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Find a Location

Central Bank and Trust Co. has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforCentral Bank and Trust Co.

    Bank
    Multi Location Business
    BBB accredited business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 2 Customer Reviews

    Customer Complaints

    2 complaints closed in last 3 years

    2 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 12/1/1957

    Years in Business: 78

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Business Details

    This is a multi-location business.

    Find a Location

    Central Bank and Trust Co. has 2 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Location of This Business
      300 W Vine St, Lexington, KY 40507-1621
      BBB File Opened:
      3/8/2005
      Years in Business:
      78
      Business Started:
      1/1/1946
      Accredited Since:
      12/1/1957
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of 15815 for this business, issued by Lexington: KY Department of Financial Institutions

      These agencies may include:

      Lexington: KY Department of Financial Institutions

      1025 Capitol Center Drive Suite 200

      Frankfort KY 40601

      (800) 223-2579

      https://www.kfi.ky.gov

      Alternate Business Name
      • Central Bank & Trust Company
      Hours of Operation

      Primary

      M:
      8:00 AM - 6:00 PM
      T:
      8:00 AM - 6:00 PM
      W:
      8:00 AM - 6:00 PM
      Th:
      8:00 AM - 6:00 PM
      F:
      8:00 AM - 6:00 PM
      Sa:
      Closed
      Su:
      Closed
      Business Management
      • Mr. Steve Kelly, Executive VP Marketing & Sales
      • Mr. Chris Thomason, Vice President Private Banking Officer
      • Ms. Lesley Catron, Senior Vice President/Director of Marketing
      Contact Information

      Principal

      • Mr. Steve Kelly, Executive VP Marketing & Sales

      Customer Contact

      • Mr. Luther Deaton, Chairperson
      Additional Contact Information

      Fax Numbers

      • (859) 253-6003
        Primary Fax
      • (859) 253-6100
        Other Fax

      Industry Tip

      BBB Tip: How to choose a new bank or credit union

      Customer Complaints

      2 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      01/01/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I went to Central Bank a while ago to cash a cashier's check. I was allowed to open an account and cash the check so I put $10 in that account. Recently, Friday the bank told me that I would not be able to cash my payroll check. They wanted to put a hold on the check because of my new account and the risk that I had of it being a fake check. It was a payroll check, with my company's name on it and I really really really needed the money. I explained this to them and told them that I really needed the money if there was any way to make the funds available please do it. They basically laughed me out of the bank and I left. So I called later to see if there was anything that could be done and they said no so I close my account and wanted to get the $10 back. They informed me that the $10 was gone because it was service fees included in the account which I was not even made aware of when I signed up for the account in the first place. Central Bank at this location has a star of 2.1 ratings on Google and is very predatory in their practices. I just wanted to be able to pay my rent on time, and get cough medicine for my kids. And I was punished because of that. So when it comes to Central Bank I advise nobody to bank with them because they will end up taking your money and then laughing at you in your face when you have worked 7:00 a.m. to 6:00 p.m. to make the paycheck that you are trying to cash. I want them to cash my check and then never to have to deal with them again.
      Read More

      Customer Reviews

      2 Customer Reviews

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      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      SAMUEL E

      1 star

      03/07/2024

      In March of 2024 I had a CD at this bank. I wanted to move $1500 out of this Cd over to my checking account. They told me that it would cost me between $150 and $170 to do that which is more than they had paid me interest on the account. I complained and talked to a manager about this absorbent gouging rate. She basically told me to stuff it and hung up on me while I was sitting in the bank. I said that I was going to publicize this and call the news media as I considered this gouging. I am almost 80 years old and and know when I am being ripped off and in this case having a bank abusing me due to my elderly status. I needed the money as my wife had just died and I had bills to pay. After I complained I walked out of the bank and never said anything that could be construed to be of any other nature except that I was going to get the word out about what they did to me . The next day I received a call from their security department telling me that due to my verbiage the previous day they were closing all of my accounts and forbid me to ever go into any of their branches again. I have never ever been treated so poorly by any business in my almost 80 years of life especially a big bank and the fact that they were abusing an elderly person. If I were you I would really think about whether you wanted to do business with a company that tries to rip you off and then abuses you if you complain. What if one of your parents had this experience, would you want them to do business with this bank? The choice is yours.

      Local BBB

      BBB serving Greater Kentucky and South Central Indiana

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