Complaints
Customer Complaints Summary
- 466 total complaints in the last 3 years.
- 192 complaints closed in the last 12 months.
If you've experienced an issue
Submit a ComplaintThe complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.
Initial Complaint
Date:05/30/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Debit and credit card stolen. Police report filed over $400 in transactions to big air and a bar were done. Filed dispute. Current rejected asked them to look into it again with police report and asked them to contact the merchant. The merchant looked at video camera confirmed a man used the card there. Thats in the police report. I am a female it wasnt me police report shows that. Yet current still rejects dispute. What else proof do you need then video footage of someone thats not me using it. I swear these non brick and mortar banks want to s**** everyone. Stay away from them.Business Response
Date: 06/12/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentInitial Complaint
Date:05/30/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
For the last 5 months I've been trying to update my phone number to access my account iv sent in I don't know how many emails with the documentation required an every time they say they need it again or they can't accept it saying it's a screenshot because I took a screenshot of me sending it apparently they do t know that when u take a screenshot confirming that u sent it to them that the picture pops up at the bottom iv had disputes out I don't know what happened with them this bank keep giving excuse after excuseBusiness Response
Date: 06/11/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentCustomer Answer
Date: 06/23/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:[Your Answer Here]
I have never filed for a credit builder credit card through current I've had this debit card longer than 2024 so neither one of those is accurate and a screenshots that are in question anybody who knows anything about taking a screenshot with your cell phone is that it lets you see the screenshot in your bottom left hand corner of your phone and a little square letting you review it so the screenshot that I'm accused of sending in I was taking the screenshot of me sending in the documentation as proof I've had nothing but problems with this bank for over 2 years now they've denied multiple of my claims even when I was locked up in jail they had proof of this they still refuse to give me my money back I'm tired of them not doing what they're supposed to and causing more hassle for me losing money etc etc I just want reimbursed for my money one of tge merchant i filed a dispute i had seny in documentation where i reepeatedly asked them to cancel any subscription under my name as i never enrolled an they arw not permitted to take any money out of my account yet this still keot doing it current provided me with credit to my account but the reversed it an took it back they don't do what they say I've had money taken out of my account multiple times that wa unauthorized an nothing was done about even with the documentation requested an still nothing was done about it I won't accept anything less than what I'm requesting
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
**** ********
Business Response
Date: 07/08/2025
Dear Better Business Bureau,
We are writing in response to a recent customer ******************** response rejection (Case #********). We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-**** ******** - BBB Rejection
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentInitial Complaint
Date:05/27/2025
Type:Product IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I am writing to formally express my deep dissatisfaction with the handling of a disputed transaction through Current Mobile Banking involving a charge of $480 from jrstickerz, which was made in February 2025. Despite multiple attempts to dispute this transaction and submit appeals with supporting evidence, I have been consistently denied resolution by Current Mobile Banking.The merchant in question has failed to deliver the product that was promised at the time of purchase. I have contacted the business on numerous occasions requesting updates, a shipment confirmation, or a refundnone of which have been provided. To date, the product has not been shipped, nor have I received any communication indicating when or if it will ever be fulfilled.I have submitted all available documentation to support my dispute, including order confirmations, email correspondence, and records of my attempts to resolve the matter directly with the seller. Nevertheless, Current has repeatedly denied my claim without a clear explanation or a fair review of the evidence provided. This continued dismissal is not only frustrating but feels negligent given the obvious breach of trust and failure of service by the *********** a consumer, I trusted Current Mobile Banking to offer protection and a fair process in the event of fraudulent or unfulfilled transactions. Unfortunately, this experience has left me questioning that trust. I am now out $480 for a product I never received, and Current's dispute process has failed to provide me with a remedy.I request that my dispute be reopened and thoroughly reevaluated by a competent and intelligent dispute member in light of the ongoing non-delivery and lack of response from the seller and incompetence of this bank. I am seeking a full refund **** for the undelivered product, for which I have been asking for, for the past couple months which I believe I am 100% rightfully entitled to under the circumstances.Business Response
Date: 05/28/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentCustomer Answer
Date: 05/31/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:[Your Answer Here]
The issue remains unresolved due to fraud and theft by a business that took payment from me but failed to deliver the promised product. Despite multiple attempts to contact the seller regarding a refund, there has been no meaningful communication or response.
Furthermore, I am extremely dissatisfied with the actions or lack thereof taken by Current, the financial institution involved. They have not provided adequate customer protection in this matter, have shown no commitment to investigating the fraud, and appear to disregard their responsibility to assist customers in fraudulent situations.This bank is obviously not to be trusted in theft/fraud situations like this especially because I've read thousands of customer complaints against this financial institution saying they have not been protected in situations like this and Current just takes their money. Very unprofessional, even for a bank. Banks are suppose to protect the consumers but Current lacks that.
This situation continues to be distressing and unjust. This financial institution said the same thing with my report against them through ****, they have no other words to say because they know their in the wrong. They lack customer protection. I have provided multiple proof of documents and Current is very unwilling to cooperate.
I have experienced a serious lack of support from Current, the financial institution involved in this transaction. They have failed to provide adequate customer protection, have not assisted in recovering my funds, and have shown no commitment to addressing the fraudulent activity that occurred on their platform.
Due to their negligence and disregard for my concerns, I have taken the step of filing a complaint against Current with the FDIC.
As it stands, I have not received the product, not been refunded, and have not been supported by either the seller or Current. This complaint remains completely unresolved, and I believe both the business and Current should be held accountable.
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
******* ********
Initial Complaint
Date:05/23/2025
Type:Service or Repair IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I got a welcome email from this random company that I never heard of prior to getting said email. They had my email address and name from what I can tell in the email. I immediately reached out via the contact form on their website to tell them to close this account immediately as it was fraudulent and I had never heard of them before. They continued to ask for additional PII to verify this account prior to cancelling in which I refused because 1) I dont know if the fraudster gave them my accurate details and 2) I didnt want to give this company I knew nothing about additional information on me. They basically told me there was nothing they could do without my additional PII which is ridiculous. This is fraud and poorly handled fraud. If someone out there has a card in my name and starts racking up debt after I told them this is fraud, I fully expect them to be penalized.Business Response
Date: 05/27/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint Case #********. We have reviewed the complainant's details and were unable to verify their identity based on the information provided. A letter has been attached to notify the customer accordingly, including the next steps they can take.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentCustomer Answer
Date: 05/27/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:[Your Answer Here]
The communication sent to the BBB states they werent able to do anything to verify my identity but I just got an email from them saying my account was cancelled. Which is it?
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
***** *******
Business Response
Date: 06/02/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter to Consumer
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentCustomer Answer
Date: 06/04/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me and the matter has been resolved.
Sincerely,
***** *******
Initial Complaint
Date:05/22/2025
Type:Billing IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
CURRENT *********************************************** ************************************************************ *********************************** ************** *************************************************** CURRENT HAS CLOSED A DISPUTE AGAINST ******, DISPUTE ************************************ BUT AFTER SEVERAL INQUIRIES CURRENT REFUSES TO EXPLAIN THE CHARGE.2025 05 22 FILED A COMPLAINT WITH THE BBBBusiness Response
Date: 05/27/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint Case #********. We have reviewed the complainant's details and were unable to verify their identity based on the information provided. A letter has been attached to notify the customer accordingly, including the next steps they can take.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentCustomer Answer
Date: 05/29/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:[Your Answer Here]
THE LETTER IS ADDRESSED TO ANOTHER PERSON AND CURRENT DOES NOT EXPLAIN WHAT TO DO TO OBTAIN AN ANSWER TO THE QUESTION:
WHAT DID ****** BILLED ME FOR ON 04/21/2025?
I HAVE ASKED CURRENT SEVERAL TIMES AT ********************************** AND THEY HAVE NOT PROVIDED AN ANSWER.
FURTHERMORE, THEY CONDUCTED AN INVESTIGATION BUT REFUSE TO ANSWER THE SIMPLE QUESTION.
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
***** **** ** ** ***
Initial Complaint
Date:05/20/2025
Type:Billing IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Current Bank has not given me my direct depositBusiness Response
Date: 06/02/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentInitial Complaint
Date:05/18/2025
Type:Sales and Advertising IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I received an alert from this business that a new card had been approved and was now active and ready to be used. I have never heard of them, nor have I personally opened a card or line of credit with them. When I inquired with their customer service team, have not attempted to resolve the issue and are unresponsive. I cannot reach their fraud department.Business Response
Date: 05/21/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentInitial Complaint
Date:05/12/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Current does not investigate disputes. I used my credit builder card which is a credit card by the federal guidelines. They have no evidence from the other party and making me loose out on over 1000 dollars.Business Response
Date: 05/23/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentInitial Complaint
Date:05/09/2025
Type:Billing IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Dear *** or Madam:I was directed by the ************************ to write this letter. I am writing to dispute afraudulent charge on my account in the amount of $546.16. This unauthorized charge hasmade me a victim of identity theft. I did not make or authorize this charge. I am requestingthat the charge be removed, that any finance and other charges related to the fraudulentamount be credited, as well, and that I receive an accurate statement. This request is madepursuant to the Fair Credit Billing Acts amendments to the Truth in Lending Act, 15 U.S.C. *********b, 12 C.F.R. ******. See also 12 C.F.R. 226.12(b).I have enclosed information about the charge. Also, I enclosed the information supportingmy position, which is to be refunded for the unauthorized transaction of $546.16. I disputedthis transaction already, promptly the same day I realized it was there. I immediately notifiedagents through the Mobile App. Days later, I received a response that was completelyunmoral and wrong. The response said it was authorized for some reason. I completely donot agree with that decision. And neither did the other agent, who granted my dispute on asecond unauthorized charge from the same unknown merchant. Please investigate thismatter and correct the billing error as soon as possible.Enclosing:1. Information on the original disputed charge from merchant Trip Feb 19 because itwas unauthorized . This includes the amount charged, the date, the receipt number,and merchants name.2. My explanation of the situation.3. A separate, second charge that I disputed from the same unknown merchantbecause it was also unauthorized. The outcome of the dispute was granted in myfavor. I completely agree with the outcome of this dispute, since it was the same fakemerchant posting an unauthorized charge to my account that I never made.4. Notice to furnishers of information5. Fair credit report actBusiness Response
Date: 06/06/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint (Case #*********. We have thoroughly reviewed the situation and have provided our findings to the customer in the attached document referenced below.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
CurrentCustomer Answer
Date: 06/25/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:
Complaint ID: ******** I am not satisfied with the answer the company gave me. I had an unauthorized transaction that they refuse to credit me for. The company stole my money and refuse to refund me.
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
***** *****Initial Complaint
Date:05/08/2025
Type:Product IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I opened an account with a company called current I was well aware of how the card worked that came with the account. I had thecard for two months for March and *****. It was an empty card and you could only spend what you had on there they make out they provide money from you from your own account of money that you have set aside, but if theres no money on the card, it will decline it. It works just like a debit card that you you also use a pinnumber for I had my paycheck direct deposited into my account and I would spend those funds and use them like a debit so I knew how much money I had well they pulled almost $400 out of my account and said it was for money I had already spent. In March all of the money I spent in March was allocated to money that I had deposited into my own account and then in May$1600 was taken for my direct deposit and they said it was for money that I had already spent in ***** every dollar that I spent ***** came from my direct deposit And funds that were already in my account. They did not provide me with any additional money and when I asked to have the money refunded because I disabled the automatic taking of any money and they took it anyway, and when I asked them about it and told them that I needed to be refunded,they could not do that. They started mocking me and hung up on me and this happened twice they are very rude very disrespectful and its as if its a scam what theyre trying to tell you makes absolutely no sense and I have my statements from March and ***** and there is no way shape form that much money was spent. They took almost $2000 for me and I need my money back and to be treated like that and blindly robbed has been devastatingBusiness Response
Date: 05/12/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint Case #********. We have reviewed the complainant's details and were unable to verify their identity based on the information provided. A letter has been attached to notify the customer accordingly, including the next steps they can take.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.Regards,
CurrentCustomer Answer
Date: 05/12/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because: Current Bank needs me to verify my identity by emailing their support team which I will do through my app. I have all of my statements which only consists of two because I am a new customer and had only been with them for two months and It clearly shows that I used my card as a debit card And everything that I debited, was from money that I had placed in my account all of my transactions were allocated for by my own funds so when I had my paycheck from March, they took a portion totaling almost $400 and then when a paycheck came in April, they took $1600 from that and when I called to inquire about my refund, I was told no I cannot get the money back that its gonna be used to pay for my balance because of my purchases, but they had already been satisfied by my own funds so approximately $2000 was taken and it clearly shows that in the statements and this will not be satisfied until I receive a refund. They were very rude and mocked me as well as hung up on me when I inquired about getting my money back and this was a supervisor I was speaking with. I would like to be assured I will be refunded and treated with a professional manner when I call to inquire about my account[Your Answer Here]
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
***** *****
Customer Answer
Date: 05/30/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:[Your Answer Here]
I reject the response from Current Bank. They have not resolved the problem. It is plainly viewed and mathematically incorrect in my account. They are Unwilling to understand that they have taken almost $2000 from my account. I understand how they tell me its supposed to work all it is is a secured credit line.Every dollar that I spent, I made a deposit prior to cover so what they typically do is they typically take money And put it in a reserve account, which is strange because they dont know how much money youre going to spend and you cant use the card if theres no money on it so you have to fund it yourself or it doesnt work regardless if you run it as a debit or a credit. It declined at a store. And when they try to explain it to you, it makes no sense. They cant even compute where they even come up with these figures and they told me they took the money because I owed it at the end of the billing cycle. I didnt owe anything because I would only spend what I put in my account prior And again they would never let you run over to where you owed the money. The card would simply decline. So in a nutshell I funded my secured card I Purchased items my card would only allow me to purchase up until the limit of the money that I deposited so twice they took money for me the first time it was $350 and two weeks later they took out $1600 And they told me that they put this in the reserve account and that it was gone that it was money already spent So not only did I pay for my own purchases with the money that I deposited when I had a direct deposit hit they took almost $2000 for me when I didnt owe any money and no money was credited to me whatsoever and they seem to think that this is OK and that Im the one who doesnt understand Ive had to involve the **** now and I will hire an attorney and I will not stop until I receive my money back so if they wanna spend the thousands in court, thats fine or they can just refund me my money again I am not stopping until I receive my money. And they were so rude they hung up on me and were very unprofessional because they know what theyve done is incorrect this is stealing and this is a bank and this is America. This cannot happen in todays date and time.
In order for the BBB to appropriately process your response, you MUST answer the question above.
Sincerely,
***** *****
Business Response
Date: 06/06/2025
Dear Better Business Bureau,
We are writing in response to a recent customer complaint Case #********. We have reviewed the complainant's details and were unable to verify their identity based on the information provided. A letter has been attached to notify the customer accordingly, including the next steps they can take.
-Letter From Current
We kindly request the BBB's assistance in reviewing our response and facilitating a resolution that satisfies all parties involved.
Thank you for your support.
Regards,
Current
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