Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Collections Agencies

Pinnacle Credit Services, LLC

Complaints

Customer Complaints Summary

  • 4 total complaints in the last 3 years.
  • 3 complaints closed in the last 12 months.

If you've experienced an issue

Submit a Complaint

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

Sort by

Complaint status

Complaint type

  • Initial Complaint

    Date:01/10/2023

    Type:Billing Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    I have resolved this case years ago a now there is another agency trying to request money. I do not know what Pinnacle is doing but please do not have people contact me when this issue has been resolved years ago. So please correct your records and etc.

    Business Response

    Date: 02/02/2023

    January 19, 2023

    Cindy R*****
    Better Business Bureau of Upstate South Carolina
    408 N. Church St. Suite C
    Greenville, SC 29601-2164

    RE: **** *****; Case/File No. ********
    Account Number: ***************
    Original Creditor: ******* ********
    Current Owner: Pinnacle Credit Services, LLC
    Reference Number: *********

    Dear Ms. R*****:

    This letter is in response to the Better Business Bureau (“BBB”) inquiry received January 11, 2023
    regarding the referenced account (the “Account”). Pinnacle Credit Services, LLC (“the Current Owner”)
    currently owns the Account, having acquired it on June 30, 2010. Resurgent Capital Services L.P.
    (“Resurgent”) is the servicer of the Account.

    At Resurgent, we take our customer service and consumer protection obligations very seriously
    and have dedicated significant resources to our compliance-related functions. I have personally reviewed
    **** *****’s inquiry and believe the following information will address their concerns.

    The Account originated on August 23, 2005 with ******* ********. The Account charged off on
    January 23, 2008 with a balance of $882.25. No payments have been received on the Account since it was
    acquired by the Current Owner. The current Account balance is $882.25.

    With its purchase of the Account, the Current Owner acquired all ownership rights, including the
    rights to collect on the Account and to report to the credit bureaus, if eligible. However, the Current Owner
    is not reporting the Account to the credit bureaus and will not report it in the future.

    If **** ***** has any correspondence to/from the previous creditors or any additional
    documentation concerning their dispute, we ask that they please forward it to:

    Compliance Department or Fax: ************
    MS 250 Attn: Compliance
    **** *** *****
    *********** ** *****


    I hope my response has addressed all of **** *****’s concerns. If there are any further questions,
    comments, or concerns, they may contact Customer Service at ***************

    Respectfully,




    Leo
    Compliance Department
    Resurgent Capital Services L.P.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.