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Find a Location

SET Financial Corporation has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • SET Financial Corporation

      761 Crossroads Plz Fort Mill, SC 29708-8017

    • SET Financial Corporation

      833 Crossroads Plz Fort Mill, SC 29708-8016

    • SET Financial Corporation

      PO Box 63065 Charlotte, NC 28263-3065

    Business ProfileforSET Financial Corporation

    Loans
    Multi Location Business

    At-a-glance

    Customer Reviews

    1.8/5stars

    Average of 5 Customer Reviews

    Customer Complaints

    3 complaints closed in last 3 years

    3 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Business Details

    This is a multi-location business.

    Find a Location

    SET Financial Corporation has 3 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • SET Financial Corporation

        761 Crossroads Plz Fort Mill, SC 29708-8017

      • SET Financial Corporation

        833 Crossroads Plz Fort Mill, SC 29708-8016

      • SET Financial Corporation

        PO Box 63065 Charlotte, NC 28263-3065

      Location of This Business
      761 Crossroads Plz, Fort Mill, SC 29708-8017
      BBB File Opened:
      3/16/2015
      Business Incorporated:
      12/11/2007
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of 1952099 for this business, issued by NMLS Consumer Access

      These agencies may include:

      NMLS Consumer Access

      1129 20th St NW Fl 9

      Washington DC 20036

      (855) 665-7123

      http://www.nmlsconsumeraccess.org

      BBB records show a license number of 7545 for this business, issued by SC State Board of Financial Institutions - Consumer Finance Division

      These agencies may include:

      SC State Board of Financial Institutions - Consumer Finance Division

      1205 Pendleton St Ste 306

      Columbia SC 29201

      (803) 734-2020

      https://www.consumerfinance.sc.gov

      Type of Entity:
      Corporation
      Alternate Business Name
      • SET Financial
      Business Management
      • Ms. Nancy Neel, Owner/Manager
      • Mr. Derek VanHoose, CEO
      • Mr. Michael Widrich, Branch Manager
      • Mr. Jonathan Gore, COO
      Contact Information

      Principal

      • Mr. Derek VanHoose, CEO
      • Mr. Jonathan Gore, COO

      Customer Contact

      • Ms. Nancy Neel, Owner/Manager
      • Mr. Michael Widrich, Branch Manager
      Additional Contact Information

      Fax Numbers

      • (800) 803-1540
        Primary Fax

      Phone Numbers

      Industry Tip

      BBB Tip: What to consider when researching personal loans

      Customer Complaints

      3 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      08/16/2023

      Complaint Type:
      Billing Issues
      Status:
      Answered
      Re: Account ****************** This collection is not accurate or can be validated. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the alleged debt. I already asked that you provide me with a copy of all the following: 1) An explanation of what this alleged account balance is ****** A complete Audit Trail calculation of this balance, including the complete payment history on this account 3) Documentation that shows I agreed to pay this debt with my signature and documentation shows I gave you permission to have my information and paperwork showing I gave you authorization to report this to my credit report. No consent to you having my information and unauthorized use of my social security number is identity theft and you will be reported for such.4) The Agreement that grants you authority to collect on this alleged debt.5) A copy of your state license, including license number that give you rights to collect in my state.6.( The purchase agreement showing where you purchased my personal information without my consent which is fraud because you are unknown to me I never did business with you)7.( Senior Executive from your office to Swear under penalty of perjury this corporation were present during the alleged debt you nor I can validate this because we wasnt present)8.(The Original Promissory Note on this Alleged Debt)9..( Demand You provide Chain of Custody for account to ensure the financing and hand to hand transfers is correct)10..(Master Bill ** Sale)******Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act and FDCPA.Also you have committed the following FDCPA Violations you are sending deceptive forms making false belief that I owe you.15 U.S. Code ****j - Furnishing certain deceptive forms (a)It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. I am not participating in the collection of this alleged debt.
      Read More

      Customer Reviews

      5 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Rena J

      1 star

      11/28/2023

      I received a loan check from Set Financial after having surgery. The check was only $1,500 and I needed new tires on my vehicle. Theses people are crooks! The interest rate is extremely high and u end up paying more than double back. I tractk my progress online and all my payments state that they are only applied to my principle. So once I reached the check limit, I thought I was done. They tell me no and that I still am paying interest and that the online history is incorrect. I have asked them to fix this situation. It is still not right. Then they throw out this Rule of 78 c*** that seems to only be a ripoff. PLEASE DO NOT GET A LOAN FROM SET Financial!! They are so not worth it. I wish I had checked up on them more before excepting that check!

      Local BBB

      BBB of Southern Piedmont and Western N.C.

      BBB Reports On

      BBB reports on known marketplace practices.

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