Insurance Agency
Hines Insurance BrokerageAbout
About This Business
Life Insurance: Comprehensive life insurance policies to protect your loved ones financially in the event of your passing.
Health Insurance: Coverage options that help manage the cost of healthcare services, ensuring you and your family receive necessary medical care.
Medicare Plans: Specialized Medicare plans designed to provide additional coverage and benefits to those eligible for Medicare.
Annuities: Financial products that provide a steady income stream during retirement, ensuring long-term financial security.
Products and Services
Business Details
- Local BBB:
- BBB of Mahoning Valley
- BBB File Opened:
- 11/14/2023
- Business Started:
- 9/1/2023
- Business Started Locally:
- 9/1/2023
- Type of Entity:
- Limited Liability Company (LLC)
- Business Management:
- Mr. Brandon Hines, Owner
Additional Contact Information
- Principal Contacts
- Mr. Brandon Hines, Owner
- Customer Contacts
- Mr. Brandon Hines, Owner
- Additional Email Addresses
- Technical Support: Email this Business
- Customer Service: Email this Business
Additional Information
- Refund and Exchange Policy
- At Hines Insurance Brokerage, we are committed to providing you with the best insurance solutions. Our refund and exchange policies are designed to ensure transparency and customer satisfaction.
Life Insurance Policies:
Refunds are available within the first 30 days of policy issuance if no claims have been made.
After 30 days, refunds may be subject to policy terms and conditions and may include cancellation fees.
Health Insurance Policies:
Refunds are available within the first 10 days of policy issuance if no claims have been made.
Exchanges to different plans are allowed within the open enrollment period or during a qualifying life event.
Medicare Plans:
Refunds are available within the first 30 days of policy issuance if no claims have been made.
Exchanges can be made during the annual enrollment period or during special enrollment periods as per Medicare regulations.
Annuities:
Refunds for annuity contracts are available during the free-look period, which is typically within the first 10 days of receiving the contract.
After the free-look period, refunds and exchanges are subject to the terms of the annuity contract, which may include surrender charges.
General Conditions:
All refund requests must be submitted in writing and will be processed within 14 business days of approval.
Exchanges are subject to eligibility criteria and underwriting guidelines.
For details related to your policy, please refer to the policy documentation or contact our customer service team.
If you have any questions or need assistance with a refund or exchange, please contact us at [email protected]. - Business Categories
- Insurance Agency
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