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  More than ever, scammers are preying on consumers' financial vulnerabilities and economic uncertainty. Your BBB and the Federal Trade Commission (FTC) offer the following advice how you can recognize phony prize romotions and foreign lotteries:

  PHONY PRIZE PROMOTIONS AND SWEEPSTAKE SCHEMES: Fraudulent telemarketers often "guarantee" that you've won valuable prizes, like vacations, cars or large sums of cash. But they want you to pay "fees" for shipping, taxes, customs or other supposed expenses. If someone asks you to pay to claim a "prize" or "free" gift, it's a trick. You may get a cheap gift that is worth far less than the "fees" you paid, or you may not get anything at all. If you get a call or a letter from out of the blue telling you that "you're a winner": - don't pay any money to collect supposed sweepstakes winnings. If you have to pay to collect your winnings, you're not winning - you're buying.

  Legitimate sweepstakes don't require you to pay "insurance," "taxes" or "shipping and handling charges" to collect your prize. - hold on to your money. Scammers pressure people to wire money through commercial money transfer companies because wiring money is the same as sending cash. When the money's gone, there's very little chance of recovery. Likewise, resist any push to send a check or money order by overnight delivery or courier. Con artists recommend these services so they can get their hands on your money before you realize you've been cheated.Remember that phone numbers can deceive. Internet technology allows con artists to disguise their area code so it looks like they're calling from your local area. But they could be calling from anywhere in the world.

  FOREIGN LOTTERY SCAMS If you get a call offering you the chance to play a foreign lottery or telling you that you've won a foreign lottery, odds are good it's a scam. First, it's against federal law to play a foreign lottery. Second, most scam operators don't buy the promised lottery tickets. Third, other scam artists buy the tickets, but keep the "winnings" for themselves.

  Finally, lottery hustlers use their victims' bank account numbers to withdraw money without authorization or their credit card numbers to run up charges. If you're solicited to participate in a foreign lottery, say no. Instead, remember: - playing a foreign lottery - on the telephone or through the mail - is a violation of federal law. buying even one foreign lottery ticket puts your name on "sucker lists" that fraudulent telemarketers buy and sell to each other. You will get many more bogus offers for lotteries or investment "opportunities." - keeping your credit card and bank account numbers to yourself is your best course of action. Scam artists often ask for this information during an unsolicited sales pitch, and then use it to commit other frauds against you. - if you get what looks like lottery material from a foreign country, give it to your local postmaster. To learn more about cross-border fraud, visit www.ftc.gov/crossborder. 

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  Mail sent to the business on 05/30/2017 was returned by the U.S. Postal Service as Undeliverable as Addressed.