Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

First Acceptance Insurance Company has 127 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • First Acceptance Insurance Company

      3813 Green Hills Village Dr Nashville, TN 37215-2610

      BBB Accredited Business
    • First Acceptance Insurance Company

      1681 Hwy 51 N Bypass Ste B Dyersburg, TN 38024

    • First Acceptance Insurance Company

      2106 N Roan St Ste 10 Johnson City, TN 37601

    • First Acceptance Insurance Company

      247 N Calderwood St Alcoa, TN 37701

    • First Acceptance Insurance Company

      480 Greenway View Dr Ste 104 Chattanooga, TN 37411

    Business ProfileforFirst Acceptance Insurance Company

    Auto Insurance
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    1.25/5stars

    Average of 69 Customer Reviews

    Customer Complaints

    149 complaints closed in last 3 years

    78 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 6/30/2022

    Years in Business: 54

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    This company offers insurance services.

    Business Details

    This is a multi-location business.

    Find a Location

    First Acceptance Insurance Company has 127 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • First Acceptance Insurance Company

        3813 Green Hills Village Dr Nashville, TN 37215-2610

        BBB Accredited Business
      • First Acceptance Insurance Company

        1681 Hwy 51 N Bypass Ste B Dyersburg, TN 38024

      • First Acceptance Insurance Company

        2106 N Roan St Ste 10 Johnson City, TN 37601

      • First Acceptance Insurance Company

        247 N Calderwood St Alcoa, TN 37701

      • First Acceptance Insurance Company

        480 Greenway View Dr Ste 104 Chattanooga, TN 37411

      Headquarters
      3813 Green Hills Village Dr, Nashville, TN 37215-2610
      BBB File Opened:
      12/6/1996
      Years in Business:
      54
      Business Started:
      6/1/1969
      Business Incorporated:
      7/12/1995
      Accredited Since:
      6/30/2022
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      Type of Entity:
      Corporation
      Alternate Business Name
      • Acceptance Insurance
      Hours of Operation

      Primary

      M:
      7:00 AM - 8:00 PM
      T:
      7:00 AM - 8:00 PM
      W:
      7:00 AM - 8:00 PM
      Th:
      7:00 AM - 8:00 PM
      F:
      7:00 AM - 8:00 PM
      Sa:
      8:00 AM - 5:00 PM
      Su:
      Closed
      Business Management
      • Mr. Jared Brummitt, Senior Compliance Analyst
      Contact Information

      Customer Contact

      • Mr. Jared Brummitt, Senior Compliance Analyst
      Additional Contact Information

      Fax Numbers

      • (615) 523-5868
        Primary Fax

      Phone Numbers

      Email Addresses

      Industry Tip

      BBB Tip: Auto insurance

      Customer Complaints

      149 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      03/22/2024

      Complaint Type:
      Customer Service Issues
      Status:
      Answered
      I spoke to an agent named ******, signed up for car insurance from first acceptance. I realized that the agent had misspelled my name & I told her that she misspelled my name. She then requested for me to send a picture of my ID to her, to correct the spelling of my name. In the mid February I asked ****** via email when is my payment due? I waited a couple weeks & no response, March 2nd I then sent another response to ****** asking how do I log in to the website? After waiting some time I then try to figure out how to log on to the website myself because I had no idea what even the website was. I seen that it was called First Acceptance so I Googled it I was able to make an account and create an account. However when I created the account it showed no billing information no information pertaining my account whatsoever. So at this point I'm like when is my payment due? So then I sent another email to ****** saying hey I figured out how to log into the website, however it shows me no payment is due? I then call the First Acceptance car insurance to speak with ******. ****** informs me that my car insurance has lapsed and that I need to pay $15 reinstatement fee. I was confused as to why I had to pay a $15 statement fee when I've been trying to reach ****** since the middle of Feb. ****** said, because I didn't call the ***** number. I advised her that an email is a form of communication. ****** refused to credit $15, so did the manager, so did another customer representative, & I asked for a supervisor to give me a call back after paying the $15. However, nobody called me. A few weeks go by I get a letter in the mail saying I owe $138. I literally just paid on the 4th.This letter was sent out on the 5th.I call customer ************** tell me the reason why I can't log on to my acct is because ****** never corrected my email! At this point I definitely should be credited the $15 for the reinstatement fee as it was not my fault I literally had no access to pay online!
      Read More

      Customer Reviews

      69 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Shadara S

      1 star

      04/18/2024

      When I tell you I’m so frustrated!!!!! I was involved in an accident on March 8 which wasn’t my fault here it is now April 18 and all I’m getting is the run around. The lack of communication is horrible. I was told that my car is a total loss by one claim adjuster and that the total loss adjuster would contact me on how we would move forward. That was 3 weeks ago and one has contacted me yet! I’ve called a left messages and no one returns my call. So it doesn’t do any good to leave a voicemail. I’ve also tried to reach out to a supervisor which I was unsuccessful as well. I can’t wait until this is over with, it’s such a headache

      Local BBB

      BBB of Middle Tennessee

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.