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About

About This Business

We offer Conventional, FHA, VA, and have USDA Mortgages available. We do both Purchase and Refinance Mortgages.

BBB Accredited Since: 3/16/2001

Years in Business: 26

Products and Services

Conventional, FHA, and VA Mortgages. We offer 30, 25, 20, 15, and 10 year fixed Mortgages as well as 7/1, 5/1, amd 3/1 ARMs. FHA and VA Mortgages come in 30, 25, 15 or 10 year fixed rate Mortgages, and FHA also has 5/1 and 3/1 ARMs.

Business Details

BBB File Opened:
2/28/2008
Business Started:
4/8/1999
Type of Entity:
Sole Proprietorship
Alternate Names:
Richard L Jones dba Bottom Line Mortgage
Business Management:
Mr. Richard Jones, Owner

Additional Contact Information

Principal Contacts
Mr. Richard Jones, Owner
Customer Contacts
Mr. Richard Jones, Owner
Additional Email Addresses
Sales: Email this Business
Technical Support: Email this Business
Customer Service: Email this Business

Licensing information

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

Additional Information

Payment methods
We accept Visa/Mastercard, and/or a check for the appraisal and/or credit report fees. Funds to closing are either paid from the proceeds of the transaction, a direct wire from your bank to the title company, or certified funds check from your bank. Funds over $10,000.00 must be sent via wire(State Law).
Refund and Exchange Policy
During a Mortgage transaction, the only fees that are charged up front are for the credit report and the appraisal. Once these items are ordered and completed, there is no refund available. This is the way it is with all Brokers/Lenders. You would be entitled to a refund of monies paid if we are in violation of State Laws or Federal Regulations. The remainder of closing costs are paid at closing. A Purchase transaction is finalized at closing, and a Refinance, State Law provides you with a 3 business day recission, which if you cancel, you are entitled to a refund of all fees paid(possibly with exception of the appraisal and credit report fees).
Business Categories
Mortgage Broker

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