Description

We received a letter claiming our account (with a third party) was in default and in escalations status. They threatened that they would be forced to recommend immediate legal action to recover the outstanding deficiency and that a legal judgment would have serious implications on my credit report and would limit my ability to secure financing or obtain banking services. We contacted the third party directly (not the number provided on the letter) involved and they verified we neither had an account with them nor were we in default on any account claiming to be held by third party.