Complaints

This profile includes complaints for Rogue Credit Union's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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  Rogue Credit Union

  1370 Center Dr Medford, OR 97501-7941

• 

  Rogue Credit Union

  729 Chetco Ave Brookings, OR 97415-2512

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

• Initial Complaint

  Date:07/19/2025

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  As of July 19, 2025, I remain blocked from making a payment on auto loan #********** for the 2025 ***** GX 550. The current payment due is $3,364.05. I was unable to process the original payment due on June 20, 2025, because I was recovering from a head and hand injury sustained in a scooter accident in early June. My injuries left me temporarily unable to physically operate the payment portal or drive the vehicle.During this time, I prioritized my health and recovery throughout the rest of June and into early July. Once I regained sufficient mobility, I immediately began catching up on all outstanding obligations. I successfully paid my credit card and one auto loan. However, when I attempted to pay the loan on the 2025 ***** GX 550, I was blocked from doing so, receiving an error message:"2025 ***** GX 550 has been blocked for online payment of $3,364.05. Please contact us."Upon contacting Rogue Credit Union, I was informed that the vehicle was in repossession status due to it allegedly being "abandoned." This assertion is false.The ***** was parked on a public street close to the airport I departed from for a family emergency in June. The claim of abandonment came from an unaffiliated third party who left unsolicited notes on the car expressing interest in purchasing it.I was told by Rogue Credit Union that this individual reported the vehicle had been abandoned for over two months and was rusting. However, I dispute this report as unverified, exaggerated, and biased. There is no police report, public record, or municipal towing order indicating the vehicle was considered abandoned. Additionally, Rogue did not send any representative to independently verify the condition or status of the vehicle before starting *************** of today, I am nearing 30 days late on this loan due to being blocked from payment. If Rogue reports this loan as 30 days late to any credit bureau, you will be in direct violation of the Fair Credit Reporting Act

  Business Response

  Date: 07/30/2025

  Please see our attached response to the complaint submitted by **** ******** that we received on 7/20/2025.

  Customer Answer

  Date: 08/12/2025

  I appreciate the opportunity to respond to Rogue Credit Unions recent statement regarding my complaint. While their response contains partial truths, it also contains factual inaccuracies and omissions that materially affect the narrative. I am providing this rebuttal to ensure the record is accurate.
  
  1. Alleged First Payment Default Letter (Expiration July 23, 2025)
  Rogue Credit Union claims they sent a First Payment Default letter on July 11, 2025, expiring July 23, 2025. I never received this letter. Furthermore, this claim conflicts with their own admission that I called on July 16, 2025, to make a payment, which was blocked. This proves they had direct communication with me well before the alleged expiration date, yet still refused my payment.
  
  2. July 16, 2025 Communication
  On July 16, 2025, I called to resolve the matter and spoke with *******, not ****** as their statement may imply. During this call, I was informed that my payment could not be processed. This was the earliest point I was made aware that Rogue Credit Union had internally reclassified my account status.
  
  3. July 24, 2025 Communication
  I spoke with ******, Asset Protection Manager, on July 24, 2025. During that conversation, I confirmed that I had possession of the vehicle, disclosed my Atlanta address, and clarified that the vehicle had never been abandoned. Despite this, Rogue Credit Union maintained that the only option was a full loan payoff, even though the alleged abandonment was based on an unverified third-party claim from someone who was not the repossession contractor.
  
  4. Contradictions Regarding Abandonment
  Their claim that the vehicle was abandoned conflicts with records from the *********************** and the local 911 operator, both of which confirm there was no abandonment report for my vehicle on July 26, 2025 the date of repossession. This demonstrates that the basis for their accelerated payoff demand and repossession was unfounded.
  
  5. Timeline Inconsistencies
  Rogues own response confirms:
  July 16 I called to make payment (denied).
  July 24 I confirmed possession of vehicle.
  July 25 They sent a Written Acceleration Notice via email, one day before repossession.
  
  This sequence undermines their claim that repossession and acceleration were due to lack of contact or inability to locate the vehicle.
  
  6. Summary
  Rogue Credit Unions refusal to accept payment prior to repossession, reliance on unverified third-party statements, and contradictory timelines point to wrongful repossession and violations of both the loan agreement and applicable consumer protection laws.
  
  I respectfully request that the BBB note these discrepancies and hold Rogue Credit Union accountable for their actions.
  
  Sincerely,
  **** ********

  Please review the attached timeline from my records. I request that Rogue Credit Union provide certified mail receipts, including tracking numbers, for the alleged default notice they claim was sent on July 11, 2025.
  
  I further request that Rogue Credit Union produce a complete set of call logs and timestamps for all attempted communications. My records indicate that I received only one voicemail, from *******, on July 11, 2025, at approximately 1:16 p.m. EST.
  
  This is contradictory to Rogue Credit Unions claim of multiple contact attempts, particularly in light of the fact that I was actively trying to make a payment during this time.
  Regards,
  Mark

• Initial Complaint

  Date:07/08/2025

  Type:Customer Service Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I stopped in the downtown ******* branch on 7-08-2025 to get some info on a $2057.84, two month old fraud problem, along with a continual problem using my debit card and Rogue **** card. I was first told there wasn't a fraud person to speak with, and given a 800 customer service number to call. This is a very specific problem, and I don't feel speaking with a customer service person can solve this problem.

  Business Response

  Date: 07/18/2025

  
  

  Customer Answer

  Date: 07/21/2025

   
  Complaint: 23571165
  
  I am rejecting this response because:

  First off, the monies returned to each party is incorrect.

  Well over two months ago now, this was a five minute fix. I know because I went over all the charges, and reimbursement by the company. I then submitted via an email sent me by the automated fraud ***** the correct amounts to credit me, and reimburse the company. I then heard nothing for two months, so I went in the downtown ******* branch of *** to make another attempt to resolve this matter. The only person able to answer a question, couldn't even get out of her chair to speak with me, and told ***, a new hire to tell me they don't deal with fraud in that office. I have not been successful reaching an actual fraud person thru the fraud number, so calling customer service is of no help. When the fraud department calls me, they have intentionally blocked their number to me, so I do not get a call. It goes directly to my voicemail, then I must call and deal with the automated process. No actual people? Not always successful either.

  Considering it took a complaint to the BBB to get a response from ***, I think that speaks to ***'s lack of taking their members needs seriously.

  I have gone far out of my way, on my time, to resolve this problem. 

  I thank you BBB, (******** I hope).
  
  Sincerely,
  
  ** ********

• Initial Complaint

  Date:05/14/2025

  Type:Customer Service Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Rogue Credit union is denying me access to my account and allowing somebody with a fake ID to have full access to my account knowing that I am theright person. Due to them, denying me access to my account and my funds. I am on the streets pregnant with a high risk pregnancy due to health concerns and having sixtublets

  Business Response

  Date: 05/22/2025

  Hello,

  The complaint submitted by ****** ****** against Rogue Credit Union was researched. Attached is the formal letter describing the facts. 

  Please let me know if you have any questions. 

  Thank you

• Initial Complaint

  Date:12/19/2024

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I used a debit card to get gas from a *******************. Apparently someone used a card copier to gain access to my personal details. The next day someone used my card at a Store I have never been in to withdrawal 80 + 3.25 two times. The Bank alerted me, asked if that was me. The person also tried to withdrawal twice more for 80 dollars. I called Rogue Credit Union to let them know I did NOT withdraw the money nor was I associated with what happened. They asked me if I ever gave my pin to anyone. No, I have not. They asked if I always have my card with me or have I lost it. No, I have not lost it. They said they would investigate.Within one hour they notified me that I was the person who took the ******** was not me, nor have I ever been in that store. I asked them to contact the Police. They did not. I did. The officer took the information, and then visited the Store to view the recording of the person who did this. It was a person who was attempting to hide his face. The officer said it was clearly not me. I told Rogue I have *********************** that shows where my car has been. I have never been in that store.The police officer gave me a Report 2411-1261.Rogue couldn't be bothered. I have writing to ******* and ******* Oregon Newspapers to warn of the same. The ************** (where this happened) explained that people can put readers on gas pumps. Then copy your information. They said to only use credit cards at Stations or to use a debit inside the businesses. I wanted to warn others about his type of theft.First I am cheated by a *****, then accused of being the ***** by my Bank. I find that unacceptable. I lost ****** in the process. I admit to being unhappy with Rogue now, but never had an issue with them prior. I lived in ****** and ***** and used the Bank with no problems. As well, I have a loan with them and always pay early. I have a good credit history with a high score. I am a responsible person.

  Business Response

  Date: 12/27/2024

  Good afternoon,
  
  The complaint (#********) submitted by ****** ****** against Rogue Credit Union was researched. Attached is our detailed response.
  
  Please let me know if you have any questions.
  
  Thank you,

• Initial Complaint

  Date:09/27/2023

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I have paid my debt and they have not taken the account off my ********************** report

  Business Response

  Date: 10/04/2023

  Good afternoon,

  The complaint submitted by ********************* against Rogue Credit Union was researched. Attached is our detailed response. 

  Please let us know if you have any questions.

  Thank you,

• Initial Complaint

  Date:08/09/2023

  Type:Product Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  An international wire transfer of $8,900 USD was sent on July 10th 2023. This amount was debited from our account and then redeposited into our account on the same day.This was wire number *****. Another wire transfer for the same amount was debited later on the same day July 10th 2023. This second wire number *****. We did not sign off on this wire transfer number. We did not get to review the beneficiary or account number to verify if all of the information was correct. We still have not been provided with this information. It has now been 4 weeks since this sum was debited from our account. The document we have states it could take up to 2 weeks to arrive into a foreign account. We have now requested the wire be cancelled since there has obviously been a mistake. This is not the first time rogue has made mistakes with our wire transfers. Two weeks prior this same transaction was attempted and the money was sent back to our account- because it was sent in the wrong currency. So we are on the 3rd attempt and everyone we have spoken with has mentioned we might not get our full amount back. I don't want this to become a legal issue. But it is certainly looking like it is headed in that direction..

  Business Response

  Date: 08/22/2023

  Good afternoon,
  
  The complaint submitted by *************************** against Rogue Credit Union was researched. Attached is our detailed response.
  
  Please let me know if you have any questions.
  
  Thank you,

• Initial Complaint

  Date:08/04/2023

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  This complaint occurred in the Ashland St. address Rogue Credit Union.Around July 1, 2023 I received a threatening letter from Rogue Credit Union in **********, ***** explaining if I didn't show proof of insurance, the credit union would purchase 6 months of insurance for $6845.00, and add this amount to my loan. I brought all my insurance papers to *** on Ashland St. An employee faxed the info to the fax # on the letter, and I thought all was well.August 3, 2023 I received another letter from *** in ***** explaining much the same. The same employee I met with in July said they needed an "Insurance Binder" sent. I have no idea what this is. She explained it comes from the insurance company. I called Connect, my insurance company on speaker phone, an insurance binder was sent, again I thought all was well. Friday August 4, 2023 I started receiving emails from **********, ***** requesting insurance info. My proof of insurance was sent July 1st? Back to ***. I met with ************** and explained my problem. When I said the ********** office keeps asking for proof of insurance, ***** said there isn't a *** office in **********. I showed her the email with ********** address, and then she said, they are a "Third party" of ***? Either the *** in ********** ***** was unable to open the file, and had to be sent again, which meant I again had to call my insurance company.As a cost cutting measure I trust, *** outsources insurance problems to this ********** office, they use the *** letterhead, and send threatening letters to *** customers, then the *** customers have to do the leg work as unpaid volunteers to fix a problem that should and could be taken care of in the office where I processed my loan. One phone call from the Ashland St. address, would have remedied this entire problem.I made a very poor showing of myself in the office, and I apologize to the staff. I get highly stressed around computers for lack of skill. *** needs a more respectful manner!!

  Business Response

  Date: 08/14/2023

  Good morning, 

  The complaint submitted by ********************* against Rogue Credit Union was researched. Attached is our detailed response. 

  Please let me know if you have any questions. 

  Thank you!

  Customer Answer

  Date: 08/15/2023

   
  Complaint: 20426161
  
  I am rejecting this response because:

  ***, (Rogue Credit Union) created an automated, third party business in **********, *****, to send out threatening letters, with the *** letterhead to give the appearance it's ***, with apparent guidelines and rules only they know.

  The two letters sent weren't clear in the information requested,  (said proof of insurance, wanted insurance bunder) just threatening in nature. The first employee I spoke with admitted she did not know what the ********** office wanted, and the second employee was unaware *** had an office in **********, ***** until I showed her my email. She then said it was a "third party" office. 

  For a "community" based credit union to create an out of state, automated processing center, nameless, no way of calling, only confuses the process to the point of having to go to the local *** office to find out how to deal with this problem. Which begs the question, why not have a local *** employee call or email and resolve this problem with one call. I have spent three stressful hours, prior to the BBB complaint thinking *** was coming after my vehicle, or if I was involved in an accident *** use some rule only known to them to not involve themselves on my behalf. 

  How this is serving the community is beyond me.

  *********************

  
  
  Sincerely,
  
  *********************

• Initial Complaint

  Date:08/03/2023

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I have been a member of the credit union since 2016. I have maintained a savings account that serves as my emergency fund with them with no issue. This year they began charging me a $5 monthly fee for the account being "inactive". It's a savings account. Why would it need to be "active" unless I need to withdraw funds for an emergency? I was never charged this fee until this year. By the time I figured out what was going on I've already been ripped off by the credit union for $25. That's $25 that won't be available if I need a sudden car repair. I'm closing my account with them and moving what's left of my emergency fund elsewhere. Such a shame! They used to be a great credit union.

  Business Response

  Date: 08/14/2023

  Good afternoon,
  
  The complaint submitted by ***************************** against Rogue Credit Union was researched. Attached is our detailed response.
  
  Please let me know if you have any questions.
  
  Thank you,

• Initial Complaint

  Date:04/20/2023

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Deposit mishandled creating overdraft fees and lengthy hold on deposit.Bank manager, *******************************, said she will review fees after waiting period of over 7 days.I need my checking account balance returned to balance of two days ago.

  Business Response

  Date: 05/05/2023

  Good afternoon,
  
  The complaint submitted by *********************** against Rogue Credit Union was researched.Attached is our detailed response.
  
  Please let me know if you have any questions at ************.
  
  Thank you, 

• Initial Complaint

  Date:12/26/2022

  Type:Sales and Advertising Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Over the past 8 years this bank has been "hacked" at least once every 8 months. Requiring me to cancel all my cards, and wait for new ones for weeks at a time. I have accounts with 11 other financial institutions. Since 2015, not one of those banks had an instance of fraud. Not one. It's painfully obvious that this credit union has an obvious security problem that has cost me in excess of 80 hours to fix. Clear cut negligence in dealing with security issues. I've filed 3 complaints with the ***** One with the *** and now one here.

  Business Response

  Date: 05/15/2023

  To Whom It May ******************** received your letter on April 28, 2023, regarding the complaint filed by Mr. ****************************** Upon receiving this notice, our team immediately investigated the details of the complaint. Mr. *** identified the following issues in his complaint and our response to his concerns directly follows each issue.  
  Over the past 8 years this bank has been hacked at least once every 8 months. 
  Protecting our members from hacking is something we take very seriously. We are glad to share that Rogue Credit Union has never had a hacking event. This can be verified through our regulatory agencies.  
  Requiring me to cancel all my cards, and wait for new ones for weeks at a time. 
  Mr. *** opened an account with ** in 2020. While we have not found any disputes of reported fraud on his account, we contacted Mr. *** in December 2022 to confirm if a transaction was fraudulent. We have not received a response from Mr. **** so no dispute has been filed. If he would like, we will gladly partner with Mr. *** to investigate further. The safety and security of all our members accounts is our priority.   
  I have accounts with 11 other financial institutions. Since 2015, not one of those banks had an instance of fraud. Not one. Its painfully obvious that this credit union has an obvious security problem that has cost me in excess of 80 hours to fix. Clear cut negligence in dealing with security issues. Ive filed 3 complaints with the ***** one with the *** and now one here.  
  We adhere to strong financial risk management principles and maintain a team that ensures the best possible security for our members. We truly appreciate the trust that member-owners like Mr. *** demonstrate in partnering with us on their financial journey. Rogue Credit Union is secure, financially strong and prepared to meet the needs of our members today and in the future. More information is available at roguecu.org/annualmeeting. 
  Thank you for bringing this matter to our attention. We appreciate the opportunity to share about the safety and security of our credit union. Please let ** know if you have any additional questions.