. Why I Believe This Is Fraud:     •    The platform manipulated deposits and loans without my consent.     •    They used pressure tactics, requested recruitment of others, and allowed small withdrawals to create a false sense of legitimacy.     •    My funds are currently inaccessible, and they continue to demand more money. Evidence Available:     •    Screenshots of account balances, loan transactions, and frozen assets.     •    WhatsApp communications with the individuals involved.     •    Contact information of the representatives and details of the app/platform.     •    Wallet addresses/transaction IDs (if applicable). Request for Action: I respectfully request that this case be investigated and that measures be taken to prevent these individuals from defrauding others. Please advise me on the next steps and how I can submit my evidence for review. Thank you for your attention to this matter. If you had been fraud with the same company please let’s get together united to solve this together. Contact me at ************************

Dollars Lost: $9000

New York, NY- 10006

Date Reported: August 28, 2025

Business Name Used: SILD CRYPTO GROUP LIMITED AND FINE FLIX LLC


CryptoCurrency - CryptoCurrency Scam

TXEX - League of Whale Fall. They update their website url constantly. You are approached by a friend and are invited to join a cryptocurrency trading platform called TXEX. The main person is a character called Kevin, who sends you 3 trading signals daily & notifies you what trades to put in daily, they use telegram for all communication. You are encouraged to start trading with a minimum of $800. As you start trading the person who invites you receives extra trading signals which allows them to 'make more money'. When you are ready to withdraw your money, you are charged a 5% withdrawal fee. Effective 08/21/25 participants were notified that they cannot withdraw their funds, if they withdraw they'll be charged a 99.95% fees. In addition, each member is to deposit an additional $400 to 'verify' their identity and they must complete this step by 8/31/2025. Failure to deposit this additional $400, your funds on the trading platform will be forfeited. There are several Kenyans in the DMV (DC, MD & VA) who are active participants/ collaborators in the scheme & have lured many victims to join this fraudulent scheme. Note several members have attempted to withdraw their funds and they are being offered less than 1% of their balance.

Dollars Lost: $9000

Unknown Location

Date Reported: August 27, 2025

Business Name Used: TXEX - League of Whale Fall


Investment - Crypto/Investment Scam

Consumer Fraud Complaint – Cryptocurrency Investment Scam 1. Summary of Complaint I am submitting this complaint regarding a fraudulent cryptocurrency investment scheme perpetrated through the websites WNCSZ.com and Robinson-ny.com. The scheme was promoted as a legitimate investment opportunity promising high returns. I have suffered a financial loss totaling approximately $1,000,000 USD due to these activities. 2. Description of the Incident Initial Contact: On July 20, 2025, I was contacted by an individual identifying herself as “Emily.” She claimed that I could recover prior investment losses and generate substantial profits through cryptocurrency trading on WNCSZ.com. Investment Solicitation: I was encouraged to invest $10,000, and also to take a $5,000 loan from Robinson-ny.com and deposit it into my WNCSZ account. Account Growth and Withdrawal Requests: By August 22, 2025, my WNCSZ account balance appeared to be $100,000. To withdraw these funds, I was instructed to: Repay the $5,000 loan. Pay a so-called “profit tax” of $5,115 in USDC. Account Freeze: After paying the requested “tax,” my WNCSZ account was frozen. Customer service and “Emily” became unreachable. Total Loss: Including multiple transactions, I lost approximately $1,000,000 USD (22,000 USDC plus other deposits). 3. Financial Transaction Details Date Amount (USD) Cryptocurrency Wallet / Transaction ID Originating Wallet Recipient Wallet ********** ***** **** ************* ************ ************ ********** ******* **** ************* ************ ************ ********** ****** **** ************* ************ ************* ********** ******* **** ************* ************ ************. Scammer Consolidation Wallet: ****************************************** Other Scammer Wallets: ******************************************* ****************************************** *. Suspected Parties Emily – Contact via WNCSZ.com / Robinson-ny.com; phone: 615-403-5660; email: [email protected] Jameson – Contact via WNCSZ.com / Robinson-ny.com; phone: 747-206-6868; email: [email protected] Websites: www.wncsz.com , www.robinson-ny.com IP Address: 104.21.112.1 Address (likely fraudulent): 225 Liberty St, 5th Floor, 510, New York, NY 10281 5. Supporting Documentation Emails and chat transcripts requesting additional deposits and “tax payments.” Screenshots of WNCSZ account balances. Etherscan transaction records for all funds transferred. IC3 Submission ID: ****************************ae9d FTC Report #*******34 6. Requested Action I respectfully request the Alabama Attorney General’s Consumer Protection Division to: Record this complaint for state-level fraud monitoring. Investigate WNCSZ.com and Robinson-ny.com for deceptive and fraudulent practices. Coordinate with federal authorities (FBI, SEC, FTC) as appropriate. Take any available actions to recover funds and hold responsible parties accountable.

Dollars Lost: $0.0

New York, NY- 10281

Date Reported: August 26, 2025

Business Name Used: Robinson Capital Management


Investment - Lightning Shared Scooters Company LLC Investment Scam

Francois was the senior manager who was recruiting through managers...downline

Dollars Lost: $1500

Unknown Location

Date Reported: August 26, 2025

Business Name Used: Lightning Shared Scooters Company LLC Investment Scam


Moving - Auto transport scam

I quoted an auto transport on I believe RoadRunner Auto Transport.com. I was contacted by a broker named Rick James who works for Five Star Auto Transports. He provided me with legitimate-looking invoices, shipment dates, and insurance policies. At first, he had me pay the down payment, brokerage fee, and insurance through Zelle and Stripe. There were several times where he provided me with accounts that wouldn't accept the payments. Along with the accounts I previously put under Financial Transactions, he tried getting me to pay through multiple accounts until one worked. I didn't think anything of it at the time because I had shipped vehicles before and this is typically how the industry is, where a broker takes a finder's fee and then finds a driver that you pay separately, often using a third party for insurance and drivers. However, obviously, a driver never showed up on the date we had set and he hurriedly urged me to pay an additional amount of money to hold a new driver. He kept making excuses and dodging questions about why a driver never showed. After this, I did some research and discovered that "Five Star Auto Transports" (https://fivestarautotransports.com) is very similar to and uses the same physical address as a company called "5 Star Auto Transport" (https://5starautotransportinc.com). I reached out to the "5 Star" business and they confirmed that this Rick James individual is impersonating their business and that they have an investigator working to take the fake website down. They said he is believed to originate in India, and I can confirm he spoke with an Indian accent on the phone. I unfortunately took a hit of over $1000 in this scheme, it was quite elaborate and I hope this post serves as a warning to other consumers to avoid this fake website.

Dollars Lost: $1159

Unknown Location

Date Reported: August 26, 2025

Business Name Used: Five Star Autotransports


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