Description

I received a $500 payday loan, I paid it off before the first payment was due on 4/10/25. I was told the first payment was already in process, I still wanted to pay off. The amount I owed was less the $92.01 in process but they didn't deduct it from the payments I made to pay off. The rep said I owed the payoff amount published plus the amout already being processed. That would make the already massive interest rate of 649% more than 1000%. The payoff was $580.01 as stated on my account and I ended up paying $672.00 for a 10 day loan of $500.00. Patria Lending acknowledged they owed me a refund on 4/11/25. It is now 4/18/25 no refund. I have emailed 6 times and called at least 3 times to be on hold for 30 mintues and then disconnected! There is not a soul to speak with or get status on my refund. They charge exorbinant interest rates for short term loans but can't pay back there mistake! DO NOT USE THIS COMPANY FOR ANY SHORT TERM LOANS. THEY HAVE ONLY BEEN IN BUSINESS SINCE 2023 AND OBVIOUSLY ARE RUNNING FRAUDULENTLY.