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Find a Location

Guaranteed Rate, Inc. has 156 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Guaranteed Rate, Inc.

      3940 N Ravenswood Ave Chicago, IL 60613-2420

      BBB Accredited Business
    • Guaranteed Rate, Inc.

      600 Hunter Drive Oak Brook, IL 60523-8862

      BBB Accredited Business
    • Guaranteed Rate, Inc.

      400 Skokie Blvd Ste 450 Northbrook, IL 60062-7938

      BBB Accredited Business
    • Guaranteed Rate, Inc.

      506 Higgins Rd Park Ridge, IL 60068-5723

      BBB Accredited Business
    • Guaranteed Rate, Inc.

      319 W Ontario St # 2n-a Chicago, IL 60654-0014

      BBB Accredited Business

    Business ProfileforGuaranteed Rate, Inc.

    Mortgage Banker
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    Additional business information

    Additional Info:
    Guaranteed Rate, Inc. has respectfully requested that before filing a BBB complaint, you allow them an opportunity to resolve the issue independent of the BBB. Please contact Guaranteed Rate's Customer Care at 773-328-6467 or [email protected] and a senior manager will assist you with your issue.

    For issues received during normal business hours, assistance will be within 2 hours. For non-business hours, assistance will come within 1 business day. Normal Business Hours: M-F 8:30a - 5:30p CST.

    See all additional business information

    At-a-glance

    Customer Reviews

    3.83/5stars

    Average of 167 Customer Reviews

    Customer Complaints

    91 complaints closed in last 3 years

    12 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 11/1/2009

    Years in Business: 24

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Guaranteed Rate is a Chicago mortgage banker which allows prospective homeowners to apply for and get approved for a home mortgage online, in addition to providing mortgage calculators, credit scores, and other financial information for consumers to use. The company allows for individuals to apply for a mortgage through their loan application, which allows them to customize the rates and conditions of their loan to fit their specific needs. They then gain access to a free credit score report from the three credit bureaus to assist them in seeking their loan and determining how much of a mortgage they can afford. Using the company's automated underwriting service, individuals who qualify for a mortgage can receive their acceptance letter to purchase a home without waiting for a bank and third party. Guaranteed Rate NMLS ID 2611. For more information go to www.NMLSconsumeraccess.org

     


    Products & Services

    Mortgage Lender, Insurance

    Business Details

    This is a multi-location business.

    Find a Location

    Guaranteed Rate, Inc. has 156 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Guaranteed Rate, Inc.

        3940 N Ravenswood Ave Chicago, IL 60613-2420

        BBB Accredited Business
      • Guaranteed Rate, Inc.

        600 Hunter Drive Oak Brook, IL 60523-8862

        BBB Accredited Business
      • Guaranteed Rate, Inc.

        400 Skokie Blvd Ste 450 Northbrook, IL 60062-7938

        BBB Accredited Business
      • Guaranteed Rate, Inc.

        506 Higgins Rd Park Ridge, IL 60068-5723

        BBB Accredited Business
      • Guaranteed Rate, Inc.

        319 W Ontario St # 2n-a Chicago, IL 60654-0014

        BBB Accredited Business
      Headquarters
      3940 N Ravenswood Ave, Chicago, IL 60613-2420
      BBB File Opened:
      8/19/2002
      Years in Business:
      24
      Business Started:
      10/1/1999
      Business Started Locally:
      10/1/1999
      Business Incorporated:
      2/10/2000
      Accredited Since:
      11/1/2009
      Type of Entity:
      Corporation
      Alternate Business Name
      • Rate.com
      • Locklear Lending Team
      • CityWide Home Mortgage
      • Qualifi
      • Owning
      • M Team Mortgage Group
      Business Management
      • Mr. Victor Ciardelli, Chairperson
      • Mr. Matthew Rose, Compliance Analyst
      Contact Information

      Principal

      • Mr. Matthew Rose, Compliance Analyst

      Customer Contact

      • Mr. Matthew Rose, Compliance Analyst
      Additional Contact Information

      Customer Complaints

      91 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      04/08/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      In 2020 I was referred to ********************* with Guaranteed Rate to refinance my mortgage loan. My original loan came with an MCC credit of 15% which allowed me to reduce my taxes annually. This was provided at my original loan origination with no expiration date. I confirmed with ********************* that my MCC credit would remain intact before proceeding with the refi. She assured me it would. I was unable to confirm this information because the County offices were closed during Covid and the messages I left went unanswered. I chose to proceed as ********************* assured me I would keep the MCC credit. She gave me incorrect information. I lost my MCC upon refinancing. This costs me approximately $3600 a year. So far &****** for 202,2021,2022,2023. I want Guaranteed Rate to modify my loan to compensate me for their egregious misinformation. Any benefit I received from the refi has been negated by this loss of tax deduction.
      Read More

      Customer Reviews

      167 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Kate D

      1 star

      04/30/2024

      Do not use them. I have paid $5k+ in penalties because the failed to pay my property taxes and the continue to mess up my escrow account. I bought a house in 2021. They withheld over $24k to pay my taxes. Since I bought my house in April, most of the bill was an assessment. They did not pay it. I didn't know anything was wrong until I got a $5k delinquent bill from the assessor. Guaranteed Rate denied any liability even though any person could have looked at the account and seen a way over funded escrow and seen the closing doc tax figures.I cancelled having them pay my taxes and only withhold for insurance. It worked for a year. Until December 2023 when I went to pay my taxes and they already had even though there were not funds in the escrow account. So now I am having to reimburse Guaranteed Rate instead of pay the assessor directly. I called to fix and low and behold they cancelled my insurance escrow and I just discovered (five months later) the bill had not been paid. This is the most incompetent company and they assume no responsibility even when they cause real monetary damages. AVOID AT ALL COSTS

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