BBB Safety Group Program

Program Benefits Include:

• 4% discount on your workers' compensation premium
  
• Eligibility for a safety group program dividend (BBB Accredited Businesses enrolled in the program have received more than $10 million in dividends to date)
• Improved risk management and loss control
• Safety group program training and materials
• Risk management training - available online and in locations across the state
• Individualized service from a Pinnacol customer-focused service team

Program Eligibility Requirements

MINIMUM EXPERIENCE

• Two full-term policy periods of continuous workers’ compensation experience, excluding current period

MAXIMUM LOSS RATIO

• ≤ 55% net uncapped loss ratio in either:
• All but one full-term policy period, using up to four most recent, full-term policy periods; or
  
• Cumulatively using up to the four most recent, full-term policy periods
• Experience excludes the current policy period
• Losses evaluated up to nine months after policy expiration date

PINNACOL-APPROVED SAFETY SEMINAR ATTENDANCE

• In order to receive the 4% discount on your workers’ compensation premium, you must attend two safety seminars per policy year. Training is planned for locations in Denver, Northern Colorado and the mountain communities. Online training is also available but must be approved by Pinnacol Assurance. Two per year, minimum

UNDERWRITING EVALUATION OF SAFETY AND CLAIMS MANAGEMENT PROGRAM

• Provide proof of effective hiring, risk and claims management programs
• Demonstrate management commitment to creating a safe workplace
• Implement a return-to-work program
• Designate and utilize Pinnacol SelectNet providers
• Rural exception for physical locations without a SelectNet provider within 30 miles.

COLORADO BASED BUSINESS

1. Only businesses based in Colorado are eligible for the Safety Group Program

Participating Agents