Business ProfileforMiracle Finance, Inc.

Dear Miracle Finance Dispute Department,I am writing to address a serious matter of non-compliance with the Fair Credit Reporting Act (FCRA) concerning the reporting of account ********. It has come to my attention that your company has reported inaccurate information to the credit reporting agencies, which is a direct violation of my consumer rights.The account in question was paid in full in 2022, and it is erroneous that Miracle Finance is reporting the date last active as 2023. This discrepancy misrepresents the accurate information regarding the account status and activity.Furthermore, there was a prior agreement that this account would be removed from my credit report upon payment. Despite this agreement, Miracle Finance has failed to uphold its commitment, resulting in a direct violation of my rights to have a fair and accurate credit report.I am formally demanding the immediate removal of account ******** from my credit report. This removal should be completed within 30 days from the receipt of this letter to avoid further legal action. It is imperative that your company rectifies this situation promptly to ensure compliance with the FCRA.Please consider this letter as an official notice of my intent to pursue legal action if the requested removal is not executed within the specified timeframe. I trust that you will take this matter seriously and take the necessary steps to address this issue promptly and effectively.