Description

call to collect a debt. personal loan was taken out on 4/29/2020 for $700.00 and the creditors company was Personal Installment Loan LLC. The lady on the phone had my ssn and DOB and address. said after past due fees total loan amount due was $4,397.41. said I could settle the debt today for $819.17. When I said that this was fraud and that i would never take out a loan for $700 when I have credit cards that would more than cover that amount she stated that is not my concern and if you do not settle this today that Equifax, TransUnion, and Experian would be notified, this would be reported in 24 - 48 hours and that this collection would on my credit report for 7 years.