Description

I have used a couple online, no credit check loans for emergency loans. I received an email stating that if I paid off the remainder of my loan I would be eligible for a $3500 loan with 35 payments of $125 for repayment, available immediately. I responded asking what I needed to do, would it be immediately deposited, ect, and i received correspondance stating I had to pay the remainder of my loan, $324.70, through interac etransfer and then it would be deposited in my account. I had a loan that would be roughly that amount, give or take $60-70 due to a payment scheduled for that day. When I put the email used for the etransfer, [email protected], the receiver name came up as Zum Rails, which is a name used to deposit 2 loans I had previously, so I sent it. After sending, I sent a picture of confirmation and now 5 days later, i have not heard anything from them, even after repeatedly emailing them. I looked on trustpilot.com and saw that a couple other people have had this exact experience. According to one person, they have a phone number but looking on the website now, there is no number. I looked back on my records and found that 2 different loan companies also have their sender/receiver name for interact etransfer as 'Zum Rails' but they have different email addresses, so this company had NOT sent me a loan. I looked back on my contracts and again, this company had not made an agreement with me. I also checked my website history and i had not ever visited their website prior to this incident.