Description

The scammer initially called me as a woman named Tiffany Hernandez claiming to be a process server for the court. She said there was a claim in my name and that since she could not reach me, they would be contacting my place of work. She gave me the number for the company handling the claim, which I added in my report. I called that number and found out they were called Securian, allegedly a group of lawyers that took care of claims for companies. I have her the claim number the “process server” had provided me, and she placed me on hold while she looked up the claim. She somehow knew the last 4 digits of my SSN and asked me to confirm them, which is what led me to initially believe the company was legitimate. She said that CashNetUSA had attempted to send me to collections but were denied, so they had sought legal action against me, and there were 3 “allegations” that could result in remarks being made on my credit report that would “make it hard to buy a house or a car etc.” The lady I spoke to, “Jasmine Diaz,” said she could reach out to the client and see if they would hold legal proceedings and come to a monetary agreement, to which I agreed. After holding for a few minutes, she returned to the phone and said they would agree to put a hold on the legal action if I agreed to make payments in the amount of $150 biweekly for 6 payments and an initial payment of 171.99. I made the payment, but the payment was listed as “Universal 866-232-1304.” I looked the companies up online and saw that other people had been scammed as well, so I contacted my credit card company and reported the fraud.