Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Commonwealth Financial Systems, Incorporated has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforCommonwealth Financial Systems, Incorporated

    Collections Agencies

    Current Alerts For This Business

    Government Action: BBB reports on known government actions involving business’ marketplace conduct::
    CFPB v. Commonwealth Financial Systems

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On December 15, 2023, the Consumer financial Protection Bureau (CFPB) took action against this company for violations of the Fair Debt Collections Practice Act (FDCPA).  Specifically, the CFPB found that the company violated the Act by attempting and continuing to collect debts when the consumers being collected against requested disputed the validity of the debts.  Further, the CFPB found the company did not conduct reasonable investigations of the disputed debts nor did it disclose that the debt was disputed to credit reporting agencies.  As a result of the CFPB Order, the company was banned from debt collection activities, debt buying, debt selling and consumer reporting activities.  The company must also notify any credit reporting agencies it had previously provided information to delete the collections information.  Finally, it was required to pay a $95,000 fine.   

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 7 Customer Reviews

    Customer Complaints

    233 complaints closed in last 3 years

    70 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Overview

    This company is a collection agency.

    Business Details

    Location of This Business
    245 Main St, Dickson City, PA 18519-1641
    BBB File Opened:
    11/18/1996
    Years in Business:
    22
    Business Started:
    10/1/2001
    Business Started Locally:
    2/5/2001
    Business Incorporated:
    2/5/2001
    Type of Entity:
    Corporation
    Alternate Business Name
    • Commonwealth Finance
    Business Management
    • Mr. John Kotula, CEO
    • Mr. Stephanie Dalykas, Customer Service Manager
    Contact Information

    Principal

    • Mr. John Kotula, CEO
    • Mr. Stephanie Dalykas, Customer Service Manager

    Customer Contact

    • Mr. Stephanie Dalykas, Customer Service Manager
    • Mr. Brian Katchmore, Complaint Specialist
    Additional Contact Information

    Phone Numbers

    Industry Tip

    BBB Tip: Understand consumer rights when it comes to debt collection

    Customer Complaints

    233 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    05/25/2023

    Complaint Type:
    Billing Issues
    Status:
    Answered
    I'm not liable for this debit with ********************** Emergency Phys PLLC and do not have a contract with Commonwealth Financial Systems. They did not provide me with the original contact like I asked.
    Read More

    Customer Reviews

    7 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Dum A

    1 star

    10/13/2023

    Commonwealth is a bunch of scum sucking bottom feeding low lives pieces of shit they should have negative stars for a rating oh at least a 10 word review when one word sums them up

    Local BBB

    BBB serving Metro Washington DC, Metro Philadelphia & Eastern Pennsylvania

    BBB Reports On

    BBB reports on known marketplace practices.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.