Business ProfileforChapman Financial Services

Subject: Violations of Federal and State Debt Collection Laws and Consumer Rights Dear consumers/Chapman Finacial Services I am writing to bring to your attention the alarming and unethical practices employed by Chapman Financial Services, a division of MST, in their debt collection activities. It has come to my attention that your organization has violated the Federal Fair Debt Collection Practices Act (*****) as well as ****************'s ***************** Act (RCW *****) and Consumer Protection Act (RCW *****). These violations include but are not limited to, the following:1. Threatening Legal Action: Chapman Financial Services, in their communication with consumers, has resorted to threatening to obtain a judgment unless the consumer pays the alleged debt. However, such threats constitute a violation of the ***** (15 USC ****e) which prohibits the use of false, deceptive, or misleading representations in connection with the collection of any debt.2. Refusal to Provide Accurate Debt Verification: Despite the consumer's rightful request for debt verification, Chapman Financial Services has failed to provide accurate information regarding the alleged debt. This failure to comply with the ***** (15 USC ****g) infringes on the consumer's right to verify the validity of the debt.3. Failure to Communicate: Chapman Financial Services has repeatedly refused to communicate with the consumer, thereby hindering the resolution of the alleged debt issue. This behavior violates both the ***** (15 USC ****c) and ****************'s ***************** Act (RCW *****.250), which require debt collectors to communicate with consumers in a fair and respectful manner.Furthermore, it has been observed that Chapman Financial Services operates as a debt mill, deliberately targeting individuals who fall behind on their debts and cannot afford legal representation to defend themselves against litigation. Stone Bridge Reentry Services would like to hear from others harmed.